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Question on estimated milage

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Old 20 August 2008, 07:22 AM
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IN THE STICKS
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It seems most insurance companies now days use your estimted annual mileage to set your premium, Is this milage figure binding I wonder ? For example if my policy says estimated milage 10,000 miles and I do 10,500, am I not insured for the last 500 . Just a question thats crossed my mind a few times , any experts out there know the answer ?

Dave

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Old 22 August 2008, 11:39 AM
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Old 22 August 2008, 11:57 AM
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I have pondered this myself. As a sceptic i would say if you have a smash they will ask for the MOT certificate whhich has your mileage on. If it is clearly a lot more than your estimate from when it was done then they might reduce the claim or something but i think it is a difficult one to make stick.

Some ask for the current miles on the car but not many.

5t.
Old 22 August 2008, 09:41 PM
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AndyJudge
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My Insurance states that If I exceed the agreed mileage then the excess goes up to £500.
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