Turbo_T

iTrader: (7)

My insurance is due in 2 weeks but thinkin off sellin the scoob i have 9 years NCB but cant buy new car till i sell my old 1 so if my insurance runs out and i dont renew will i lose my NCB when i reinsure new car should only be up 2 few weeks till i have money to insure new car ?

cheers

andyt1981

im sure you can hold your no claims for a year, as long as you keep the evedence of how many years you have, either as a renewal document from your current insurer, also you can ask your insurer for a document stating how many no claims you have to pass onto the next insurer

Turbo_T

iTrader: (7)

yeah this is what i think but dont want 2 do it 2 find i lose sum of my ncb

cheers for the reply

Moley

iTrader: (9)

Most insurers will except NCB up to two years old nowadays

Turbo_T

iTrader: (7)

well moley as ill be askin u for a quote with whatever i do in the end take it ill need prove from old comapny of no claims when i come to reinsure my car im hopein only to be a few weeks between insurance runnin out and reinsurein new car

noobyscooby

If you have not sold your car by the time you renew your policy, you will still need to keep the car insured so all you do when you finally sell your car is to ask your insurers to suspend your policy. This means they will keep the policy open without affecting your NCB. I have two policies but only one car at the moment, so I put one policy on suspension and when that came up for renewal, I put the other policy on suspension and re-activated the suspended one. This way I keep two lots of NCB ticking over nicely until I get around to getting another car - and I use one insurer's renewal quote to drive the second one's quote down and vice-versa when I renew too!!