What does this mean????
25 April 2006, 09:57 PM
#1
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What does this mean????
Hi i recieved a quote (via email) from Greenlight for a 2000 impreza turbo and I am very impressed with the quote however there is something that is bothering me and i dont know how i should answer.
"We also require that you have 12 months
prior driving experience on a performance car. "
What consitutes a performance car and how do i prove that i have been driving it without previous insurance docs been kept??
Thanks if you are able to answer, no doubt i will call Greenlight when i manage to get home before they shut.
Dominic
"We also require that you have 12 months
prior driving experience on a performance car. "
What consitutes a performance car and how do i prove that i have been driving it without previous insurance docs been kept??
Thanks if you are able to answer, no doubt i will call Greenlight when i manage to get home before they shut.
Dominic
25 April 2006, 11:32 PM
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I don't think you need to prove it at the point of insurance, however if it comes to claiming and you have lied obviously your insurance will be invalid. If you don't have previous insurance documents I'm sure you're old insurance company or even DVLA will have a record of your last car.
I guess only Greenlight will be able to determine what they class as a performance car, but I'd hazard a guess at anything over insurance group 14/15ish...
Hope that helps
I guess only Greenlight will be able to determine what they class as a performance car, but I'd hazard a guess at anything over insurance group 14/15ish...
Hope that helps
26 April 2006, 09:17 AM
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Hi Guys,
Due the nature of the vehicle's (ie. 220+ BHP Impreza's), some Underwriters are not keen covering someone that hasnt had experience of a performance vehicle.
Other Underwriters allow concessions for drivers that have experience of a performance vehicle, naturally as your broker we look to negotiate the best deal that we can for you and driving experience does help.
Experience wise, the best bet would be to advise the prior vehicles that you have owned, ran and driven over anything up to the last 3 years. But it seems in your case, the underwriter in question requires just the last 12 months experience.
As a rule of thumb, underwriters will usually require experience of a vehicle with at least the performance of a hot hatch.
This is always worth checking with Underwriters when applying for cover.
Hope this helps.
Kind regards
Tony
Due the nature of the vehicle's (ie. 220+ BHP Impreza's), some Underwriters are not keen covering someone that hasnt had experience of a performance vehicle.
Other Underwriters allow concessions for drivers that have experience of a performance vehicle, naturally as your broker we look to negotiate the best deal that we can for you and driving experience does help.
Experience wise, the best bet would be to advise the prior vehicles that you have owned, ran and driven over anything up to the last 3 years. But it seems in your case, the underwriter in question requires just the last 12 months experience.
As a rule of thumb, underwriters will usually require experience of a vehicle with at least the performance of a hot hatch.
This is always worth checking with Underwriters when applying for cover.
Hope this helps.
Kind regards
Tony
