Modified Vehicle Insurance
A word of warning.......
Always check with your insurers what happens when you have a claim if your vehicle is modified.
Just because you have declared all your mods doesn't mean they will be replaced in the event of a claim.
Keith Michaels (and Greenlight) will cover your modifications on a like-for-like basis. Not all insurers offer this!!!
After chatting to lots of people at shows and on the telephone it would appear that lots of people don't realise their mods won't be replaced, or taken into account in the payout price, in the event of a claim.
Always check wth your insurers as to where you stand
(A lot of you guys may be very suprised)
Gary
Always check with your insurers what happens when you have a claim if your vehicle is modified.
Just because you have declared all your mods doesn't mean they will be replaced in the event of a claim.
Keith Michaels (and Greenlight) will cover your modifications on a like-for-like basis. Not all insurers offer this!!!
After chatting to lots of people at shows and on the telephone it would appear that lots of people don't realise their mods won't be replaced, or taken into account in the payout price, in the event of a claim.
Always check wth your insurers as to where you stand
(A lot of you guys may be very suprised)
Gary
Cooking on Calor
iTrader: (23)
Joined: Oct 2001
Posts: 23,346
Likes: 7
From: in a house full of girls!
will that be the case for my car mate? still not heard anything about it yet
I noticed that the front whiteline arb was bent, so will that be replaced? also the front wing had an original sti badge.
james
I noticed that the front whiteline arb was bent, so will that be replaced? also the front wing had an original sti badge.james
Originally Posted by shaggy1973
will that be the case for my car mate? still not heard anything about it yet
I noticed that the front whiteline arb was bent, so will that be replaced? also the front wing had an original sti badge.
james
I noticed that the front whiteline arb was bent, so will that be replaced? also the front wing had an original sti badge.james

Originally Posted by shaggy1973
thanks mate I do appreciate it. are you just using this username now or both? have you heard anything about mine yet?
Can pm me on either
Haven't been advised about the claim details myself, will ring our claim department tomorrow to find out all the details
Cooking on Calor
iTrader: (23)
Joined: Oct 2001
Posts: 23,346
Likes: 7
From: in a house full of girls!
thanks
im just really keen on them not writing it off, as I have too much invested in it for them to make me a "sensible" offer for it 
I have:
full sti interior out of a version 4
sti rear spoiler (brand new as per the GB I just organised, in 406 silver)
sti gear **** (real one, bloody expensive)
sti intercooler
sti radiator cap
plus some other bits sat in my daughters room waiting to be fitted.
ooh got a new job if you can update it for me, now a full time hgv driver.
gary do you like watches? if so pm me.
does this count as declaring mods?
im just really keen on them not writing it off, as I have too much invested in it for them to make me a "sensible" offer for it 
I have:
full sti interior out of a version 4
sti rear spoiler (brand new as per the GB I just organised, in 406 silver)
sti gear **** (real one, bloody expensive)
sti intercooler
sti radiator cap
plus some other bits sat in my daughters room waiting to be fitted.
ooh got a new job if you can update it for me, now a full time hgv driver.
gary do you like watches? if so pm me.
does this count as declaring mods?
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Originally Posted by shaggy1973
gary do you like watches? if so pm me.
Sorry, awful joke!!!!
Will see what the situation is tomorrow and give you a ring.
(although you might need to remind me, my memory is cr@p at the mo!!!)
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