Insurance and modifications
19 October 2001, 09:14 AM
#1
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Hi,
I've had my Scooby 2 months and have insured it through Privilige.
I'm 22 with 5 years no claims/pass plus (extra 10% off EVERY year!) and I'm paying just over 900 quid FC, which I don't think is too bad. The car is insured as standard, but the previous owner made a few modifications. I was wondering; a) how much I should inform Privilige and b) how much extra I'm gonna have to fork out?
The car is a MY97 saloon with 17" prodrives, magnex exhaust, high rear spoiler, twin h/lamp conversion. My olg GTI was modified and after declaring this, any other minor mods made no difference.
Hope I get's some replies to this (my first) post!
Cheers, J
I've had my Scooby 2 months and have insured it through Privilige.
I'm 22 with 5 years no claims/pass plus (extra 10% off EVERY year!) and I'm paying just over 900 quid FC, which I don't think is too bad. The car is insured as standard, but the previous owner made a few modifications. I was wondering; a) how much I should inform Privilige and b) how much extra I'm gonna have to fork out?
The car is a MY97 saloon with 17" prodrives, magnex exhaust, high rear spoiler, twin h/lamp conversion. My olg GTI was modified and after declaring this, any other minor mods made no difference.
Hope I get's some replies to this (my first) post!
Cheers, J
19 October 2001, 10:35 AM
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I think you'll find that if you had a prang and they discovered the mods (by the sound of it very easily!) then they would probably not pay up and leave you liable.
I would definitely notify them.
T.
19 October 2001, 01:15 PM
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Hi Jamie,
Declare it, it's worth it in the long run, especially if you do 3rd party damage, and the insurers won't pay out leaving you personally liable.
I notice you're also in Hampshire, welcome! See you around sometime maybe.
Simon (MY98 UK wagon, 17 inch Super Leggera, Scoobysport back box, Cocker Spaniel in the boot)
Declare it, it's worth it in the long run, especially if you do 3rd party damage, and the insurers won't pay out leaving you personally liable.
I notice you're also in Hampshire, welcome! See you around sometime maybe.
Simon (MY98 UK wagon, 17 inch Super Leggera, Scoobysport back box, Cocker Spaniel in the boot)
20 October 2001, 07:56 PM
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Cheers for the replies, I think I'd be stupid not to let them know about any modifications.
On the plus side my car passed it's MoT first time today - it's only 4 years old but as I bought it privately it's a relief that it didn't need any work etc.
Might as well get myself a 57i kit now!
J
On the plus side my car passed it's MoT first time today - it's only 4 years old but as I bought it privately it's a relief that it didn't need any work etc.
Might as well get myself a 57i kit now!
J
03 November 2001, 10:38 PM
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Definately tell em as previously mentioned. I am also currently with privilege aka direct line & as a 24 year old with 2 years ncb they told me that my premium for my newly aquired MY97 in 100% original spec would increase from £1458 to £1947 if i upgraded air filter, exhaust etc in such a way as 2 get up2 an extra 10% power. So it duz cost but this is inevitable & telling them is as already mentioned by my predicesors a necesity!
Si
Si
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