oldham

Does anyone know of any cheap 3rd Party Fire and theft insurance that will give me a quote online.

Its for a sti v4 that I'm thinking of buying of my mate the cheapest fully comp price is about 2 grand.

Is 3rd Party much cheaper?

Thanks

bingbangbong2001

depends on age and other bits dude
Usually won't insure a car TP over £5000
I got my95 turbo for £174 TPFT But I am 35 with full no claims

oldham

Whos that with mate?

bingbangbong2001

NU Direct,
Word of advice, If you have a partner, wife etc
you may find it cheaper with them on the policy

Moley

iTrader: (9)

One other piece of advice....ALWAYS check the paperwork to make sure they have done the correct car.

I know of more than one person who had their Turbo insured as a GX, and a Escort Cosworth owner who had it done as a RS2000.

I did hear that a few companies just type in model (ie Impreza) and engine size and just choose the first one on their screen.

Be careful guys and gals

oldham

£1700 with NU about the cheapest so far but not exactly cheap, think I'm gonna have to bite the bullet and pay if I want a faster car.

oldham

Drops to £1396.00 with 3 years NCB, so thats alright. Fingers cross I get 3 years.

New_scooby_04

iTrader: (4)

Also, think: "can I afford TPFT" By this I mean, what if you are unfortunate enough to write off your car....... or have your car written off by somone who is uninsured or who contests fault. Basically, in the first case, you're left with no money and no car. In the latter cases you might get something back, but no-where near the value of the car.

Ok, so if you've paid £500 for the car it may be a risk worth taking, if your car cost 5 grand, however, then I'd agrue its worth paying the extra few hundred quid for piece of mind.

Its an expensive car to insure per se, you may as well pay extra and be fullly protected than still pay lots only to get nothing back should the worst happen.

Just my two cents..
NS04

oldham

Ture on my current car 323 bmw worth about 2k now I was gonna go third party but there was no point as it the only £200 more for fully comp. For me to go 3rd party on a 5 grand car it would have to be quite alot cheaper sayin that though even if I was fully comp and my car got written off I probably wouldn't claim because of the affect on my NCB, sad but true.