Fangoria

iTrader: (1)

Are they getting out of the business of Insuring Scoobs/high risk cars this year

Just had my renewal quote and for the first time in 3 years its gone up £200.. last few years its been going down because of my age!

Wont be renewing with them - dont want to pay £1086 for 2000 miles a year!

ozzy

Not sure, my Frizzell premium didn't go up that much. It did go up though, which is always a bad sign.

By the law of percentages it goes to reason that if a company gets popular and therefore gets more business it will (eventually) get a larger percentage of "high risk" claims.

Either they're taking advantage of the business or there's been loads of expensive Impreza claims this year. I've got a nice £1000 bill for them shortly

Fangoria

iTrader: (1)

£680 with A Plan - result, protected, £500 excess, which is a little higher but then the quote is £400 lower!

ozzy

that's a BIG excess.

Fangoria

iTrader: (1)

I was on about £350 excess with LV to get the quote under £1k protected

Plus I'm not so concerned with excesses - at this level you'd still be pretty dumb to claim for anything under £1k...... Insurance is more of a 'disaster' policy where you only claim on large amounts - i.e. over £5k

If you started claiming for lower amounts it would effect your premiums over the next 5 years (having protected no claims would be irrelevant as you'd have your full no claims but would have a claim against you/accident)

Its for this reason that I insure the wife on her WRX04 with Norwich Union direct with a £1000 excess - the premium is only £500

And I've been driving for 15 years and the wife has been driving for 14 years and neither of us have ever made a claim against an insurance company - for that reason I would always go for the highest possible excess and save as much money as possible over time

New_scooby_04

iTrader: (4)

Pretty much. My renewal quote was beaten by about £300 by another company so I won't be going back to L&V. The lady on the phone explained that they'd re-appraised their cover for cars in high insurance groups. I'm grateful for their help in getting me started on insuring a scooby though back about a year ago when they were competitive for these types of cars. I found them a helpful and efficient company. Pity.

NS04

Ratman

Interesting. I've just had my renewal notice through from L&V and it's gone down about £50 to £604. I'd been expecting a big increase from the recent comments on Scoobynet.

Ratman
MY98 Wagon

Andy McCord

well ive just got mine from L&V, is gone up £170, theyve obviously had enough of insuring scoobs & are pricing themselves gradually out of the market

Fangoria

iTrader: (1)

Andy

Sounds like you need to give A Plan a call

Is this new for A Plan this year as last year I'm pretty sure that they were not as competitive

Greenlight - forget it........ maybe ok for mild Scoobs - dont know

mgcvk

I've gone from Liv Vic to Greenlight. They were a whole £10 cheaper than A-plan. '03 wrx usual mods up to around 280bhp all declared.

Fangoria

iTrader: (1)

Mine was a 'highly' modded Scoob so Greenlight couldn't beat LV........wouldn't even bother quoting as a result

Shropshire-Guy

Got to go with the oppinion here. Having read this, about L&V i thought i would ring today as my insurance is up the end of Sept. WTF ive got a My 97 car (Uk) and the wifes got a W reg Ford KA. Im 44 with Full no claims and wifes 44. I insure both. Last year for both of them i paid in total £780. My quote off them for this year is ??

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£ 1032 . Yes £1,032 . No feckin way am i paying that. So called Subaru Insurance and any of the guys off here, who know me know ,that im looking For a P1 !. So while i was calling Subaru insurance i asked for a Quote on a P1. Protected no claims, £300 excess as per uk car i have.

Couldn,t believe it when he Quoted me for P1 = £ 636 .Do the maths gentlemen that leaves me with nearly £400 to insure the 1.3 Ka.

Ive not tried anyone else yet ,but up to now it will be with Subaru insurannce unless i can get a better Quote.

SG

mgcvk

You must have had all mods done before LV changed their mods policy. If you want to modify further does that not cause problems, or is car staying as is?

New_scooby_04

iTrader: (4)

Mods are ok with exsisting customers up till a certain timeframe IIRC, beyond that no additional mods are permitted, and they're not accepting new customers with mods as far as I know.

NS04

Fangoria

iTrader: (1)

No issue with mods and LV - they were never bothered. I didnt have to list them - think it was a case that 'all the boxes were ticked' and the premium was about £100 higher as a result. I can only assume that they have loaded more this year

Thing I always hated about LV is that I had over 10 years no claims, but they stated that if I used the 9 years (their max) and made a claim and they requested the certicate from my previous insurance company, with their max of 7 years my policy would be invalidated - hence when I started with them I had to disclose only 7 years no claims when in fact I had abot 12 years!

LV was not the only one to take the **** this year. I had a similar experience with Elephant on the wifes wrx 04. Last year £700, this year £1k. Went to Norwich Union Direct and got it for £500 (albeit with a high excess)

Clear thats theres less companies out there that will insure. I'm just glad that A Plan exists this year - I didnt have to go into umpteen amounts of detail on mods

With some companies they seem to go into an essay on it - total waste of time, as its like a 400bhp+ car so its still insurance group 20, maybe a little more desirable to steal but the only obvious giveaways at the moment on my car are the exhaust

Nick100

I was expecting a shock from L&V when the renewal was due 2 weeks ago. As far as I can remember it was the same price as last year (within £10) and that was having had a claim (first one in 22 years). Very surprised.
No mods though - bog standard 03 WRX.
Nick

alanbell

iTrader: (6)

Just got my renewal from L/V £789 For jdm V7 sti, Told them I may be uping motor to 2.5 they will not insure it ?? >> A Plan £530 for 2L sti or £655 with the 2.5 , not bad eh, cheers Alan.

Andy McCord

well my quote from L&V for a stiV was £919 (39yr old), quoted yesterday from A plan £595 goodbye L&V

JRD

Just got my renewal from L&V which is £40 cheaper than last year.(04 WRX Wagon with PPP)