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Engine Re-builds - Do I tell Insurance Company?

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Old 28 July 2001, 09:42 PM
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Matty B
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Title says it all,
should I or need I tell my insurance company that the engine has had a re-build - after all it shouldn't make it go faster (NOT )

Matthew
Old 04 August 2001, 09:43 PM
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Matty B
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C'mon folks, someone read and give me (proper) reply!!
Old 05 August 2001, 11:29 AM
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polarbearit
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I guess it depends what has been done at the rebuild, if you've put HKS (or similar) bits in then I would tell them, though they probably won't know what it means! Still better to be safe than uninsured!

Jon

[This message has been edited by polarbearit (edited 05 August 2001).]
Old 05 August 2001, 08:34 PM
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sasim
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As I've always said in the past, it is better to tell your insurance company absolutely everything that you do, and let them decide if it's a mod or not.

They will use any excuse they can to refuse a payout (after all they are in business to make money) so don't hand them any on a plate!!.

When I claimed for vandalism in 99, the first thing the assessor did was check the tyre tread.

Stuart
Old 05 August 2001, 11:44 PM
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GavinP
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I would check with the person rebuilding the engine and find out if anything is different from standard.

If there are upgraded parts, get a list of changes in writing.

Then contact the insurance company regardless and tell them.

Better to be safe than sorry.

Thanks

Gavin
Old 26 October 2001, 01:08 AM
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simonzzr
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Hi, as long as anything is not visible when looking at the engine bay then dont tell them!what they dont know wont hurt them!lets face it they charge far too much for the service they provide anyway so why fill there coffers anymore when its not needed!!
Regards
Simon
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