Aztec Performance Ltd

iTrader: (234)

Have a policy with them and just phoned them to do a temp car change and they informed me that they DO NOT allow ANY performance mods.

Wanted to insure a 1.8 '94 Golf for a while and they wont do cover it as it has a lowered suspension.

I dont think there is many standard bits left on my scoob

I told them that they didnt ask when I insured the scoob and they sounded suprised and brushed it off as something that has changed recently.

I know there was a lengthy thread on this a while back but I'm unsure what the outcome of it was.


Bob

Jiggerypokery

I thought "performance mods" were anything which increased the BHP of the engine. Is a larger spoiler or front splitter now a "performance" mod?

Aztec Performance Ltd

iTrader: (234)

Put it this way. They only allow: Alloys, sunroof, towbar and disability mods.

jim litten

They do cover mods, but only on exsisting policies, I've been insured with mods for three years, and before anyone says that I should check, its written down in black and white on the insurance schedule what I've got covered. You may find that as it's a change of vehicle that they're treating it like new custom.


Jim

Aztec Performance Ltd

iTrader: (234)

This is what they 'seem' to suggest. BUT they only sell the insurance. Either the underwriters do cover mods or they dont.

what mods you got listed and did this affect your premium?

Andy McCord

Bob, Im with L&V & I originally told them of mods I had & they told me if i wished to have them covered then list them, otherwise you will only be covered for std parts in the event of a write off.

The trouble with L&V is that 10 mins later you can ring them & they will tell you a different story, I even got a not interested reply to having a tracker fitted so what does that tell you.

Andy

jim litten

Part of the problem these days is that they were one of the few companies insuring scoobs, so every man and his insured with them if you're a new customer and under thirty (I think) they'll not touch you, so I think that they're trying to cut down on possible claims as the cost of an old classic is low enough for any young lad with a job to buy one. The mods I listed did effect my premium, and also had to pay when adding them part way through a policy year.

abc

Looking to get a WRX with free PPP and am currently hunting down an insurer. I tried LV this morning but they wouldn't consider it, nor would Norwich Union, even though I'm with them already. I'm over 40, clean licence, no points or convictions, full NCB too!

DJ140

Directline covered my WRX PPP, no problem.

gravelexpress

my requote was a bit of a hike so i ditched them - now insured as a competition vehicle with unlimited mods yeah! and 50% cheaper premium yeah yeah!!

abc

Thanks, I'll give them a try. How much did they charge?

Da Booga

Gravelexpress, who are you insured with as I have a weekend/trackday car that I need to insure.

gravelexpress

Competition Car Insurance - you need MSA memebership card or National Licence, Comp Logbook or pictures of the vehicle

and of course you must do some competitive motorsports - hey Im sure drag shoot outs are competitive

stilover

L&V would cover me for a new STI + PPP, but wanted £1347. higher than I've been quoted elsewhere, but by not much

STIlover

Aztec Performance Ltd

iTrader: (234)

Sounds like LV aren't very consistant.

I wonder how they handle claims for modded cars?

Milamber

iTrader: (2)

Just after the time everyone was complaining about L&V refusing to insure modded subarus I phoned them for a quote. They wouldn't insure me until I told them that the car was modded when I bought it. They then changed their minds and weren;t interested in any mods I had provided I gave them 600 quid.

Peanuts

iTrader: (15)

I know of one owner who had no problems at all with a payout, in fact, he even used the opportunity to up the spec and mod the car further by paying a bit more to the company for over/above the cost of standard parts.

Courtesy car as standard on all policies as well as NC protection standard on all business policies. I also have mods listed and after recent scare stories have correspondance agreeing values of mods.
Its not all bad news, its just bad news for new policies, those under 30 and some imports.