vallumlj

is any one insure on a wrx 94 model or similar and aged 21 if so where and how much are u paying. is any under there parents name

thanks

JAG1977

From my enquiries if the car is in your name they will not allow you to insure the car with your parents, and you become a named driver.

vallumlj

the car will be in my dad s name

mrfuzzyfelts

im 20 and have one, but cant insure it till im 21

When im 21 in a few weeks im going with elephant.co.uk on my dads name £1,500 fully comp with me named driver!

wanna_scooby_badly

im 22 with 6 years no claims, fully comp ill be paying 2200 which is quite good i think

Pauleds2

Illegal if you are the principal user and insure it in somebody elses name.

And your spelling is shocking.

TonyBurns

iTrader: (3)

Yup illegal if your the car owner and not down as main driver (ie parents are and your under their insurance) they closed this loophole a while back, now classed as fraud and comes complete with a 5 year jail sentence.....

Tony

Heple

Simple cure - Put it in your dads name.

Stiver3

The only way of doing it is to put it under your dads name on a any driver policy. Most insurance companies wont accept a named driver till 25 yrs old.


Try Tesco or CIS (Co-Op)

Jap Imports

What insurance company are you with!!

Spec'c'57

iTrader: (1)

and how have you managed 6 years no claims?????

TonyBurns

iTrader: (3)

Did i not make myself clear?

If you are the owner of the car, you MUST insure it if you use it the most, you also MUST insure it as its your car, your also on the DVLA records as being the owner, your also the person down for the road tax etc etc etc.
Failure to do so, or to deceive WILL lead to a jail sentence of upto 5 years for fraud, i wouldnt take this with a pinch of salt and bad advice that can get you into trouble aint good.....
Now, try the likes of hyperformance, keith michaels, adrian flux and see what they can do for you, tpft for a car worth less than 5k may help but you could end up well out of pocket.

Tony

Newbie_Scooby

hi im 21 and have a 93 import wrx i pay 2200 fully comp with hyerformance by far the cheapest around that i found anyways

with only 1 years no claims and my own policy not with the folks lol

Moley

iTrader: (9)

Insuring the car in your parents name is illegal if you own the car.

Even if you put the logbook in your dad's name you will have fun trying to get money in the event of a claim.

Insurer companies aren't as easy to get past as they used to be.

If you had a claim they can come to your house and ask your dad questions about the car which they will expect him to know the answer to. Will check with your neighbours to see who uses the car the most, and will check invoices of any work done to the car to see who the work was invoiced to.

Don't do it mate, you will regret it.
(Not forgeting the fact you won't built up any ncb yourself)

Jim.

I've been reading into quite a few policys recently and i've noticed a few cropping up where they're saying they advise not to insure in a parents name as if there's any doubt that this kinda thing is going on they wont pay up.

wrxcity

im 21 just bought 94` WRX, cost £243.58 fully comp to add it to my current policy!! no parents or anythin! that was thru www.theaa.com ( im on a taxi policy which runs the nearly the same as a traders policy for upto 5 other car's of a value upto £20,000) but i would give them a try anyways! you never know!....

alloy

I'm 21 MY02 STI import with all mods declared 2.2k, bit steep but smile on your face is priceless! Try elephant or endsleigh

Gangsta Smurf

Adrian Flux aren't worth contacting. Biggest bunch of wasters I've ever tried to deal with.

kilo_4que

any contact details to these guys mate.

regarding puttin it on ure parents name, i wouldnt advise it. If that was the case I would have been insured somehow or another on my sti wagon but sadly since ive had it for a year and a half im still shopping

soulja_raj

wrx city how do you go about getting a taxis policy??

C4 WRX

Ummm, how about becoming a taxi driver brainiac!

wrxcity

my taxi policy is thru budget!! and you just ask m8!! mine can hold upto 5 other cars! but i pay £5,000 a year for taxi cover!! need to be £5,000,000,000 liability cover you see!! but taxi well pays for that so i can reep the savings on group 20 cars / imports etc!!

Jim.

Sometimes i think this is so in my household

chrisola

just buy a UK car.

A-Plan quoted me £1195 for a UK spec Turbo 2000 with mods declared, i'm 23 and have 2years ncb (had my full license for 3 but drove my dads car for a year).

When i started out i put my dad as a named driver on my policy for my saxo vts (group 14) which dropped it down for me.. now i have 2yrs ncb i took him off and its fine.

Imprezas seem expensive to insure, i can insure a UK Spec Supra TT for £803.. dont fancy a car that big tho so impreza here i come!

TBH matey imports are not worth bothering with until you are 25 or so, £2.2k insurance is just money you will never ever see again and you are just burning it imo. Of course, if you earn £60k a year then good for you go for it :P