help!
25 May 2004, 03:14 PM
#1
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help!
lo all,
im new to the forum so go easy..
ok im buying an impreza sti circa 97, i have 8k sat waiting, but i am reluctant to buy until i can sort the sodding insurance out.
Firstly a friend of the family is a motorcycle importer (jap) and he reckons to be able to save me 2k on the car to begin with (hmm) however i am really struggling to get a halfway decent quote for a uk spec car let alone an import.
the lowest quote i have is 1300 for a uk 96 wrx sti, thats with no tracker a cat 1 immob on a ribble valley postcode (nice area), im 29, have no convictions/points but i have zero no claims bonus.. although ive driven for over 10 years// without claim.. when i tried a quote on an imported version of the same car.. i was quoted over 3k ridiculous...! any help would be appreciated.
im new to the forum so go easy..
ok im buying an impreza sti circa 97, i have 8k sat waiting, but i am reluctant to buy until i can sort the sodding insurance out.
Firstly a friend of the family is a motorcycle importer (jap) and he reckons to be able to save me 2k on the car to begin with (hmm) however i am really struggling to get a halfway decent quote for a uk spec car let alone an import.
the lowest quote i have is 1300 for a uk 96 wrx sti, thats with no tracker a cat 1 immob on a ribble valley postcode (nice area), im 29, have no convictions/points but i have zero no claims bonus.. although ive driven for over 10 years// without claim.. when i tried a quote on an imported version of the same car.. i was quoted over 3k ridiculous...! any help would be appreciated.
25 May 2004, 05:23 PM
#2
to give you an idea of cost, im 24 drive a uk turbo, no mods, i pay £1000 fully comp with protected no claims through tescos.
has to have tracker with them mind you.
im gonna make a big assumption, as you have no no-claims but have driven for ten years - i presume thats through work, can you get work to give you something written on headed paper saying that you have driven for them for 10 years etc without claim. A lot of insurance companies will credit you with no-claims discount because of this.
good luck
has to have tracker with them mind you.
im gonna make a big assumption, as you have no no-claims but have driven for ten years - i presume thats through work, can you get work to give you something written on headed paper saying that you have driven for them for 10 years etc without claim. A lot of insurance companies will credit you with no-claims discount because of this.
good luck
25 May 2004, 07:17 PM
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Your lack of No claims discount here is what's causing you problems, You may have to bite the bullet. Still shop around and Tesco's would be a good start.
simb
simb
25 May 2004, 07:18 PM
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Originally Posted by fitzscoob
to give you an idea of cost, im 24 drive a uk turbo, no mods, i pay £1000 fully comp with protected no claims through tescos.
has to have tracker with them mind you.
im gonna make a big assumption, as you have no no-claims but have driven for ten years - i presume thats through work, can you get work to give you something written on headed paper saying that you have driven for them for 10 years etc without claim. A lot of insurance companies will credit you with no-claims discount because of this.
good luck
has to have tracker with them mind you.
im gonna make a big assumption, as you have no no-claims but have driven for ten years - i presume thats through work, can you get work to give you something written on headed paper saying that you have driven for them for 10 years etc without claim. A lot of insurance companies will credit you with no-claims discount because of this.
good luck
can i ask you a couple more questions..?
do tesco do online quotes and how much is a tracker fitted?? also do you can you answer the import/uk spec query?
thanks
JT
25 May 2004, 08:48 PM
#5
its going to be much cheaper to insure a uk car as aposed to a japanese import. there will be a hell of a difference in costs.
yes tescos do online quoting, www.tesco.com look through the finance section i think, only takes a few minutes.
there are varying degrees of trackers you can purchase, make sure you buy one that the insurance companies recommend.
I have a tracker monitor, cost me £350 for the tracker including fitting then you have the option of either paying a one off hit of £300 subscription or you can pay £100 per year.
did i miss anything
?
yes tescos do online quoting, www.tesco.com look through the finance section i think, only takes a few minutes.
there are varying degrees of trackers you can purchase, make sure you buy one that the insurance companies recommend.
I have a tracker monitor, cost me £350 for the tracker including fitting then you have the option of either paying a one off hit of £300 subscription or you can pay £100 per year.
did i miss anything
?
26 May 2004, 08:46 AM
#7
no worries mate, anything else i can help with i shall try :P good luck on the insurance quotes.
to be fair, for me being under 25 seriously limits who will even insure me. I ony found one company that would, being tescos. try them, they seem to be pretty good for me.
good luck on the insurance quotes.to be fair, for me being under 25 seriously limits who will even insure me. I ony found one company that would, being tescos. try them, they seem to be pretty good for me.