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Being named driver. Pros and Cons?

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Old 26 April 2004, 06:55 PM
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Ray_li
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Default Being named driver. Pros and Cons?

Im under 25 and finding it hard to get insured on a scooby.
If the Doc are in my dad name will it be ok?
Old 27 April 2004, 09:45 AM
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projucer
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yes - will be ok
Old 27 April 2004, 11:56 AM
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WagonRich
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unless you are the main driver of the car, in which case it will be insurance fraud.....
Old 27 April 2004, 12:00 PM
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supertouring
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What makes you the main driver?

If my wife did more miles in my car (as I work from home) and she is named driver, is that insurance fraud? It is my car, I pay for the car and everything associated with it (inc the damn petrol!).

Why can't a named driver do more miles than the main insured person?
Old 27 April 2004, 07:11 PM
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simb 2
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Originally Posted by Ray_li
Im under 25 and finding it hard to get insured on a scooby.
If the Doc are in my dad name will it be ok?

If you tell the Insurance company upfront that you will be the main driver, they will rate the quote on this factor, applying a loading accordingley.

simb
Old 27 April 2004, 07:20 PM
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reas334
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the insurance on my car is in my dads name. i'm down as the main named driver. we told them of this from the outset and they were fine with it.

even rang them up the other day to check if it was ok to do this because so many people kept saying it was fraud and my policy would be void.
Old 28 April 2004, 06:31 PM
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simb 2
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Originally Posted by reas334
the insurance on my car is in my dads name. i'm down as the main named driver. we told them of this from the outset and they were fine with it.

even rang them up the other day to check if it was ok to do this because so many people kept saying it was fraud and my policy would be void.

As You told them upfront that you would be the main driver, it's deffo not fraud.

simb

Last edited by simb 2; 28 April 2004 at 06:33 PM.
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