Which mods to report to insurance?
03 April 2004, 11:14 PM
#1
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Which mods to report to insurance?
Hello,
which one of these mods will I need to report to insurance company?
The best insurance quote I'v had is from Tesco and I know they are not mod friendly.
Would try someone else but Im only 23 years old.
Spec: PERFORMANCE
Bob Rawle remap
Blitz nur spec R zorst with magnex twin dump down pipe
STI Panel filter
Intercooler water spray
325mm 4 pot Brembo conversion (with Brand new Discs)
4 x Toyo rubber all 3 months old
Spec: Exterior
Clear side & front indicators
Prodrive carbon fibre wing mirrors
Prodrive high line spoiler
Twin Morretes
Black Mud flaps
STI rear lamps
STI 6 front lip
A pillar pod with Defi's (Boost, Oil Pressure, Oil Temp) with control unit
In dash Secs unit
Spec: Road Safety
Micro Road pilot
Laser and radar diffusers Professionally fitted to front bumper
Somethings may not be on the car but cant remember which ones.
which one of these mods will I need to report to insurance company?
The best insurance quote I'v had is from Tesco and I know they are not mod friendly.
Would try someone else but Im only 23 years old.
Spec: PERFORMANCE
Bob Rawle remap
Blitz nur spec R zorst with magnex twin dump down pipe
STI Panel filter
Intercooler water spray
325mm 4 pot Brembo conversion (with Brand new Discs)
4 x Toyo rubber all 3 months old
Spec: Exterior
Clear side & front indicators
Prodrive carbon fibre wing mirrors
Prodrive high line spoiler
Twin Morretes
Black Mud flaps
STI rear lamps
STI 6 front lip
A pillar pod with Defi's (Boost, Oil Pressure, Oil Temp) with control unit
In dash Secs unit
Spec: Road Safety
Micro Road pilot
Laser and radar diffusers Professionally fitted to front bumper
Somethings may not be on the car but cant remember which ones.
04 April 2004, 11:05 AM
#2
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Your insurance company will need to know about all mods to the car as if you have a crash or it's stolen and recovered and they send one of their assessors out,they will do their utmost to wriggle outta not paying you out.If I were you I'd look for a more mod friendly insurance company.Have my modified 01 WRX insured with Liverpool Victoria and they're fine with mods. Not sure if they quote for under 30's though 
(I'm 32)
Good luck
Nick
P.S: I've been young once
and have had modified cars and not told the full truth about what I've modified but basically,I was lucky and never had a crash etc etc.... Tough decision but best if you value your car,tell them about everything you've done to it!! 
(I'm 32)Good luck
Nick
P.S: I've been young once
and have had modified cars and not told the full truth about what I've modified but basically,I was lucky and never had a crash etc etc.... Tough decision but best if you value your car,tell them about everything you've done to it!!
04 April 2004, 03:16 PM
#4
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Allways tell your insurer about all your mods.... At the end of the day you are asking that company to insure you for your car and pay you if anything untoward happens to it, so its only right you tell them everything about the car they are covering. If they are conserned about a particular mod they will tell you & you then have the opportunity of discussing it with them.
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