Not owner of car - Insurance wanted?
20 February 2004, 07:56 PM
#1
Scooby Regular
Thread Starter
Join Date: Aug 2003
Location: Derbyshire
Posts: 485
Likes: 0
Received 0 Likes
on
0 Posts
Not owner of car - Insurance wanted?
Does anyone know of a company that will insure a Ford Focus that is not owned by me, but driven all the time by me.This my girlfriend writing this thread and wants to keep her NCB up, anybody help us??
Last edited by scooby66; 20 February 2004 at 08:00 PM.
20 February 2004, 10:20 PM
#2
Scooby Regular
Join Date: Feb 2004
Location: At the bottom of a glass
Posts: 1,462
Likes: 0
Received 0 Likes
on
0 Posts
Only 1 of you can take out a policy on the vehicle (and collect NCB) with the other as a named driver. I doubt if it matters who actually owns the vehicle.
Taking out 2 insurance policies on 1 vehicle would probably be classed as fraud, although I'm no expert on the matter. (Some people might try to claim twice...... thats why all insurance companies supposedly share info via a database now)
Insurance is funny...... I decided to try a quote with just me on the policy, leaving my wife of, to see how much cheaper it was. It was actually over £100 cheaper with my wife added.
Taking out 2 insurance policies on 1 vehicle would probably be classed as fraud, although I'm no expert on the matter. (Some people might try to claim twice...... thats why all insurance companies supposedly share info via a database now)
Insurance is funny...... I decided to try a quote with just me on the policy, leaving my wife of, to see how much cheaper it was. It was actually over £100 cheaper with my wife added.
21 February 2004, 12:50 AM
#3
Scooby Regular
iTrader: (3)
Join Date: Jan 2003
Location: South Wales - Stuck on this rollercoaster, get me off!!
Posts: 5,350
Likes: 0
Received 0 Likes
on
0 Posts
Unfortunately, no Insurance company will do that. If you insure a vehicle you must be the registered owner of the vehicle. You cannot insure a vehicle you have no financial interest in.
simb
simb
21 February 2004, 07:01 PM
#4
Scooby Senior
Join Date: Dec 2004
Location: Passing ...............
Posts: 13,320
Likes: 0
Received 0 Likes
on
0 Posts
am i right in saying that if its your partner/spouse is the registered keeper of the car you can insure this ??
my new policy says so !
scooby66 does she not trust your driving ???
my new policy says so !
scooby66 does she not trust your driving ???
23 February 2004, 07:51 PM
#6
Scooby Regular
Thread Starter
Join Date: Aug 2003
Location: Derbyshire
Posts: 485
Likes: 0
Received 0 Likes
on
0 Posts
Its her sisters car but she drives it now could change log book but to cop. to go into now for many reasons, wants to keep the owners down maybe?
Thread
Thread Starter
Forum
Replies
Last Post
ossett2k2
Engine Management and ECU Remapping
15
23 September 2015 09:11 AM
