mcrae insurance
20 November 2003, 02:01 AM
#1
Scooby Regular
Thread Starter
Join Date: Jun 2003
Posts: 118
Likes: 0
Received 0 Likes
on
0 Posts
I've got a series mcrae and the insurance is like £700 more expensive than if it was a normal 4wd turbo even though it doesn't go any faster! due to this i am considering trading in my #130 and going to a 'normal' turbo if i cannot get the insurance down. I'm with privalege at the moment and they were easily the best, but the reason i bought the car is when i was doing online quotes a lot of companies (under the number plate) were putting the car as a normal turbo, so when i bought the car and phoned them.....oh pooh in my pants i had to find more money! has this happened to anyone else??
25 November 2003, 11:55 PM
#2
Scooby Regular
Join Date: Sep 2002
Posts: 1,461
Likes: 0
Received 0 Likes
on
0 Posts
I've noticed this too, but the interesting thing is an RB5 was the same to insure as a normal UK Scooby. Which doesnt make sense as the RB5 is a lot faster then the std UK model, when I looked the Terzo was approx £300 notes more for me. The Mcrea was about 500 more. I swear insurance co make it up!
26 November 2003, 05:55 PM
#4
Scooby Regular
Join Date: Nov 2003
Location: Hitchin
Posts: 102
Likes: 0
Received 0 Likes
on
0 Posts
see this thread re my comments on rating and premium...
http://www.scoobynet.co.uk/bbs/threa...hreadid=273997
http://www.scoobynet.co.uk/bbs/threa...hreadid=273997
26 November 2003, 08:22 PM
#5
Scooby Senior
The RB5 had the PPP as an "Option" which doesn't attract an extra premium as its fitted before 1st registration! So yes the RB5 (Prodrive) is faster than the standard car, not to mention the different suspension settings and read bulkhead to improve handling and therefore speed. I would only expect a greater premium on the RB5 due to it being limited edition and therefore holding a higher value than the standard car! As for the McRae I would expect the same!
27 November 2003, 01:25 PM
#6
Scooby Regular
Join Date: Jan 2003
Location: P1 0790, Durham TTS
Posts: 952
Likes: 0
Received 0 Likes
on
0 Posts
insurance groups dont just go on performance. special/limited editions often are a higher insurance group. both the RB5 and the mcrae are ins group 18 where as the turbo 2000 is only a 17.
27 November 2003, 08:54 PM
#7
Scooby Regular
iTrader: (41)
Join Date: Nov 2003
Location: in the woods...........555 Wagon Sqn
Posts: 13,347
Received 55 Likes
on
42 Posts
Adam M, dude in standard spec the RB5 has 240ish BHP, much more torque than a 2000 turbo and that’s before any extra Prodrive mods...a bit more than paint and bigger wheels!
[Edited by trails - 11/27/2003 8:56:31 PM]
[Edited by trails - 11/27/2003 8:56:31 PM]
Trending Topics
27 November 2003, 10:37 PM
#8
Scooby Senior
Trails:
RB5 had 218bhp in standard spec - exactly the same as 99MY.
With Prodive WR kit it has 245bhp - exactly same as 99MY fitted with WR sport kit.
The only real differences were over 99MY cars is the suspension and handling settings including a rear bulkhead to stiffen up the rear end!
RB5 had 218bhp in standard spec - exactly the same as 99MY.
With Prodive WR kit it has 245bhp - exactly same as 99MY fitted with WR sport kit.
The only real differences were over 99MY cars is the suspension and handling settings including a rear bulkhead to stiffen up the rear end!
01 December 2003, 01:31 PM
#10
Scooby Regular
Join Date: Nov 2002
Posts: 51
Likes: 0
Received 0 Likes
on
0 Posts
I test drove 2 standard scooby's and the RB5 Prodrive before buying the RB5, it is a lot quicker I can assure you. I know a garage that have had 2 or 3 dyno at over 260BHP quite a lot more than the 24oish quoted in the literature.
03 December 2003, 02:13 PM
#11
Scooby Regular
Join Date: Oct 2003
Location: Leeds
Posts: 82
Likes: 0
Received 0 Likes
on
0 Posts
I bought a UK300 with PPP. Came up on computer as same quote for standard WRX.As it was a rated the same, but to be fair didn't tell them about the PPP as it was fitted when new. STI was another £400.
03 December 2003, 03:30 PM
#12
Scooby Regular
Join Date: Jun 2001
Posts: 456
Likes: 0
Received 0 Likes
on
0 Posts
Lots of confusion on this thread...
As said above - Standard RB5 was 215bhp with 215lb ft torque (same as standard MY99) - but due to its limited edition status, grey paint, plaques, different alloys etc it was sold for £24,500ish. There was a WR Pack option which gave you the option of having the bigger spoiler, Speedline alloys, and a few other bits and bobs etc.. The main thing was the engine upgrade which was basically the same as the Prodrive Performance Pack available for the standard Turbo 2000 at the time. Power was upped to a quoted 237bhp and torque was up to around 245lb ft. The overall price was a whopping £27,500.
So basically, standard RB5 - Just the same as a standard Turbo 2000 in terms of performance. The WR version was quicker due to the extra power...
Strictly speaking the WR Pack should be referred to an insurer in the same way as a PPP for a standard Turbo 2000. It makes no difference that the 'Pack was fitted before or after 1st Registration - the car would still be classed as modified by an insurer.
The 'classic' special editions are generally grouped as an 18 because of their non-standard paint jobs, wheels etc.. The new WRX is a group 19 as standard and the UK300 was grouped the same by most insurers. Once again, PPP was an add-on and should have been referred in each case to an insurer. The current WRX STI UK is a group 20 and PPP extra too..
hope this helps...
John
Subaru Insured
As said above - Standard RB5 was 215bhp with 215lb ft torque (same as standard MY99) - but due to its limited edition status, grey paint, plaques, different alloys etc it was sold for £24,500ish. There was a WR Pack option which gave you the option of having the bigger spoiler, Speedline alloys, and a few other bits and bobs etc.. The main thing was the engine upgrade which was basically the same as the Prodrive Performance Pack available for the standard Turbo 2000 at the time. Power was upped to a quoted 237bhp and torque was up to around 245lb ft. The overall price was a whopping £27,500.
So basically, standard RB5 - Just the same as a standard Turbo 2000 in terms of performance. The WR version was quicker due to the extra power...
Strictly speaking the WR Pack should be referred to an insurer in the same way as a PPP for a standard Turbo 2000. It makes no difference that the 'Pack was fitted before or after 1st Registration - the car would still be classed as modified by an insurer.
The 'classic' special editions are generally grouped as an 18 because of their non-standard paint jobs, wheels etc.. The new WRX is a group 19 as standard and the UK300 was grouped the same by most insurers. Once again, PPP was an add-on and should have been referred in each case to an insurer. The current WRX STI UK is a group 20 and PPP extra too..
hope this helps...
John
Subaru Insured
Thread
Thread Starter
Forum
Replies
Last Post
