How can i get insured on a Scoob?
19 November 2003, 04:08 PM
#1
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Im, 19 and am looking to buy an impreza. i can afford to buy the car no problems but what you may have realised already is that the inurance companies will laugh at me when i ask for a quote on one in my own name. is there any way round this? eg. could i buy a cheap runabout, insure that on my own name and buy the impreza and insure that on my dads for considerably less then drive the scoob third party , obviously not insured on any damage i might do to the scoob but im pretty conservative driver anyway so im willing to take that risk? is that an option or will they insist on me being over 25 etc etc . if anyone knows a way i could drive an impeza without being a millionairre i would be really grateful cheers...
19 November 2003, 05:42 PM
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You have three options really if you dont wanna pay an arm and a leg for your insurance,one dont insure it ,get it ,have fun ,take a risk in not getting caught or having an accident,after all you only live once - not recommended
2nd dont buy a scoob,get something else for first couple of years,get a bit older and with a few more years no claims discount - boring,but sensible
or 3rdly get your dad(parent) to insure himself as the named driver adding you too it,and pay his other car insurance for his other car as a kinda sweetner
The only thing about the third option is that he is probaly supposed to be the registered owner and if you crash itll go against him for future insurance and he ll probably cast it up for ever
[Edited by Gump - 11/19/2003 5:46:57 PM]
2nd dont buy a scoob,get something else for first couple of years,get a bit older and with a few more years no claims discount - boring,but sensible
or 3rdly get your dad(parent) to insure himself as the named driver adding you too it,and pay his other car insurance for his other car as a kinda sweetner
The only thing about the third option is that he is probaly supposed to be the registered owner and if you crash itll go against him for future insurance and he ll probably cast it up for ever
[Edited by Gump - 11/19/2003 5:46:57 PM]
19 November 2003, 05:46 PM
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Find a friendly bank manager coz at 19 ur gonna need it.Other alternative is get a 1.6 or sport for a few years then upgrade
at least that way ull still be driving an impreza.Not insuring it is a diabolical idea sheer ignorance.Good luck whatever you decide
at least that way ull still be driving an impreza.Not insuring it is a diabolical idea sheer ignorance.Good luck whatever you decide
19 November 2003, 09:51 PM
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cheers guys.. i sort of knew what the answers would be but thanks anyways. its a good point about building up the no claims but im just too impatient! if push came to shove i could afford to insure it but i just dont want to pay more than the value of the car, but thats 19 year olds and imprezas for you!!
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