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Girlfriends arrrghh!! what % on no claims will I lose?

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Old 17 November 2003, 03:02 PM
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AndyS44
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Red face

girlfriend just cruched car.....how much will it take from my no claims???
Old 17 November 2003, 03:26 PM
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messiah
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AFAIK if you dont have protected no claims - you'll lose the lot. I could be wrong though - just pray that I am!

[Edited by messiah - 11/17/2003 3:48:53 PM]
Old 17 November 2003, 04:12 PM
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fitzscoob
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dont think you lose the lot, if you crash and you have 4 years ncd, you lose 2 years. You lose 2 years ncd on an accident, and your premium will go up, crash will be declarable for 3 years.

no chance you can get it fixed for cash, instead of going through insurance?
Old 17 November 2003, 06:41 PM
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simb 2
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All depends on the company, they give different percentages for number of years no claims discount. Call the company and find out what the annual premium difference is between making a claim and not. Then compare the increase to the cost of the job if you get it repaired out of your own pocket. Bare in mind if your getting estimates yourself don't mention insurance to the garage, as the cost will go up.

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Old 18 November 2003, 08:37 AM
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AndyS44
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cheers guys.

Looks like it will be at least a grand to fix so NCB will have to take the hit.

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