Insurance nightmare - somebody heeelp!
#1
I have an Evo VI and am living in Spain at the moment indefinitely. I am insured with a UK company and have a policy with a permanent green card, ie I don't have to inform my insurance company if I drive abroad.
Now here's the tricky bit. I am supposed to let the company know if I am abroad for more than 30 days at a time, but if I were to have an accident whilst out here, would they expect proof of my outgoing journey or not?
I have tried to get insurance out here, but the fact that I am relatively young to have a high performance car in Spanish standards (29), plus that it is on UK plates and that I am not a resident, means that finding insurance is totally impossible.
So basically, can I get away with my UK policy out here? Would I be able to say that I was just on holiday if I had to claim, and would they expect proof of the outgoing journey?
Many thanks,
Martin.
Now here's the tricky bit. I am supposed to let the company know if I am abroad for more than 30 days at a time, but if I were to have an accident whilst out here, would they expect proof of my outgoing journey or not?
I have tried to get insurance out here, but the fact that I am relatively young to have a high performance car in Spanish standards (29), plus that it is on UK plates and that I am not a resident, means that finding insurance is totally impossible.
So basically, can I get away with my UK policy out here? Would I be able to say that I was just on holiday if I had to claim, and would they expect proof of the outgoing journey?
Many thanks,
Martin.
#2
Scooby Regular
iTrader: (3)
Join Date: Jan 2003
Location: South Wales - Stuck on this rollercoaster, get me off!!
Posts: 5,350
Likes: 0
Received 0 Likes
on
0 Posts
Hi martin, the permanent Green card is only valid if it is 30 days at a time, after that your cover will revert to third party only. So if somthing does happen out there and they find out you are resident out there they are likley to void any claim. Bare in mind you have an expensive car and if something does not add up they will investigate.
The best thing to do is to re-register the car out there, obtaining spanish plates, which will enable you to insure your vehicle out there.
simb
The best thing to do is to re-register the car out there, obtaining spanish plates, which will enable you to insure your vehicle out there.
simb
Thread
Thread Starter
Forum
Replies
Last Post