Insurance madness
05 June 2003, 09:07 PM
#1
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Trying to insure the scoob for another year.
Currently have insurance with Highway who are quite competitive at just over £1000. Am 27 and live in Sussex.
Been ringing around a few firms and have had a total nightmare!
Problem I have is when we come to discussing mods. All I have done is add PPP and uprated front breaks to MY02 WRX.
Insurers say that PPP isn't recognised and counts this as several smaller mods. This means that most insurance companies aren't interested.
Would feel a lot better if I was paying sub £1000.
Any ideas to help me out.
Thanks
Currently have insurance with Highway who are quite competitive at just over £1000. Am 27 and live in Sussex.
Been ringing around a few firms and have had a total nightmare!
Problem I have is when we come to discussing mods. All I have done is add PPP and uprated front breaks to MY02 WRX.
Insurers say that PPP isn't recognised and counts this as several smaller mods. This means that most insurance companies aren't interested.
Would feel a lot better if I was paying sub £1000.
Any ideas to help me out.
Thanks
05 June 2003, 09:28 PM
#4
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Have a look in the insurance forum...seem to remember Liverpool +Victoria were good as far as mods are concerned, also Tesco seem to have a lot of mods listed .
Good luck
Dave.
Good luck
Dave.
05 June 2003, 09:42 PM
#7
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Just to give you a clue of how stupid insurance is ,I got my renewal last month with Elephant...me and wife ,both 36 full NCD living out in the sticks .etc £1050 !Tried Churchill and got it for £560 with all the bells and whistles (don't think Churchill like mods though ). So it does pay to call around , even though it's a bore !
good luck with the 'you are in a que, all of our operaters are busy at the moment' tomorrow !
good luck with the 'you are in a que, all of our operaters are busy at the moment' tomorrow !
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05 June 2003, 09:51 PM
#8
My renewal for a legacy (lower risk of theft etc) was £528 fully comp for the basic cover. THis includes declared mods of exhaust system, later subaru alloys and something else I can't remember. This is with adrian flux, and they then wanted an extra £120 or so for a 25% increase in power. How this will be as a complete policy I don't know.
28, semi rural postcode, full NCB, proof of driving high performance cars (I needed that when taking out initial policy, and have been named driver on me dads BMW 540(s) for 8 years or o).
Sometimes I see really good quotes for adrian flux, sometimes really bad. I think the problem is unless you fit nicely into one of theur prefered client groups you're going to have a hard time.
Is yours a PPP car or a 'Prodrive Edition' car? If it's the later then you might be able to swing it as unmodified.
Paul
28, semi rural postcode, full NCB, proof of driving high performance cars (I needed that when taking out initial policy, and have been named driver on me dads BMW 540(s) for 8 years or o).
Sometimes I see really good quotes for adrian flux, sometimes really bad. I think the problem is unless you fit nicely into one of theur prefered client groups you're going to have a hard time.
Is yours a PPP car or a 'Prodrive Edition' car? If it's the later then you might be able to swing it as unmodified.
Paul
05 June 2003, 10:21 PM
#11
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Already got a cat 1 imobiliser and RAC Trackstar fitted to mine. Still can't get a decent quote though below £1000.
Have full 5 years no claims and no convictions.
Still, little point moaning all the fun I get out of driving it!
Have full 5 years no claims and no convictions.
Still, little point moaning all the fun I get out of driving it!
05 June 2003, 11:46 PM
#14
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Just renewed mine today with Bell direct, sti8 with ppp. Me and the long haired one, both 33, 7yrs ncd, no convictions, and advanced driver- £570.
I,d recommend them for a try.
Glim.
I,d recommend them for a try.
Glim.
08 June 2003, 04:20 PM
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I would try L&V i just got a quote for my 98 type R with 6 pionts [sp30] but i have 6 years NCD for £800,the cheapest i got before that was £1100 from tesco, but they wanted a tracker, if my car ever got stolen i wouldnt want it back after some to rag had thrashed it t*ts off
give them a call you got nothing to loolse.
give them a call you got nothing to loolse.
08 June 2003, 04:21 PM
#20
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I would try L&V i just got a quote for my 98 type R with 6 pionts [sp30] but i have 6 years NCD for £800,the cheapest i got before that was £1100 from tesco, but they wanted a tracker, if my car ever got stolen i wouldnt want it back after some to rag had thrashed it t*ts off
give them a call you got nothing to loolse.
give them a call you got nothing to loolse.
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