pete.taylor

hi smashed my 1994 turbo 2000 up yesterday its pretty bad hit a few kerbs. its bent both wish bones snapped anti role bar snapped steering rack. 4 wheels and 3 tyres. and to top it off the n/s/f chassis leg is creased.
i think the insurance will right it off. but what im wondering if anyone else has made a simmilar claim im not sure how much they will pay. it was mint 78k fssh and i was the 3rd owner from new. im just taking chip off and everthing else today before i phone. propper gutted carnt bring myself to phone them

andy97

iTrader: (1)

1994 car wont be worth much!

flashgordon666

mine 94 was £3k 68k miles in mint condition. They prorably give you £500-£1k, but you have to pay excess, you could proably get tyres and allys off ebay for £100.

StiX

iTrader: (4)

Whatever they offer, don't accept it or the second one. Hold out for their 'proper' third offer.

pete.taylor

thanks alot hope i get more than a grand.
to make things even worse my mates mate has had a wrx with a blown engine sat in has garage for 5 years could have swapped engines but he sold it last week. carnt belive it.

chears all.

flashgordon666

hey soo they offer you the claim and you say no?? Cant they just say ok bye then.

borat52

No, but then you have to do some donkey work and harp on to them about their legal requirement to give you a fiar price for the car. Go and get some quotes from dealers for a replacement (ie go and find the most expensive 1994 turbo in the country, then the next most expensive, then the 3rd most expensive) and send them off to the insurance company. The key here is in proving that replacing the car will cost you x thousand pounds, and lets be honest most sub 3k subaru's are on their last legs.

I wouldn't accept anything less than £4k for a 1993 turbo if it was mint. Go and find another at a dealer for less than that, and why should you break your ***** and waste your time scouring auto trader for a bargain just because the insurance company felt like stiffing you after gladly taking your premium in the first place.

If you call them every day and become a pain in their bum, they'll agree a fair price with you. Make sure you decide on what your willing to accept before you start going back and forth with them.

pete.taylor

very helpful thanks alot.
pete

34srm

think someones living in fantasy land

timmy2take

iTrader: (7)

I think Borat52 is spot on.

Mo_Patrick

What are you on about?

They will offer you the lowest price possible to start with, if you can provide evidence that the offer is low they are obliged to pay out a fair and reasonable price.

I personnally know 2 people who have had to go through the same process before getting a decent settlement.