Hey all, if I get an engine forged, do I have to declare it to insurance or just say its had a remap done to boost power to 350 which it would anyways.

 

you should...but don't bother as they will only know if they strip the engine

 

Yh that's what I was thinking but guessing insurance is only concerned bout the bhp increase so I could just say remap.

 

Depends if you want to claim for the cost of the engine if the car was, say, stolen or flooded

 

Although most insurers demand to know about the mods or you are not covered but don't actually cover the mods! Some do such as Flux.

By law you are required to tell them... but they would never know. Even a remap... how would they know really? Unless you have a bling aftermarket ECU on display they won't be able to tell whats hidden in the circuits beneath the carpet. A bigger turbo or FMIC however they will notice.

 

You should not just notify the insurers you have to notify by law the DVLA.

https://www.gov.uk/change-vehicle-de...w-to-tell-dvla

If your V5 is like mine and doesn't list the engine number, to be honest I wouldn't bother with the DVLA as that opens a huge can of worms as you'll have to provide proof that it was fitted correctly by a professional and all that tosh.

As long as the engine your fitting is the same cc size then the insurers should be ok with it.Though I stand to be corrected. They'd only be interested if it was a higher power.

 

Personally I'd say declare everything to the insurance company, that way if the worst does happen then at least you know you'll be 100% covered, better to pay an extra couple hundred quid than not be covered when you need it most, when you consider the cost of modding compared to the cost of insurance it's peanuts.

I would also go through one of the specialist insurers on here such as Moley WRX, as his firm Keith Micheals are likely to be a little more sympathetic and understanding both with regards to quoting and claiming.

But hey, your car, your money, your life.

 

Hi,
If you need any help with insurance at all then please feel free to drop me a line.
Regards,
Dan.

 

I think you must declare everything that you change on a car; wheels, brakes, exhausts, all engine mods, the lot. If you don't declare modifications it gives the insurance company the option to void your insurance. This is inconvenient at best, a total disaster if you're involved in a serious accident with people injured and other cars wrecked.

 

Be very careful as Insurance Company's visit forums. If you don't tell them they don't pay you.

 

Ive declared my forged build and its written on my insurance schedule. I have agreed value policy, If things go wrong I want a replacement car with a fresh engine.