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Old 15 November 2011, 10:01 PM
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fatscoobfella1
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Default Whiplash......

I was involved in an accident in August.A woman rear ended the car i was in,and she pushed me into the car in front.. We was sat stationary at the traffic lights..

I genuinely suffered a bad back and neck and my fingers hit the dash binnacle,they swelled up overnight.. I attended the doctors 2 days later as the back pain was getting quite bad... Painkillers have sorted the pain over time....Still have twinges and stuff though..

5 days off work.

Anyway...she was a bit of an ****,but in the end she admittedly liability and the car was repaired after 6 weeks..

I attended a Doctor today who is appointed by my solicitor... he gave me a thorough examination and amongst other things said it would take approx 18 months to fully recover..

So... we have submitted a compensation claim.... Having never had an accident before im in the dark as to what happens next.

What kind of sum in compensation am i likely to recieve,and how long do these situations take to resolve..?
Old 15 November 2011, 10:06 PM
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£2k(ish)
Old 15 November 2011, 10:18 PM
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astraboy
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Stop whining you big nancy boy.

'Oh look at me, I got tapped at 5 mph and I fell out the car mewling like a big girl and putting on a performance that an argentine footballer would be proud of'

Here's your compensation.

A small puddle of vomit which I've just produced as a result of your pathetic, limp wristed, finger pointing. Served with a side order of lack of self respect.

Grow up, man up, grow a spine and stop being a puss-weed. Compensation culture is only good for two sorts. Gaymosexuals and American gaymosexuals.

astraboy.
P.S.
Old 15 November 2011, 10:30 PM
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Give over you ********.......

The impact was approximatly 30 mph and she caused nearly £9000 of damage....

Grow up................*****.


PS....Ta Moley...

Last edited by fatscoobfella1; 15 November 2011 at 10:32 PM.
Old 16 November 2011, 09:29 AM
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Originally Posted by Moley_WRX
£2k(ish)
At least double that in N.Ireland.

I don't condone the claim culture, but on the other hand you'll be almost guaranteed that if the shoe is onthe other foot, they will make a claim off you
Old 16 November 2011, 01:50 PM
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22BUK
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The OP, through no fault of his own, gets damaged along with his car and is surely justified in being recompensed. This is not rocket science.

The woman driver who was at fault will have her insurance premiums increased and ought to be prosecuted for dangerous driving.

Hopefully she would be banned. Less women drivers the better
Old 16 November 2011, 02:08 PM
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Originally Posted by astraboy
Stop whining you big nancy boy.

'Oh look at me, I got tapped at 5 mph and I fell out the car mewling like a big girl and putting on a performance that an argentine footballer would be proud of'

Here's your compensation.

A small puddle of vomit which I've just produced as a result of your pathetic, limp wristed, finger pointing. Served with a side order of lack of self respect.

Grow up, man up, grow a spine and stop being a puss-weed. Compensation culture is only good for two sorts. Gaymosexuals and American gaymosexuals.

astraboy.
P.S.
A fine example of a complete toss bag post.
Old 16 November 2011, 02:17 PM
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18 months to recover though, does sound a bit stretched.

I got hit by a bus at a solid thirty, neck hurt like hell, the shattered screen cut my hand but didn't need to miss a day off work with it.

Nothing wrong with a genuine claim, as I'm sure you've made but the 18 months to recover etc does sound a bit poncy like.

5t.
Old 16 November 2011, 02:33 PM
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Exactly.

18 months to recover IS taking the ****, the OP is milking the system for everything he can because he can and he doesn't give a **** because its all on insurance.

Doubtless he'll post up again come insurance renewal time, spitting the dummy cos his premium has gone up.

But don't let that stop you chap, you go ahead and put in your laughable claim in, backed up by your easily convinced doctor and his sexed up report. Like I said It's all on insurance, so its some free money innit?

Astraboy.
Old 16 November 2011, 02:40 PM
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On a slightly different note Jenny was rear ended in my car last christmas, it went though the other persons insurance, not even sure we spoke to our insurers, we had three calls from three different companies asking is she wanted to claim for personal injury!

She didn't as after a day or so she felt fine and no side effects but it would have been all too easy to do so
Old 16 November 2011, 03:10 PM
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Originally Posted by fatscoobfella1
So... we have submitted a compensation claim.... Having never had an accident before im in the dark as to what happens next.
Here's an idea.... why don't you ask your Solicitor? You'll get a more appropriate response than on here :thumb

Last edited by ALi-B; 16 November 2011 at 07:41 PM. Reason: Lets thin that brush down a bit, shall we?
Old 16 November 2011, 03:30 PM
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Originally Posted by Milamber
Here's an idea.... why don't you ask your Solicitor? You'll get a more appropriate response than on here :thumb
Exactly what I was going to suggest.

Had a foreign lorry hit my car and the insurance/solicitor sorted everything out. Solicitor stressed that if I had a question, pick up the phone and ask them.

Whiplash CAN leave bad effects over time. That is why it is a must to have physio ASAP after the crash.

Last edited by ALi-B; 16 November 2011 at 07:41 PM. Reason: edited quote
Old 16 November 2011, 03:41 PM
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Originally Posted by The Zohan
On a slightly different note Jenny was rear ended in my car last christmas

after a day or so she felt fine and no side effects
Was that her xmas present from you
Old 16 November 2011, 03:46 PM
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Originally Posted by astraboy
Exactly.

18 months to recover IS taking the ****, the OP is milking the system for everything he can because he can and he doesn't give a **** because its all on insurance.

Doubtless he'll post up again come insurance renewal time, spitting the dummy cos his premium has gone up.

But don't let that stop you chap, you go ahead and put in your laughable claim in, backed up by your easily convinced doctor and his sexed up report. Like I said It's all on insurance, so its some free money innit?

Astraboy.


Whiplash is the biggest p!sstake going! I don't doubt the integrity of the OP but believe you me it's an easy earner. I was involved in a very bad crash years ago. We hit a car full on the broadside at about 30/35 mph, I was in the back with no seatbelt on. I was flung forward but steadied myself by grabbing the front seat. I was a bit sore but right as rain after a couple of days. Whiplash pah what a con!
Old 16 November 2011, 03:48 PM
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Originally Posted by The Zohan
On a slightly different note Jenny was rear ended in my car last christmas, it went though the other persons insurance, not even sure we spoke to our insurers, we had three calls from three different companies asking is she wanted to claim for personal injury!

She didn't as after a day or so she felt fine and no side effects but it would have been all too easy to do so
That's because you are honest and decent people.
Old 16 November 2011, 03:57 PM
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Originally Posted by Milamber
Grow up.
I apologise for that, but what I won't apologise for is the claim culture and those that seek to exploit it for easy gain!
Plus you may have inferred I'm a tosser, but then I do have the occasional five fingered shuffle.

Last edited by Maz; 16 November 2011 at 04:00 PM.
Old 16 November 2011, 04:10 PM
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Gents: lets keep it friendly please. It's perfectly possible to articulate an opinion on this subject without resorting to insults! I would much prefer not to have to start getting the infractions out etc...

My own two cents: If someone is deemed to be in need to medical assistance and has suffered loss of earnings etc as a result of an accident, there is nowt wrong with comensurate levels of compensation, that's partly what insurance is for.

As for these claims (that unscrupulous solicitors seem to send out as std these days <10k claim for compensation form, forget the code) where on that form the plantiff admits they've not been to hospital or a doc, not been deemed to have required any form rehab by a medical professional, not missed any work etc.. but still want compensation.... that's indicative of a wider problem with society i.e. the "I want money for nowt syndrome" and it makes me angry.... not to mention my insurance premiums higher!!
Old 16 November 2011, 04:33 PM
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Originally Posted by New_scooby_04
Gents: lets keep it friendly please. It's perfectly possible to articulate an opinion on this subject without resorting to insults! I would much prefer not to have to start getting the infractions out etc...

My own two cents: If someone is deemed to be in need to medical assistance and has suffered loss of earnings etc as a result of an accident, there is nowt wrong with comensurate levels of compensation, that's partly what insurance is for.

As for these claims (that unscrupulous solicitors seem to send out as std these days <10k claim for compensation form, forget the code) where on that form the plantiff admits they've not been to hospital or a doc, not been deemed to have required any form rehab by a medical professional, not missed any work etc.. but still want compensation.... that's indicative of a wider problem with society i.e. the "I want money for nowt syndrome" and it makes me angry.... not to mention my insurance premiums higher!!
I disagree. I've been in two car accidents, both were not my fault, both gave me injuries. But I recovered and I didn't claim compensation.

As well as that, I slipped over in a nightclub, cracking a bone in my ankle and it took months to heal. But I recovered and I didn't claim compensation.

At work, I typed for so long and so intensely, I gave myself RSI. But I recovered and didn't claim compensation.

Compensation culture is a disease, so I don't contribute to it. Neither should anyone else with an ounce of self respect.
astraboy.
Old 16 November 2011, 04:42 PM
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Originally Posted by astraboy
I disagree. I've been in two car accidents, both were not my fault, both gave me injuries. But I recovered and I didn't claim compensation.

As well as that, I slipped over in a nightclub, cracking a bone in my ankle and it took months to heal. But I recovered and I didn't claim compensation.

At work, I typed for so long and so intensely, I gave myself RSI. But I recovered and didn't claim compensation.

Compensation culture is a disease, so I don't contribute to it. Neither should anyone else with an ounce of self respect.
astraboy.
And if, God forbid, you had been seriously injured in a car accident and had to spend the rest of your life in a wheelchair, you still wouldn't claim, as it's obviously against your principles?
Old 16 November 2011, 04:54 PM
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Originally Posted by 22BUK
And if, God forbid, you had been seriously injured in a car accident and had to spend the rest of your life in a wheelchair, you still wouldn't claim, as it's obviously against your principles?
No I wouldn't. I have my own life insurance which covers for debilitating illnesses and physical impairment and would claim against that. That's what the policy is in place for. I don't believe that you can put a price on personal suffering and the concept of claiming punitive damages from "the other side" simply to rinse the absolute maximum from someone simply because they can is offensive in the extreme.

More people should take the stance of "just because you could, it doesn't mean that you should" and stop milking the insurance gravy train for everything it's got.

The world would be a better place and everyone's insurance would be a lot cheaper!
astraboy.
Old 16 November 2011, 05:14 PM
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Originally Posted by astraboy
I disagree. I've been in two car accidents, both were not my fault, both gave me injuries. But I recovered and I didn't claim compensation.

As well as that, I slipped over in a nightclub, cracking a bone in my ankle and it took months to heal. But I recovered and I didn't claim compensation.

At work, I typed for so long and so intensely, I gave myself RSI. But I recovered and didn't claim compensation.

Compensation culture is a disease, so I don't contribute to it. Neither should anyone else with an ounce of self respect.
astraboy.
Hero!
Old 16 November 2011, 05:57 PM
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Originally Posted by astraboy
No I wouldn't. I have my own life insurance which covers for debilitating illnesses and physical impairment and would claim against that. That's what the policy is in place for. I don't believe that you can put a price on personal suffering and the concept of claiming punitive damages from "the other side" simply to rinse the absolute maximum from someone simply because they can is offensive in the extreme.

More people should take the stance of "just because you could, it doesn't mean that you should" and stop milking the insurance gravy train for everything it's got.

The world would be a better place and everyone's insurance would be a lot cheaper!
astraboy.
But you would still be claiming from an insurance company. And your insurance company would be claiming from the insurance company of the person who caused the accident. Sorry, but I fail to see the difference.
Old 16 November 2011, 06:47 PM
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Astraboy is my hero........ He is tough as teak..

I seem to have opened a can of worms here,quite innocently too.

I have never had an accident or claimed a penny of compensation in 26 years of driving,so this situation is alien to me.I just thought i would ask information from other people that had been in a similar situation to my own..

The lady who rammed into us was using her phone,thats why she didnt see the stationary cars in front of her....
I was in a 2 seater car where the rear bumper is less than 3ft from my seat back,perhaps this affected the amount of damage to my back??? I dunno..

I did have 5 days off work... Im self employed,so no work = No pay....

Previous to this i have had 2 days off sick in 12 years.. I just cant afford to have weeks off work for no reason.

The 18 month estimate for me to completely heal was suggested by the doctor that inspected me,it wasnt a time frame that i suggested as some seem to think...

My insurance is £400 for a group 20 car,so i dont complain and never have about insurance IIRC...At around a pound a day to drive a 330BHP car i find it very good value.
Old 16 November 2011, 07:01 PM
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Originally Posted by fatscoobfella1
I was involved in an accident in August.A woman rear ended the car i was in,and she pushed me into the car in front.. We was sat stationary at the traffic lights..

I genuinely suffered a bad back and neck and my fingers hit the dash binnacle,they swelled up overnight.. I attended the doctors 2 days later as the back pain was getting quite bad... Painkillers have sorted the pain over time....Still have twinges and stuff though..

5 days off work.

Anyway...she was a bit of an ****,but in the end she admittedly liability and the car was repaired after 6 weeks..

I attended a Doctor today who is appointed by my solicitor... he gave me a thorough examination and amongst other things said it would take approx 18 months to fully recover..

So... we have submitted a compensation claim.... Having never had an accident before im in the dark as to what happens next.

What kind of sum in compensation am i likely to recieve,and how long do these situations take to resolve..?
So thats 18 months of intensive rehab?

Last year the NHS spent 8 million on whiplash rehab. insurance paid out 2 billion. its a f*cking con and we are all paying the price.
Old 16 November 2011, 07:19 PM
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Good on you for claiming, why should you be out of pocket for any money you have lost after all it was not your fault, hopefully what ever you get will go some way to putting you back into the position you were in before the accident.
Old 16 November 2011, 08:25 PM
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Originally Posted by paulr
So thats 18 months of intensive rehab?

Last year the NHS spent 8 million on whiplash rehab. insurance paid out 2 billion. we are all paying the price.
It does make me wonder. I'm not saying the OP's claim is wrong or right, but the way the insurance and blaim/claims industry has geared up to all intents to write a blank cheque at the expense of the third party's insurer really does make me question the economic damage that ambulance chasers cause to the honest public.

For example I was stationary in my Polo waiting to turn right when I was hit by a Taxi who was basically was asleep, and just went straight into the back of me.

The car damage was roughly that of a 30mph accident because the taxi simply didn't brake at all! (driver half asleep). Sill bent, roof bent, Front doors wont open. Plus it shunted me into oncomming traffic which hit the front of the car - hard enough to pop a drive shaft out of the CV joint.

What did I do the next day? Go to work. Bit sore. Had a few dizzy spells whenever I looked up. Spent £100 on a six extra chiropractor visits, and that pretty much sorted it. Makes a bit of a mockery of the multiple thousands that people claim for lesser inccidents. Did I make a claim? No!

In another accident (my fault this time), what happened to me? nothing, neck and shoulder a bit sore the next few days as you's usually expect, but other than that ok. Apart from the solicitor's letter that was on my doorstep after returning from work...the accident happened on a Sunday, so the first thing the third party must have done the following day was go to a solictor to claim damages - you tell me how injured someone is if they are able enough to see a solictor in less than 24 hours after the accident. It made me beyond livid to the point that I was physically sick (something that had never happened to me before - I usually have a cast iron stomach!).

Do you think I could counter-claim against the solictor due to their letter making me sick and spoiling my clothing as well as mental anguish and stress they caused due to them making inaccurate and spurious accusations? I wouldn't persue it though, because on principal I wouldn't stoop to their level.

Last edited by ALi-B; 16 November 2011 at 08:28 PM.
Old 16 November 2011, 08:39 PM
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Originally Posted by ALi-B
It does make me wonder. I'm not saying the OP's claim is wrong or right, but the way the insurance and blaim/claims industry has geared up to all intents to write a blank cheque at the expense of the third party's insurer really does make me question the economic damage that ambulance chasers cause to the honest public.

For example I was stationary in my Polo waiting to turn right when I was hit by a Taxi who was basically was asleep, and just went straight into the back of me.

The car damage was roughly that of a 30mph accident because the taxi simply didn't brake at all! (driver half asleep). Sill bent, roof bent, Front doors wont open. Plus it shunted me into oncomming traffic which hit the front of the car - hard enough to pop a drive shaft out of the CV joint.

What did I do the next day? Go to work. Bit sore. Had a few dizzy spells whenever I looked up. Spent £100 on a six extra chiropractor visits, and that pretty much sorted it. Makes a bit of a mockery of the multiple thousands that people claim for lesser inccidents. Did I make a claim? No!

In another accident (my fault this time), what happened to me? nothing, neck and shoulder a bit sore the next few days as you's usually expect, but other than that ok. Apart from the solicitor's letter that was on my doorstep after returning from work...the accident happened on a Sunday, so the first thing the third party must have done the following day was go to a solictor to claim damages - you tell me how injured someone is if they are able enough to see a solictor in less than 24 hours after the accident. It made me beyond livid to the point that I was physically sick (something that had never happened to me before - I usually have a cast iron stomach!).

Do you think I could counter-claim against the solictor due to their letter making me sick and spoiling my clothing as well as mental anguish and stress they caused due to them making inaccurate and spurious accusations? I wouldn't persue it though, because on principal I wouldn't stoop to their level.
Bravo sir.
At least someone knows where I'm coming from on this one.
astraboy.
Old 16 November 2011, 09:07 PM
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Ali And Astarboy ??

What are you jobs ?

Are they jobs where you need to be physically active ?
Old 16 November 2011, 09:10 PM
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Originally Posted by paulr
So thats 18 months of intensive rehab?

Last year the NHS spent 8 million on whiplash rehab. insurance paid out 2 billion. its a f*cking con and we are all paying the price.
Not intensive rehab...

I have to see a local chiropractor on the 9th December and go from there..
Old 16 November 2011, 10:00 PM
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they may be one of the same...

Last edited by PaulC72; 16 November 2011 at 10:01 PM.



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