Im planning on buying my 1st impreza in a month or so. Im 25, nearly 26 and nearly go my 1st year no claims, no points, 1 accident which wasnt my fault, manchester post code.

Ive been told A plan are the first people to call, however they havent called me back twice. Any ideas of what I could pay?

 

which manchester postcode!!!! it makes a big differance

 

Its M26, I also am able to register it to an address in hereford where vehicle crime is relatively low, am I allowed to do that and keep the vehicle in Manchester?

 

Try an online quote on Bell.co.uk to get an idea? Their system tends to load the premium if any claims - £200 in my case, even for a no-fault with full recovery!

 

Bell quoted £1900. Crazy.

 

the cheapest i got on money supermarket is with zenith and thats 1500, need to get it lower than this.

 

Try Keith Michaels broker. I saved a load even after the Mrs had been playing bumper cars. Just mention you like SIDC and you get a discount. Got mine down to £600 with mods.

Gary Moulson
gary.m@keithmichaels.co.uk
0845 013 8231

He had a Scooby last time I spoke to him and was really helpfull.

Michael.

 

dunno why A-plan are saying they have to call you back, they deal with me there and then.

I'd suggest you use the insurance section and call anyone and everyone that is mentioned in there. Having only 1 yr NCB is going to be pushing your luck I am afraid

 

a plan quoted me £700 ... but im 29 with 7 years no claims... the most expensive quote i had was £2500 from churchills i think lol

 

Thanks ill try that broker tomorrow.

With A plan ive had to fill out the callback form twice, i got the no. after they were closed so will call them tomorrow too.

I dont even have 1 year no claims, I get it August this year but I cant wait.

 

try www.ecarinsurance fella. im 22 and got insured for £1761 with no ncb and 9 months driving experience.

 

And Cheap UK Car insurance and home insurance quotes comparison from Confused.com.

 

If you register it at the Hereford address and it 'really' lives in Manchester then it won't be covered if it gets stolen. Especially with young drivers who own sporty cars, they WILL look into it, esp if the car was stolen from somewhere other than the registered address.

 

Hiya mate try Protection, Retirement, Savings and Investments i went with them and for me to insure an 03 scooby sti it was £790 im 25 3 years no claims and live in the midlands

 

You can register it where you like as long as you dont mind having policy voided when it comes to claiming and them asking why addresses differ. Manchester , Liverpool and London poscodes will always be killers though from their claims reputations. Think yourself lucky you dont live in Salford - i've seen £9000 policies there.

As for prices i know with the companies i deal with you need to be at least 25, 2 yrs claim free, held a license for a while and they will stipulate tracker and immobilser certificates need to be sent in.

If you met all criteria then you would be looking about the £2k mark too. Your level of NCD will be the crippling factor.

Of course there are always brokers out there that will do you a nice TPO policy for about 1k and may not want to protect their insured interests by requesting trackers and immobilisers but you get what you pay for. You might be able to tax your car and drive it but expec **** all when you need their help - your tied into the policies too with hefty cancellation fees and credit agreements though. Be aware of that and always ask!

You could try adrian flux - i was with them until i bought my scoob and they wouldnt insure me for being too young. Great at solving claims, only took them 6 months to issue me a hefty refund and my proof of bonus i had been waiting for which caused me huge inconveniences with my new comp i work for. Again be aware of what the brokers can be like.

Hope this helps

 

Don't rely on confused.com the best quote they came up with for me was £70 more than A Plan and the worst quotes were nearly 4 times what I am paying!!!!

You could try Privilege they aren't too bad but you need 4yrs no claims

 

Unfortunately insurers WILL still load the premium for ANY accident/claim whether it's your fault or not, check any online based quote to prove this.

I'm afraid the £1500 you've been quoted is probably about as low as you're going to get considering the lack of NCB

 

Worked for me.

 

Tesco's was recommended to me by the dealer. i tried a few others first which came in around 12oo but Tesco quoted 700. suddenly went up to about a 1000 once I modified the car. I got 7 years NCB aswell plus I'm 35. But I live in a dodgey area so sheet happens

 

Not all insurers by a long way

 

glad to hear that moley CONSIDERING MY RECENT NON FAULT ACCIDENT CLAIM.

 

If i were you i'd aim a little lower and build up some no claims discount otherwise your going to be paying silly money.
Also i wouldn't consider trying to pull a fast one with locations. You will have to insure it where its normally kept otherwise you could kiss goodbye to your policy in the unlucky event of a claim.
I'm with A-Plan by the way and always had good service from them.
Nik.

 

i phoned nearly 20 companies all of here and in back of jap mag cheapest i got was £1900 fully comp with 2 yrs ncb 2yrs d/e. on 93 jap import turbo.....nearly more than the car is worth.most of the companies said no straight....cheapest after that was 3000 hah