Blackscooby

John,

I'm insured via a broker with Hyper Hotline insurance on a UK94 with modifications declared including APEXI Boost controller and fuel controller in addition a Stainless exhaust.

I'm 29 with Full protected living in Cheshire (garaged).

Quote for 2001/2002 came out just over £1000.

Cheers

Mark


Duh ~ missed your post stating you've taken out Ins already....
BS the **MUPPET**

[Edited by Blackscooby - 11/7/2001 10:59:02 AM]

johnfelstead

Ouch

I am running my own car as of Nov 1st

I am 35, driven performance cars all my adult life. Clean license, one claim against me last year due to a mechanical failure on my engine causing dropped oil and a bike to crash. Thats my claim history, a crash of someone else about 1 mile down the road from where i stoped. My fault (well the frigin engine breaking an oil line). I have 2 years no claims from my company plus 2 years on my other car (i lost my Full NCB due to the claim, *******s!), my 330BHP westfield.

My cars are garaged, nice quiet area (god knows what the postcode says)

So far my BEST quotes have been

Impreza Sport £850 with both Tesco and Priviledge.
UK Turbo £1250 with both Tesco and Priviledge.
WRX STi Type RA £1900 with Tesco.

The turbo and Type RA need a tracker.

It's feels like extortion to me. [img]images/smilies/mad.gif[/img]
I could understand it if i was a 19 year old kid that has loads of crashes and points but i am a profesional with a damn good driving record.

Robertio

iTrader: (1)

Ouch John, have you tried increasing your excess? Tesco knocked a couple of hundred off their previous best when they cranked mine up into 4 figures.

Assume you have checked with Rum? or are you leaving him until you have got a reasonable quote?

You might want to try elephant.co.uk I was playing around on their web site, and was getting quotes marginally less than yours (and you've got 10+ years on me )

Others should be able to come up with companies who like 'the older driver'

Would have thought you'd have been looking at more like £600, £900, £1,200

johnfelstead

I phoned Tom first as he is a good bloke and i would like to put the business his way. He is checking into a few things for me so should get back to me monday.

His best so far was £1000 ish for a sport! and i cant remember on a turbo but i wanted to cry at the time.

The excess with Priviledge on the Turbo is £500, Tesco's was £250.

I was expecting £600 tops on a Sport, totally gobsmacked its £850 BEST so far. My 350BHP cossie 2 years ago cost me under £1000 and that was modded to hell including track cover.

I just dont see why it's so expensive now?

I called quite a few up now, i have had quotes over £3K for a UK turbo. The world has gone mad. [img]images/smilies/mad.gif[/img]

Oh, i did try elephant, they wanted £1700 on a UK Turbo!
Is there any web sites around that show insurance risk via postcode because as far as i know i dont live in Kabul! I do live in the murder capital of the world though, shipman was my local GP, ****. Life insurance was mega high in this area, pity they didnt try sussing out why the death rate was so high per capita, morons...... Pretty pissed off right now. [img]images/smilies/mad.gif[/img]

[Edited by johnfelstead - 10/27/2001 4:46:27 PM]

albob

John,
have you tried 'Whatcar' ? 0845 7413554
i had quotes in the region £750/£800, they came up with £400.
which i liked
having looked at your quotes, i shud say i am over 50
chrs alan

[Edited by albob - 10/27/2001 4:47:25 PM]

johnfelstead

thanks for the idea.

They wont touch me

Robertio

iTrader: (1)

Sorry John, no web sites that I know of, the old Direct Line was good, as you entered your address details about half way through, so could go back and change them

Will e-mail you in a minute (assuming you have an e-mail address in your profile, if not, e-mail us and I'll reply) with a very good postcode, and a very bad one, if you go through and enter your details you can compare to what you got for your own


Haven't checked the clauses, but have you tried www.insure.co.uk ?

The only thing I can suggets it check back through old posts, there was a list of around 50 insurance companies, just start at one end and work your way through them, boring, and you can spend days doing it (I have) but you might just stumble on somewhere that gives a reasonable quote.

BTW there are very few cars as expensive to insure as a scoob, I got quoted less (compared to std MY00 Turbo) for an Evo 6, and only a couple of hundred more for a Caterham R500, and a MY00 911 Carerra 4 was only a hundred more than that Both a new Civic Type-R and an Audi S3 were less than a Sport

[Edited by Robertio - 10/27/2001 7:31:09 PM]

johnfelstead

the nuts thing is my Westfield which is seriously fast (480BHP/tonne, 0-60 in 3.2 seconds!) and worth almost twice the impreza costs me £500 to insure and thats after the claim, it used to be £300. That covers me on track with agreed value too.

I really cant understand it. LOL

Robertio

iTrader: (1)

The cost of insurance comes down to risk:

1). The risk of you crashing a scoob, or your westie is small, based on your past, so your premium will be low.

2). The risk of theft, we all know scoobs are very popular on this front, being quick, strong (robbery) and I guess easy to sell, either here (goodness knows how as some of the people on here have had problems selling legit cars) or abroad. Your westie is a one off so can hardly be stolen to order, is frail and small (difficult to fit a couple of blokes wearing balaclaves and and bags of cash) and sticks out like a sore thumb (diificult to make a get away with people standing in front of the car wondering what it is) So on the stealing front the scoob is a very, very high risk, where as the westie is very, very, very small.

Just the way I see it, keep the westie, and use it as your everyday car

johnfelstead

LOL

I get all that but come on, there are 22 year old kids getting lower premiums for a scoob. It makes no sense to me?

God, i sound old LOL

[Edited by johnfelstead - 10/27/2001 8:38:41 PM]

zip106

I am 32 with full NCB,clean licence (for now!) and married.Car lives in garage at night used only for social and domestic (no business use) South Notts. village (a FAIRLY good postcode),Cat. 1 alarm, 10,000 miles per year,me and wifey to drive. It's my first Scooby and most of my quotes were around £700-£900.I eventually found Hastings Direct(in the back of Evo,I think).Their quote was £537 with £225 accident xs and £100 f&t xs with protected NCB-can have 2 claims in 3 years.So I'm using them.Don't know about track use, though I'm not planning any this year.Hastings seem to cater for those with clean licences and married. Their no.-0800 00 1066
Hope this helps a little.

zip106

Sorry,forgot to say, car is a UK Turbo '98 MY with 17" Prodrives,Morrettes and highline spoiler.

zip106

Sorry,I forgot to say the car is a UK Turbo '98MY with 17" Prodrives, Morrettes and highline spoiler.

gareth

John,

I'm also in Cheshire, 35 and one claim against me last year (but max protected NCB at the time). Direct Line charge me about £600 for my UK Turbo. When the wife had a Sport they charged about £500ish for us both - it's gone up slightly for the 172.

Gareth

Andrew Timmins

John,

Have you tried the National Farmers Union? 0800 316 4661

I'm 32 and have been with them for a couple of years now, much cheaper than anyone else for me. If you get a car with a tracker you get a decent discount too. They also include unlimited European cover(good for 'ring trips ).

seejay555

John,
if my experience yesterday is anything to go by give Norwich Union Direct a call

navigator

i'm insured thru directline and they require a tracker type device on the wrx but i was very surprised to find they now want it on the sport.
so watch the small print!

Roger The Cat

Try Frizzell http://www.frizzell.co.uk/

blf21

John,

My Sport is costing me £711 to insure this year with Axa Direct in Cambridge with a £450 excess. I'm only 23, and only have 1 years no-claims, and am in the second year of my PhD! I do have a completely clean licence and record though.

So try Axa at http://www.axa-direct.co.uk/
, my other Scooby owning friends have plumped with them to.

Ben.

Ian E

iTrader: (1)

John,

Have you tried Churchill?

Ian.

gareth

Ben,

I went with Axa last year - when I had to make a claim they were a nightmare. Took them a fortnight to even get out to assess the car.

Gareth

johnfelstead

Thanks everyone for your help

I have just gone with Privilege on my Sport.

They were within a couple of pounds of Tesco, i have used them before and always had good service so i am happy to use them again.

I got quotes from tesco and privilege through the post. These 2 companies are the same behind all the marketing bumf. The quotes were identical, word for word and in layout except one said tesco, the other Privilege.

Everyone else couldnt get within £200 of what i am paying. I am getting seriously screwed over for having one claim. These 2 were also best for when i upgrade to a Turbo also.

I have added a second (USA) driver for 2 weeks for £15 and am getting free green card cover.

Cost is £861 on my sport with no mods

Of for a cry in a corner. LOL

blf21

Gareth,

I'll try not to hit anything!

Ben.

oh, they're actually the same bunch as RAC direct who I was with the year previous. The whole insurance game seems to me to be all a bit of a fudge - and I think they're all as bad as each other. I went with AXA as they were far and away the cheapest.

blf21

John,

Sorry to hear that you couldn't get it any lower. At least its not rediculous though!

I'm curious that you've got your Sport covered with no mods, but you're running 16" Turbo wheels, and a brake support bracket (from previous threads on the Sport). These are on my priority list, but I am hesitant to go ahead as Axa is very anti-mod! I must admit that I only know this through Scoobynet and have been too lazy to find out for my self!
I would be very pleased indeed if it turn out that these 'changes' wouldn't count as modifications.

Regards,

Ben.

clubby

I'm insured with Bell Direct, 0800 140 180 .
http://www.belldirect.co.uk/
Just traded in my 97 Catalunya - 38 yrs, full no claims, £250 excess - premium was £660/year.

My new car is a Uk MY01 WRX, as above £510/year.

Car is garaged every night, and has Thatcham 1.
Watch they don't offer you a 10 month policy, when you think it's 12. They do both, but obviously of comparing prices you need apples v apples.

johnfelstead

cheers ben.

The wheels were dealer options on the car so arent classed as a mod.

The brake support braket i forgot about. thanks for the reminder.

MRK

John I've worked it out.

They know your NOT 35 hehehehe 35. They probably think your fibbing about the rest too.


Just add the VAT to your age, and your insurance will tumble.


Oh to make you really jealous, mines £550 f/c and I'm much younger than you


M


PS - see you at Dono tomorrow.

johnfelstead

no you wont!

I am in wales on the Cambrian Rally. Running the Escort Cossie.

Thanks for the sympathy. LOL

GEJL

My suggestion for an unmodified car is http://www.quotelinedirect.co.uk

Rum*

John,

I'm sorry we weren't able to help this year....maybe we can sort something out next year...c'est la vie I guess....

All the best

Tom