The Floods and The Un-Insured ....
Thread Starter
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From: Old Codgers Home
Can't afford Insurance = sell the house and move somewhere you can afford!
That's not at all like your health in the USA - you CANNOT sell your body and move into another!!!
Get your comparisons right ..... for example:-
A person buys a BMW X5 - but cannot afford to insure it ... they lose it - would you pay for them to get another?? No? Didn't think so!!
I'm sure you would tell them to buy a 'P' reg Micra and Insure it properly? Yes, thought so!
That's not at all like your health in the USA - you CANNOT sell your body and move into another!!!
Get your comparisons right ..... for example:-
A person buys a BMW X5 - but cannot afford to insure it ... they lose it - would you pay for them to get another?? No? Didn't think so!!
I'm sure you would tell them to buy a 'P' reg Micra and Insure it properly? Yes, thought so!
Thread Starter
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From: Old Codgers Home
You have it wrong fella, insurance companies are tossers.Ive been insured as a householder for 20 odd years,claim free.Self employed working from home.I got robbed of copper pipe,the thieves drove through my electric gates wrecking them,they stole about 3grands worth of copper,this I could not claim for.I claimed for a repair to the gates,I got about £2500,the repair and upgrade cost me in excess of 10grand.After this 1 claim I could not get insured for 2 years by anyone,even the insurance ombudsman failed to get me insurance.Its not always a choice.
You sort it out well before your holiday ....... jeeeeeez is everyone an idiot?
Your renewal comes through 1 MONTH before expiry, you sort it then - no excuse!
If you don't and get caught out - AGAIN, YOUR FAULT!!
Pleeeeeeeze when will every numpty stop looking around for someone else to pick up the pieces because of their bad choices!!!
It's about time we stood for our decisions, good or bad!
Your renewal comes through 1 MONTH before expiry, you sort it then - no excuse!
If you don't and get caught out - AGAIN, YOUR FAULT!!
Pleeeeeeeze when will every numpty stop looking around for someone else to pick up the pieces because of their bad choices!!!
It's about time we stood for our decisions, good or bad!
In my book if someone's took you're money and thankyou for you're custom blah blah , you take that as a done transaction ?
I don't renew my car insurance a month before
Why should my home be any different ?
If they couldn't commence with cover they shouldn't have took the money ?
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From: ....
So what happens when this 'fund' comes to an end - which I believe is being mooted?
Those people who have been flooded before wont be able to get insurance.
You saying they should all move house?
How?
With no one to buy their old one?
Sorry Lewis, but on this one you really are being a vacuous little turd.
Those people who have been flooded before wont be able to get insurance.
You saying they should all move house?
How?
With no one to buy their old one?
Sorry Lewis, but on this one you really are being a vacuous little turd.
Enough time me thinks to contact me regarding any questions
I was away for two week
Did I say the day before **** face ?
And why you moanin about paying out of you're pocket for flood victims
What about numpty drivers that you're paying extra for ( each time they make a claim) ?
Why pay for nhs patients ( f**k em , they should have insurance and go private)
You've payed plenty for the benefit of others ,
And others for the benefit of you ?
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From: The hell where youth and laughter go
How about throwing the councillors that granted plannning permission to build houses on flood planes into the bottom of a well? Too much much went on during the new labia period with councils trying to achive their housing quotas that common sense was simply ignored.
Any houses built in the past 15 years thats on a flood plane or prone to flooding is pretty much uninsurable. So the councilors, planners and builders responsible should be held criminally liable IMO.
Any houses built in the past 15 years thats on a flood plane or prone to flooding is pretty much uninsurable. So the councilors, planners and builders responsible should be held criminally liable IMO.
Last edited by ALi-B; Nov 29, 2012 at 12:05 AM.
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Why would anybody (apart from the council) buy a house built on a flood plain?
Joking apart, I`m now with them. I`m paying A LOT less a year and with A LOT more cover 
Not worth the risk IMO 
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The Government and ABI had an agreement to insure ALL properties!!!!!
Every property is insurable against flood damage ...... so, your argument doesn't hold water.
It's a choice thing ... would rather go to the dogs or Bingo - *** in hand and then a pint and tattoo afterwards!!!
Every property is insurable against flood damage ...... so, your argument doesn't hold water.
It's a choice thing ... would rather go to the dogs or Bingo - *** in hand and then a pint and tattoo afterwards!!!
Some people just cannot afford the premiums because they just don't have enough money and the premiums are very high.
Nothing wrong with using your disposable income to get some enjoyment out of life as best you can,even if you cannot afford the insurance.
Les
Joined: Apr 2002
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From: The hell where youth and laughter go
The selling agents and the surveyors appointed by the builders would easily gloss over that issue. I don't think anyone would knowingly buy a house thats prone to flooding, unless it was mega cheap.
Joined: Apr 2002
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From: The hell where youth and laughter go
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