L&G.scooby

Might need to get a headlight because only one of mine is damaged. So I can detango it or a won't have a matching pair.

lisa_z

iTrader: (1)

I cant advise on a garage but just wanted to say glad you ok

L&G.scooby

Thank you Lisa.
Any idea on how long this sort of repair will take people?

Galifrey

iTrader: (3)

Well he will have a fault claim against him with a value of both cars damage, so it will go up enough to be annoying.

-shane-

iTrader: (40)

When I got hit a few years ago it was not my fault but my insurance still went up

-shane-

iTrader: (40)

Indeed it's hassle when getting insurance as there ask lots of questions about it, like I saying was non fault and it got increased this will be a fault claim so will go up.

-shane-

iTrader: (40)

Let the garage replace the headlight then just de tango it

L&G.scooby

That's ****. But insurance always seem to go up every year, even when getting another years no claims.

L&G.scooby

I thought that would be the roughy to go, cheers.

cuprajake

iTrader: (11)

That is why o advocate non fault repair companies when some one hits you, obs this isn't the case here though. Time wise depends how busy the ins shop is usually, once the car is collected an estimated will look at the car, may need some stripping, then pics and electronic email will be sent to the ins engineer and then usually after 2-3 days it is authorised then parts can be ordered so call that two days, the repair itself is around a 3-4 day repair. Then build up and pickup or dropped back off and the excess and sat note signed on delivery, this is were if anything is wrong you don't sign. I would say knowing ins it may not be back for two/three weeks but hopefully I'm wrong, are they supplying a courtesy car?

L&G.scooby

Yes mate, I have a courtesy car for how ever long they have my scooby.
Had a quick look this morning and the radiator is damaged, bent fins but does not leek. Will this be replaced or repaired?

alcazar

iTrader: (2)

If it's not leaking, it will PROBABLY not get replaced. You could nag the garage doing the repair.......

f1_fan

iTrader: (9)

Plus we are all forgetting the third party he hit will need to make a claim so there is zero advantage to him doing it himself as there is going to be a claim against him for this one way or the other!

cuprajake

iTrader: (11)

If it's not broke they won't give it, that's ins for you

bioforger

iTrader: (1)

I put a claim in a few yrs ago again non fault and nothing happened on mine, so it depends on the insurer and your NCB status.

subzerokent

iTrader: (1)

Point out that you know the rad is damaged and they will replace it

L&G.scooby

I will be telling them that, thanks all.

Norman Dog

iTrader: (1)

Yeah, course it won't.

bioforger

iTrader: (1)

Well it didn't for me as I said previously

alcazar

iTrader: (2)

You must be the only person in the UK NOT to have had their insurance increase, accident or not, then. LOL

-shane-

iTrader: (40)

Agree,

Every year i shop around for Insurance and never pay more than the previous year but the accident claim always makes a difference, I don't see were NCB comes in to it as i have 9 and it doesn't make much difference,

O well 2 more years and its done i wont need to tell them

L&G.scooby

I hope it doesn't go up to much, but even if it does, the scooby is not going anywhere. I just love it way way to much.
Just that this has slowed down the mods a bit. I could of used the money on fitting the bits I have rather than paying my excess.
Oh well, never mind. I'm ok and the car can be repaired and there will be no stone chips on the front.

bioforger

iTrader: (1)

Every year since I started driving my quote has always been the same or lower, whether there has been a non fault or fault claim. So I guess its just luck then?

L&G.scooby

I have the reg of the car that was on the wrong side of the road and caused myself and the car in front to break hard and then of course to course the accident. And then dud not stop. Going to pass it on to my ins, company as soon as they open. Will this help? I do have legal cover on my ins as well so won't cost me nothing to fight my case.

tubbytommy

iTrader: (20)

doubt it a few years ago i was walking back to my car in a carpark and watched someone reverse in to my car.
drove off before i got there but did get reg no
cracked the bumper so i went to police station reported it and informed my insurance.
To the police's credit they did track car down and get in touch with owner who of course denied it and as no witnesses could do nothing.
so ended up repairing myself so as not to claim.

L&G.scooby

Ok, but the woman I hit also saw the car and is a witness but I have no independent witnesses.

TonyBeau

Glad your ok.

Good luck with trying to get the car on the wrong side of the road to cover the repairs!

L&G.scooby

I don't hold out much hope but I had the info so just for my own piece of mind and that niggle I had I had to report all the info I had.

stevep360

iTrader: (20)

I have a wr blue slam panel for sale with poly block if u need it

monkfish2

Just make sure you arrange the courtesy car through your insurance. I asked for a car off the garage who were fixing mine and ended up with a hire car which I thought was a courtesy car. The bill came to £10k for the month it took to fix !!! It went to court and with expenses it came to nearly £20k. Luckily I was covered for this but it's another reason why insurance goes up every year. Oh and the garage stole my footrest and satnav, they reckon they looked at the ccv footage and nothing showed up, but someone took them while it was away.