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Old 05 February 2011, 10:39 AM
  #31  
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Originally Posted by stilover
What would she claim for???????????????

She's getting full pay.

This is why Britain is going to the dogs. People think they have a right to free money.

The only thing she should be compensated on, is any increased cost of getting around if that cost is more than what it would cost if she was driving. And that should be paid by the car that hit her.
QFE

What did people do before we became Americanised?
Old 05 February 2011, 10:41 AM
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Originally Posted by antc
Check your badself out on your high horse.

quality, even for a "halfwit"
Old 05 February 2011, 10:49 AM
  #33  
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Originally Posted by Jamz3k
I don't understand how money compensates some injuries such as whiplash. What exactly will 2000quid for instance actually do for someone as a way of compensation? I can understand someone getting compensated for an injury that would be life altering but for just a bit of discomfort? Na!
If a child falls and grazes it's knee, give it an ice lolly/sweety/toy, perhaps a colourful plaster to boot and said child stops crying and carries on playing.

Same principles mate, just applied to grown adults.
Old 05 February 2011, 11:13 AM
  #34  
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Originally Posted by Puff The Magic Wagon!
Why Les?

If you have GENUINELY suffered loss and/or injury due to the negligent actions of another, should you not be compensated?
If it is genuine then yes, but too many are jumping on the bandwagon since it is difficult to prove that it does not exist. Its a way of making easy money and too many are prepared to try it on.

When I was hit in the rear by a heavy car on the motorway which caused my Mini to leave the ground, I was protected from whiplash by the good design of the Mini seats. I was not prepared to claim for whiplash even though the insurance company kept asking if I wanted to.

This compensation culture is, as was said above, dragging the country down.

Les
Old 05 February 2011, 12:06 PM
  #35  
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Originally Posted by foz200315
QFE

What did people do before we became Americanised?
people paid less for car insurance.
Old 05 February 2011, 12:49 PM
  #36  
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Good point!

Les
Old 05 February 2011, 09:27 PM
  #37  
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Originally Posted by Jamz3k
people paid less for car insurance.

I remember paying £35 for insurance for a 350cc Motorbike at 18 - OK I'm oldish but even then it was sod all in the 80's that was to top up 6 months insurance on the 100cc bike i bought to pass my test.

It was pocket money even then...I got a car license a year later and it cost me £60 a year. Insurance was a bit like taxing your car not a complete ruination.

This is where the...ouch.. I've hurt myself ...you owe me a fortune culture has taken us

I'm off to look at how much it would cost a 19 year old these days to insure their first car..I have a hunch it is probably a bit more than £60
Old 05 February 2011, 09:38 PM
  #38  
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Originally Posted by Jamz3k
people paid less for car insurance.

Spoke to one of the guys from Keith Michaels t'other day about my renewal. He said that an amount equal to 20% of the annual receipts the entire insurance industry collects got paid out for whiplash claims last year.
Old 05 February 2011, 09:53 PM
  #39  
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Originally Posted by markjmd
Spoke to one of the guys from Keith Michaels t'other day about my renewal. He said that an amount equal to 20% of the annual receipts the entire insurance industry collects got paid out for whiplash claims last year.
an ol' fella drove into the back of me 2weeks ago. Unfortunately I had a work colleague in the car and guess how many out of the 5 people involved has whiplash? yep one person, my work colleague.
Old 05 February 2011, 09:57 PM
  #40  
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Originally Posted by CLSII
I remember paying £35 for insurance for a 350cc Motorbike at 18 - OK I'm oldish but even then it was sod all in the 80's that was to top up 6 months insurance on the 100cc bike i bought to pass my test.

It was pocket money even then...I got a car license a year later and it cost me £60 a year. Insurance was a bit like taxing your car not a complete ruination.

This is where the...ouch.. I've hurt myself ...you owe me a fortune culture has taken us

I'm off to look at how much it would cost a 19 year old these days to insure their first car..I have a hunch it is probably a bit more than £60
I suppose the counter argument to that, is the incalculable increase in cars on the road, registered cars at that.
Old 05 February 2011, 10:01 PM
  #41  
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Originally Posted by Jamz3k
an ol' fella drove into the back of me 2weeks ago. Unfortunately I had a work colleague in the car and guess how many out of the 5 people involved has whiplash? yep one person, my work colleague.
I can not believe you got compo for them 'blow up dolls' Why not deflate them and put them in the boot?

Rum lad you are.

Old 05 February 2011, 11:44 PM
  #42  
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I hit a woman broadside in march 2009, when she ran a 'red' light at a box junction. 30mph into the side of her, and I have been for physio, and am currently under a chiropractor with a view to seeing an orthopedic surgeon in June for a consultation for an operation. I am suffering from subluxation (if I spelled it correct) of the spine which is when the disc has "worn" and a twisted pelvis as a direct consequence of my accident but my right leg is 1/2 an inch shorter than my left due to an old rugby playing injury which is hampering my recovery time. I have rejected a £6000 offer and been warned that I may never be 100% again.

I'd much rather nevr had the accident and the money is peanuts compared to what I earn and the fact that i have spent my only day off every week for almost two years going to physio, doctors, chiropractors and doing special
If anyone can fix my back for me I'll pay them the 6k with pleasure.

Last edited by RJM25R; 06 February 2011 at 12:07 AM.
Old 05 February 2011, 11:59 PM
  #43  
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Originally Posted by markjmd
Spoke to one of the guys from Keith Michaels t'other day about my renewal. He said that an amount equal to 20% of the annual receipts the entire insurance industry collects got paid out for whiplash claims last year.
'Tis true.

400,000 whiplash claims last year, average payout (including solicitor fees) was £5k
Old 06 February 2011, 12:10 AM
  #44  
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Originally Posted by Leslie
too many are jumping on the bandwagon since it is difficult to prove that it does not exist. Its a way of making easy money and too many are prepared to try it on.

This compensation culture is, as was said above, dragging the country down.

Les

Sorry to disagree with you here Les but this isn't backed up by the statistics. Even the government now avoid the phrase compensation culture as it is proved there is one. What we do have is a misconception of massive increases in claims brought around by generalised comments like yours.

If people have genuinely been injured then they have a right to be compensated for it. No ifs or buts about it. If people make fraudulent claims then they deserve criminal proceedings.

I know of people whose lives have been devastated through being in the wrong place at the wrong time. Some of those include "whiplash" injuries. You need to appreciate how painful this can be before dismissing it as a made up claim Les.

Please PM me if you want to discuss it further.
Old 06 February 2011, 12:21 AM
  #45  
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Originally Posted by Milamber
If people have genuinely been injured then they have a right to be compensated for it. No ifs or buts about it. If people make fraudulent claims then they deserve criminal proceedings.
Spot on
Old 06 February 2011, 12:26 AM
  #46  
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Originally Posted by Milamber
Sorry to disagree with you here Les but this isn't backed up by the statistics. Even the government now avoid the phrase compensation culture as it is proved there is one. What we do have is a misconception of massive increases in claims brought around by generalised comments like yours.

If people have genuinely been injured then they have a right to be compensated for it. No ifs or buts about it. If people make fraudulent claims then they deserve criminal proceedings.

I know of people whose lives have been devastated through being in the wrong place at the wrong time. Some of those include "whiplash" injuries. You need to appreciate how painful this can be before dismissing it as a made up claim Les.

Please PM me if you want to discuss it further.
I don't believe Les is questioning the compensation given to those who actually deserve it.
Old 06 February 2011, 12:33 AM
  #47  
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Originally Posted by Jamz3k
I don't believe Les is questioning the compensation given to those who actually deserve it.
But he was suggesting that claims are increasing and there is a "compensation culture" when the facts simply don't support it.

As I say, there is a belief that everyone is making claims. This is brought around by the newspapers believing it sells papers and the rise in internet bulletin boards being able to reach a greater audience. In the old days we would talk about it down the pub and only our close friends would know about it, nowadays people post it on forums like this and thousands of people read about it and depending on the person posting, some of them will believe it. I happen to believe that Les is one of the people whose opinions are usually worth listening to and on this occasion I believe him to be incorrect.
Old 06 February 2011, 12:35 AM
  #48  
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Originally Posted by Moley_WRX
'Tis true.

400,000 whiplash claims last year, average payout (including solicitor fees) was £5k
and the solicitors costs are a small percentage of that.
Old 06 February 2011, 12:51 AM
  #49  
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Originally Posted by Milamber
But he was suggesting that claims are increasing and there is a "compensation culture" when the facts simply don't support it.

As I say, there is a belief that everyone is making claims. This is brought around by the newspapers believing it sells papers and the rise in internet bulletin boards being able to reach a greater audience. In the old days we would talk about it down the pub and only our close friends would know about it, nowadays people post it on forums like this and thousands of people read about it and depending on the person posting, some of them will believe it. I happen to believe that Les is one of the people whose opinions are usually worth listening to and on this occasion I believe him to be incorrect.
I can't talk for the mainland but I can assure you there is a compensation culture in Northern Ireland, its a feckin' joke how bad it is.

Only a few days ago I had a guy in buying a £1k Home cinema amplifier boasting that he hasn't worked in years due to insurance fraud and theft. He even gave my colleague the name of his solicitor to use as the solicitor was as bent as him. Sickening.
Old 06 February 2011, 09:12 AM
  #50  
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I can assure you this is a genuine injury, She tried to go to work the day after but was sent home in obvious pain I said she should stay home

She is constantly moaning out loud when I'm watching the tele or on the xbox and she cant do a bit of housework, I've not had a decent nights sleep since the accident, she moves in her sleep then cries out in pain, this wakes me up if it carries on much longer I may consider suing her

Seriously ATM we have decided not to claim, but if it carries on then this may change
Old 06 February 2011, 10:53 AM
  #51  
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Originally Posted by RJM25R
I hit a woman broadside in march 2009, when she ran a 'red' light at a box junction. 30mph into the side of her, and I have been for physio, and am currently under a chiropractor with a view to seeing an orthopedic surgeon in June for a consultation for an operation. I am suffering from subluxation (if I spelled it correct) of the spine which is when the disc has "worn" and a twisted pelvis as a direct consequence of my accident but my right leg is 1/2 an inch shorter than my left due to an old rugby playing injury which is hampering my recovery time. I have rejected a £6000 offer and been warned that I may never be 100% again.

I'd much rather nevr had the accident and the money is peanuts compared to what I earn and the fact that i have spent my only day off every week for almost two years going to physio, doctors, chiropractors and doing special
If anyone can fix my back for me I'll pay them the 6k with pleasure.
i see none of the witch hunters had anything to say to this!, hope you mend asap.

Originally Posted by DARB
I can assure you this is a genuine injury, She tried to go to work the day after but was sent home in obvious pain I said she should stay home

She is constantly moaning out loud when I'm watching the tele or on the xbox and she cant do a bit of housework, I've not had a decent nights sleep since the accident, she moves in her sleep then cries out in pain, this wakes me up if it carries on much longer I may consider suing her

Seriously ATM we have decided not to claim, but if it carries on then this may change
take note to the Quote above. as i first commented at the beginning of the thread NEVER go against the advice of a medical PROFESSIONAL, but more than anything dont bow down to pressure of opinions from the scoobynet police, they probably never have, and hopefully never will experience any more discomfort than RSI from sitting on their laptops all day commenting on how to go about your business!
Old 06 February 2011, 11:24 AM
  #52  
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Originally Posted by Milamber
But he was suggesting that claims are increasing and there is a "compensation culture" when the facts simply don't support it.

As I say, there is a belief that everyone is making claims. This is brought around by the newspapers believing it sells papers and the rise in internet bulletin boards being able to reach a greater audience. In the old days we would talk about it down the pub and only our close friends would know about it, nowadays people post it on forums like this and thousands of people read about it and depending on the person posting, some of them will believe it. I happen to believe that Les is one of the people whose opinions are usually worth listening to and on this occasion I believe him to be incorrect.
Of course there is a 'compensation culture'. How many claim agencies have sprung up in recent times? How many ads on the TV are about no win no fee malarkey? How may solicitors now deal specifically with claims instead of doing some actual work?
The majority of whiplash claims are bollox. It's an easy earner isn't it. There's a silly cow where I work claiming for whiplash after a recent accident. There is absolutely nothing wrong with her.
I think both Moley and Andy are being very diplomatic on this issue. They along with everyone else know the vast majority of whiplash claims are fraudelent. The attempts to play the 'injured soldier' by some of those claiming are worthy of being on stage.
In short whiplash is the biggest con going!
Old 06 February 2011, 11:31 AM
  #53  
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Originally Posted by Einstein RA
Of course there is a 'compensation culture'. How many claim agencies have sprung up in recent times? How many ads on the TV are about no win no fee malarkey? How may solicitors now deal specifically with claims instead of doing some actual work?
The majority of whiplash claims are bollox. It's an easy earner isn't it. There's a silly cow where I work claiming for whiplash after a recent accident. There is absolutely nothing wrong with her.
I think both Moley and Andy are being very diplomatic on this issue. They along with everyone else know the vast majority of whiplash claims are fraudelent. The attempts to play the 'injured soldier' by some of those claiming are worthy of being on stage.
In short whiplash is the biggest con going!
agreed! but sadly though this attitude then wrongly puts GENUINE claimants off making a claim for fear of being branded a criminal or something similair.
Old 06 February 2011, 11:33 AM
  #54  
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Originally Posted by Einstein RA
the vast majority of whiplash claims are fraudelent.
Well I bow down to your, clearly, superior knowledge.......
Old 06 February 2011, 11:40 AM
  #55  
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Originally Posted by Milamber
Well I bow down to your, clearly, superior knowledge.......
Do you have an interest in the claim industry?
Old 06 February 2011, 11:48 AM
  #56  
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Originally Posted by Milamber
But he was suggesting that claims are increasing and there is a "compensation culture" when the facts simply don't support it.

As I say, there is a belief that everyone is making claims. This is brought around by the newspapers believing it sells papers and the rise in internet bulletin boards being able to reach a greater audience. In the old days we would talk about it down the pub and only our close friends would know about it, nowadays people post it on forums like this and thousands of people read about it and depending on the person posting, some of them will believe it. I happen to believe that Les is one of the people whose opinions are usually worth listening to and on this occasion I believe him to be incorrect.
As Jamz said you have misunderstood me. Must be the way I wrote it.

Of course you are entitled for compensation if you have been genuinely injured in such a way.

My point was based on the vast number of whiplash claims these days because it is a relatively easy claim to make if someone has hit you on the road, even if you were not really suffering from it. There are frequent cases of the "pikeys" now deliberately causing rear end accidents and making false claims for body repair amd whiplash of course. Nice little earner and look what it has done to our insurance premiums as other have said here.

I mentioned my own case because it was a very heavy rear ender as I described but because of the seat back I did not suffer any whiplash at all even though my car left the road when he hit me. I reckon that most modern car seats will protect people from whiplash in most circumstances.

I could have made a mint out of it had I been so inclined!

Les
Old 06 February 2011, 12:09 PM
  #57  
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Originally Posted by Einstein RA
Do you have an interest in the claim industry?
I am a Solicitor. Your point being?
Old 06 February 2011, 12:13 PM
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Originally Posted by Milamber
I am a Solicitor. Your point being?
That explains everything.
Old 06 February 2011, 12:35 PM
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Originally Posted by Einstein RA
That explains everything.
Really?
Old 06 February 2011, 12:39 PM
  #60  
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Originally Posted by markjmd
Spoke to one of the guys from Keith Michaels t'other day about my renewal. He said that an amount equal to 20% of the annual receipts the entire insurance industry collects got paid out for whiplash claims last year.
And 50% of all liability claim costs fo to solicitors rather than claimants!


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