Requirements to Qualify for a Black Amex
23 January 2008, 08:43 AM
#32
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Main qualifications :
1. More money than sense
2. Small genitals
3. Inflated opinion of your own self importance
4. Years of inbreeding in your family
5. Owning a huge country house but not having £5 to pay the milkman
I've got a gold and platinum card ( not Amex ) and the cashiers always look at me like I've stolen them if I pay with them. Only reason I took them when they offered was because there was no charge and its a laugh.
If you want real proof of money though, I have a couple of customers who pay by cheque and they bank with Coutts. I dont know the exact figures as it would be terribly vulgar for them to talk about money, but I did hear a rumour that you need to have £1M to open your account with.
1. More money than sense
2. Small genitals
3. Inflated opinion of your own self importance
4. Years of inbreeding in your family
5. Owning a huge country house but not having £5 to pay the milkman
I've got a gold and platinum card ( not Amex ) and the cashiers always look at me like I've stolen them if I pay with them. Only reason I took them when they offered was because there was no charge and its a laugh.
If you want real proof of money though, I have a couple of customers who pay by cheque and they bank with Coutts. I dont know the exact figures as it would be terribly vulgar for them to talk about money, but I did hear a rumour that you need to have £1M to open your account with.
23 January 2008, 09:05 AM
#33
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23 January 2008, 09:18 AM
#34
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And wrong 
I know 2 people who have them - one is a millionaire and one definetly isn't! It's an invite thing. It used to be really exclusive and reserved for presidents / very snr execs that sort of thing, but that has changed a lot over the years. If you are doing a lot of travelling and entertaining, then the conceirge and insurance offerings are worth the annual fee.
Stoke Poges counytry club? Stoke Park Club? If so, I could imagine that there would be a fair few Amex Black holders there!
I know 2 people who have them - one is a millionaire and one definetly isn't! It's an invite thing. It used to be really exclusive and reserved for presidents / very snr execs that sort of thing, but that has changed a lot over the years. If you are doing a lot of travelling and entertaining, then the conceirge and insurance offerings are worth the annual fee.Stoke Poges counytry club? Stoke Park Club? If so, I could imagine that there would be a fair few Amex Black holders there!
23 January 2008, 09:22 AM
#35
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I mean its worth having them because generally they offer a better interest rate than the "normal" cards.
But they are a far cry from AmEx platinum charge cards (note Charge cards, not an AmEx platinum Credit card, which are also ten-a-penny)
23 January 2008, 09:22 AM
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23 January 2008, 09:26 AM
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Centurion Card - Wikipedia, the free encyclopedia
Originally Posted by wiki
As of Aug 1, 2007, in the United States, requirements include minimum annual spending of $250,000, exceptional credit history and significant financial assets. Certain requirements may be waived for celebrities and public figures. Requirements for acceptance in other countries can differ slightly.
There is a US $5,000 one-time initiation fee for new primary card holders, plus the annual fee of US $2,500.
Centurion card members have the option of additional cards for an annual fee of $1,500 per each additional Centurion card (one-time US $5,000 initiation fee waived for additional Centurion cards), $175 per each additional Platinum card or $45 per each additional Gold card linked to the primary Centurion account holder
There is a US $5,000 one-time initiation fee for new primary card holders, plus the annual fee of US $2,500.
Centurion card members have the option of additional cards for an annual fee of $1,500 per each additional Centurion card (one-time US $5,000 initiation fee waived for additional Centurion cards), $175 per each additional Platinum card or $45 per each additional Gold card linked to the primary Centurion account holder
23 January 2008, 10:11 AM
#41
A very important distinction, which many fail to realise, is that there is no statutory protection on your purchases when you buy something with a charge card. You have no recourse, unless the card company has some insurance scheme.
23 January 2008, 10:50 AM
#44
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People with real money who aren't footballers or rappers tend not to have that kind of thing, a bit too flashy and a walking "rob me" advertisement. You might see a Coutts World card pop out when in the company of wealthy friends, but those are quite understated and many people don't know what they are.
As they phrase goes, money talks, wealth whispers.
To MikeCardiff, the requirements for Coutts aren't quite as harsh as you might think, you just need to be earning more than £100k per year and have a reasonable amount of fixed and liquid assets. You certainly don't need millions, but in all honesty to get the most from them you would be better off having millions. LLoyds TSB private banking offers a better deal around the £100k+ mark.
As they phrase goes, money talks, wealth whispers.
To MikeCardiff, the requirements for Coutts aren't quite as harsh as you might think, you just need to be earning more than £100k per year and have a reasonable amount of fixed and liquid assets. You certainly don't need millions, but in all honesty to get the most from them you would be better off having millions. LLoyds TSB private banking offers a better deal around the £100k+ mark.
23 January 2008, 11:10 AM
#45
People with real money who aren't footballers or rappers tend not to have that kind of thing, a bit too flashy and a walking "rob me" advertisement. You might see a Coutts World card pop out when in the company of wealthy friends, but those are quite understated and many people don't know what they are.
As they phrase goes, money talks, wealth whispers.
To MikeCardiff, the requirements for Coutts aren't quite as harsh as you might think, you just need to be earning more than £100k per year and have a reasonable amount of fixed and liquid assets. You certainly don't need millions, but in all honesty to get the most from them you would be better off having millions. LLoyds TSB private banking offers a better deal around the £100k+ mark.
As they phrase goes, money talks, wealth whispers.
To MikeCardiff, the requirements for Coutts aren't quite as harsh as you might think, you just need to be earning more than £100k per year and have a reasonable amount of fixed and liquid assets. You certainly don't need millions, but in all honesty to get the most from them you would be better off having millions. LLoyds TSB private banking offers a better deal around the £100k+ mark.
23 January 2008, 12:44 PM
#46
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Chris L
Yes its is The Stoke Park Club, some right ar#eholes down there but some really nice people,Ian Wright was really nice as was Tess and Vern but some African Prime Minister who was there recently was thrown out (well his 60-70 hangers on where) but he went too, it is very stuffy if you know what i mean.
I have got myself a memebership now due to the work i have done for them and it is a nice place if a bit oldy worldy.
Far too many down there love to flash the Black Plastic.
Le Manoir is a much nicer place (But no Golf) and they let me stay there FREE as i'm also their Telecom supplier but i still have to pay £75 @ Stoke Park.
I'm glad the criteria for the Balck Amex is now clear as some idiot down there who had one said you needed £3 million liquid to get one, to go with his small ***** me thinks.
Yes its is The Stoke Park Club, some right ar#eholes down there but some really nice people,Ian Wright was really nice as was Tess and Vern but some African Prime Minister who was there recently was thrown out (well his 60-70 hangers on where) but he went too, it is very stuffy if you know what i mean.
I have got myself a memebership now due to the work i have done for them and it is a nice place if a bit oldy worldy.
Far too many down there love to flash the Black Plastic.
Le Manoir is a much nicer place (But no Golf) and they let me stay there FREE as i'm also their Telecom supplier but i still have to pay £75 @ Stoke Park.
I'm glad the criteria for the Balck Amex is now clear as some idiot down there who had one said you needed £3 million liquid to get one, to go with his small ***** me thinks.
23 January 2008, 02:28 PM
#49
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23 January 2008, 03:25 PM
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23 January 2008, 03:46 PM
#51
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The main requirement in the UK for getting one is to spend a lot of money on your Platinum American Express.
I didn't spend anywhere near $200,000 a year on mine I opted to the British Airways Black American Express recently. It's far cheaper than the Centurion and you get far more back i.e. tonnes of air miles.
The benefits zero other than pose factor........ which is negligible.
It's also true that the biggest problem with American Express in the UK is hardly anywhere except them.
It's really cool whipping out the black card only to find you have to pay with your maestro from the Abbey National because they don't take American Express.
I didn't spend anywhere near $200,000 a year on mine I opted to the British Airways Black American Express recently. It's far cheaper than the Centurion and you get far more back i.e. tonnes of air miles.
The benefits zero other than pose factor........ which is negligible.
It's also true that the biggest problem with American Express in the UK is hardly anywhere except them.
It's really cool whipping out the black card only to find you have to pay with your maestro from the Abbey National because they don't take American Express.
23 January 2008, 07:02 PM
#53
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24 January 2008, 08:29 AM
#54
Just a bunch of posers, the real money is on Scoobynet. Some seriously wealthy people on here. 
Forgot to mention, I was invited to have a black Amex, in fact begged, but I declined as the colour clashed with my Louis Vuitton wallet.
Forgot to mention, I was invited to have a black Amex, in fact begged, but I declined as the colour clashed with my Louis Vuitton wallet.
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