Insurance cost for 18-25yr olds...
03 January 2007, 09:46 AM
#62
Originally Posted by chocolate_o_brian
i can guarantee you gazza, my quote is totally legit. in fact its not even £1750 fully comp, its £1742.** cant remember the pence. that with a £500 volutary excess on top of a £350 compulsary excess however. cars pretty standard but i did put all known changes down. reg came up right, uk turbo 2000. cars parked in the right place at the right time, im the only named driver/owner etc...
maybe i fell lucky, or deserve it after my last scoob wanted to go bang...
andy
maybe i fell lucky, or deserve it after my last scoob wanted to go bang...
andy
03 January 2007, 09:47 AM
#63
Originally Posted by Prasius
It will be nice when insurance companies properly take into account that the car parks our cars are in are guarded with the help of SA80's and rabid dogs!
But for an under 25 year old the major problem isn't theft, it's the fact a lot get crashed
03 January 2007, 09:49 AM
#64
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Originally Posted by Prasius
I don't get it - when i was looking around at cars and saw the STi Prodrive, my first thought was "thats going to cost a bomb to insure" - and theres no way in hell I'd have bought it if it was going to cost me over £1k to insure fully comp and I'm 28. As it was I got a pleasant surprise in that its cost me £830, and thats with my 60yo mother as a named driver, which bizarrely knocked well over £100 off the quote.
Of course it will get labelled as jealousy or whatever - but I enjoyed having a life away from my car - Obviously some people have different priorities.
Of course it will get labelled as jealousy or whatever - but I enjoyed having a life away from my car - Obviously some people have different priorities.
03 January 2007, 09:52 AM
#65
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well as stated before ..
i'm 23 and live on an RAF base with a f/c premium of just under £1100 on MY04STI
i've got parents down as named drivers (which they are
) yeah yeah !! This makes a change in cost big time !!
Excess is only £300 which i think isn't bad at all !!
i'm 23 and live on an RAF base with a f/c premium of just under £1100 on MY04STI
i've got parents down as named drivers (which they are
) yeah yeah !! This makes a change in cost big time !!Excess is only £300 which i think isn't bad at all !!
03 January 2007, 10:37 AM
#66
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24 1/2
7Y PNCB
Always Driven Performance Cars
1 Claim where a woman reversed into my car when it wasn't occupied, Fully Reclaimed.
I Claim in my company van deemed as my fault.
£1000 FC
1999 UK Classic
Std Cat 1 and Tracker.
7Y PNCB
Always Driven Performance Cars
1 Claim where a woman reversed into my car when it wasn't occupied, Fully Reclaimed.
I Claim in my company van deemed as my fault.
£1000 FC
1999 UK Classic
Std Cat 1 and Tracker.
03 January 2007, 12:02 PM
#67
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Insurance winds me up so much, i can't understand how someone earlier who's 22 with a modded STI got insurance fully comp for £850.
I'm 24, i own my own house in a nice areas, ive got a good job, car kept in the garage, do hardly any miles in it, only used for social not for commuting, its a UK WRX with a moidified exhuast and thats it. oh and ive got 3 speeding points. Also ive got almost 6 years no claims now
The cheapest i can find insurance for is about £1400, its ridiculous, either people are fibbing about how much they pay or these quotes come out of a random number generator
I'm 24, i own my own house in a nice areas, ive got a good job, car kept in the garage, do hardly any miles in it, only used for social not for commuting, its a UK WRX with a moidified exhuast and thats it. oh and ive got 3 speeding points. Also ive got almost 6 years no claims now
The cheapest i can find insurance for is about £1400, its ridiculous, either people are fibbing about how much they pay or these quotes come out of a random number generator
Last edited by Joek101; 03 January 2007 at 12:50 PM.
03 January 2007, 12:14 PM
#68
Originally Posted by Joek101
Insurance winds me up so much, i can't understand how someone earlier who's 22 with a modded STI got insurance fully comp for £850.
I'm 24, i own my own house in a nice areas, ive got a good job, car kept in the garage, do hardly any miles in it, only used for social not for commuting, its a UK WRX with a moidified exhuast and thats it. oh and ive got 3 speeding points.
The cheapest i can find insurance for is about £1400, its ridiculous, either people are fibbing about how much they pay or these quotes come out of a random number generator
I'm 24, i own my own house in a nice areas, ive got a good job, car kept in the garage, do hardly any miles in it, only used for social not for commuting, its a UK WRX with a moidified exhuast and thats it. oh and ive got 3 speeding points.
The cheapest i can find insurance for is about £1400, its ridiculous, either people are fibbing about how much they pay or these quotes come out of a random number generator
03 January 2007, 12:14 PM
#69
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1998 V5 Type R
£1500 Fully Comp with Keith Micheals 5 points 23 y/o on personal insurance
Surveyor
Rent a house
and no parents didnt buy it i bought it cash with my own money
£1500 Fully Comp with Keith Micheals 5 points 23 y/o on personal insurance
Surveyor
Rent a house
and no parents didnt buy it i bought it cash with my own money
03 January 2007, 12:47 PM
#70
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Originally Posted by Joek101
Insurance winds me up so much, i can't understand how someone earlier who's 22 with a modded STI got insurance fully comp for £850.
I'm 24, i own my own house in a nice areas, ive got a good job, car kept in the garage, do hardly any miles in it, only used for social not for commuting, its a UK WRX with a moidified exhuast and thats it. oh and ive got 3 speeding points.
The cheapest i can find insurance for is about £1400, its ridiculous, either people are fibbing about how much they pay or these quotes come out of a random number generator
I'm 24, i own my own house in a nice areas, ive got a good job, car kept in the garage, do hardly any miles in it, only used for social not for commuting, its a UK WRX with a moidified exhuast and thats it. oh and ive got 3 speeding points.
The cheapest i can find insurance for is about £1400, its ridiculous, either people are fibbing about how much they pay or these quotes come out of a random number generator
03 January 2007, 12:53 PM
#71
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I've tried all of them, i dont know what the problem is.
I read a post with someone who was 22 getting a quote with ecarinsurance for £1800 but they were 22 with 2yrs no claims and that was on an STI. So i tried them and they wouldn't quote me on the basis of age, car, area or cover type required, which is rubbish.
Its all a complete farce, elephant gave me the best price, i checked to see what it would be without my 3 speeding points and it went down about £350. £350!!! for a bl00dy speeding ticket!
End of ranting
I read a post with someone who was 22 getting a quote with ecarinsurance for £1800 but they were 22 with 2yrs no claims and that was on an STI. So i tried them and they wouldn't quote me on the basis of age, car, area or cover type required, which is rubbish.
Its all a complete farce, elephant gave me the best price, i checked to see what it would be without my 3 speeding points and it went down about £350. £350!!! for a bl00dy speeding ticket!
End of ranting
03 January 2007, 02:16 PM
#72
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It is frustrating Joe but just keep trying different companies. I didnt get another quote anywhere near the £1500 which i got on my Type R above... until i tried Keith Micheals.
I think alot of it is based on the cars that you've owned previously, insurance companies like to see that you've had some experience driving powerful cars which is understandable.
If you havent had any powerful cars before then get a Clio 172 for a couple of months or something similar and dont crash it!!! That way the insurance companies will build up confidence in you, this is especially true in the case of smaller ones.
I think alot of it is based on the cars that you've owned previously, insurance companies like to see that you've had some experience driving powerful cars which is understandable.
If you havent had any powerful cars before then get a Clio 172 for a couple of months or something similar and dont crash it!!! That way the insurance companies will build up confidence in you, this is especially true in the case of smaller ones.
03 January 2007, 02:49 PM
#74
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insurance
i pay 800 pounds for my uk300 i am 26 live with my girlfriend in our own house thats protected no claims (8 years) and my girlfriend on it thats with admiral and mods declared
03 January 2007, 04:48 PM
#75
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next question should be, do 18-25yr olds service the scoob every 7500miles/each year too??
03 January 2007, 05:05 PM
#78
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Originally Posted by salsa-king
next question should be, do 18-25yr olds service the scoob every 7500miles/each year too??
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