Insurance cost for 18-25yr olds...
02 January 2007, 01:09 PM
#32
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im 22
95 sti
insurance cost me about £2600tpft (when i renew it will cost 1100 full comp)
im a forman/road plainer driver
live with my girlfriend
yes my own insurance with 3year nc
95 sti
insurance cost me about £2600tpft (when i renew it will cost 1100 full comp)
im a forman/road plainer driver
live with my girlfriend
yes my own insurance with 3year nc
02 January 2007, 01:51 PM
#33
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1. 2002 wrx PPP, no pics as yet
2. £910 fully comp with Priviledge (600 excess), my own policy (as expensive as an sti because the PPP is seen as an aftermarket modification
)
3. Network engineer - 28 years old
4. Own my own place
2. £910 fully comp with Priviledge (600 excess), my own policy (as expensive as an sti because the PPP is seen as an aftermarket modification
)3. Network engineer - 28 years old
4. Own my own place
02 January 2007, 04:40 PM
#35
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1. 2004 STi Type UK
2. £750 (or there abouts) all mods listed & like for like replacement (8 yrs NCBS)
3. Server / Grid Computing Analyst - 27 years old (only just over 25)
4. Own my own home.
5. MY OWN INSURANCE!
2. £750 (or there abouts) all mods listed & like for like replacement (8 yrs NCBS)
3. Server / Grid Computing Analyst - 27 years old (only just over 25)
4. Own my own home.
5. MY OWN INSURANCE!
02 January 2007, 05:29 PM
#36
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Originally Posted by BatFink
1. 2004 STi Type UK
2. £750 (or there abouts) all mods listed & like for like replacement (8 yrs NCBS)
3. Server / Grid Computing Analyst - 27 years old (only just over 25)
4. Own my own home.
5. MY OWN INSURANCE!
2. £750 (or there abouts) all mods listed & like for like replacement (8 yrs NCBS)
3. Server / Grid Computing Analyst - 27 years old (only just over 25)
4. Own my own home.
5. MY OWN INSURANCE!
02 January 2007, 05:40 PM
#37
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im 20 3yrs no claims
impreza terzo - 2.5 sti conversion, all mods declared around 350-400bhp
own a house now
work as a contactor at BT(no security could throw me out anyday if they wanted to)
Fully comp with A plan £4500
I have to save around £375quid a month just for insurance, ahhh what joys of 4 credit cards 2 overdrafts. Luckily the old man bought the car for me so nothing owing on it.
jay
impreza terzo - 2.5 sti conversion, all mods declared around 350-400bhp
own a house now
work as a contactor at BT(no security could throw me out anyday if they wanted to)
Fully comp with A plan £4500
I have to save around £375quid a month just for insurance, ahhh what joys of 4 credit cards 2 overdrafts. Luckily the old man bought the car for me so nothing owing on it.
jay
02 January 2007, 06:16 PM
#39
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Am at a mate's house so I got no pics of my car sorry, but I've got a Mica Blue MY00 UK Turbo 2000 AWD, I'm 24, 3yrs NCB, and it's costing me £675 fully comp with eCar Insurance - Welcome to eCar
Everywhere else was giving me quotes like £1750ish!! And that's if they'd even quote me at all!
Everywhere else was giving me quotes like £1750ish!! And that's if they'd even quote me at all!
02 January 2007, 06:19 PM
#40
I don't get it - when i was looking around at cars and saw the STi Prodrive, my first thought was "thats going to cost a bomb to insure" - and theres no way in hell I'd have bought it if it was going to cost me over £1k to insure fully comp and I'm 28. As it was I got a pleasant surprise in that its cost me £830, and thats with my 60yo mother as a named driver, which bizarrely knocked well over £100 off the quote.
Of course it will get labelled as jealousy or whatever - but I enjoyed having a life away from my car - Obviously some people have different priorities.
Of course it will get labelled as jealousy or whatever - but I enjoyed having a life away from my car - Obviously some people have different priorities.
Last edited by Prasius; 02 January 2007 at 06:22 PM.
02 January 2007, 06:48 PM
#41
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Ive got 3 and a half years NCB
1. What car/model and year is it (pix)? = Subaru Impreza Sport 2001 X reg
2. what are you guys/girls paying a year. fully comp/3rd PFT? = FC 670
3. what job do you do? = Job hunting
4. do you still live at home? = Yes with parents
5. is it your own insurance or on someone elses? = My own insurance
1. What car/model and year is it (pix)? = Subaru Impreza Sport 2001 X reg
2. what are you guys/girls paying a year. fully comp/3rd PFT? = FC 670
3. what job do you do? = Job hunting
4. do you still live at home? = Yes with parents
5. is it your own insurance or on someone elses? = My own insurance
)
02 January 2007, 07:25 PM
#43
A lot of these quotes amaze me. Nothing to do with me working in insurance either.
When i go onto these internet companies you mention i can't get my quote under £900, and thats with 9 years NCB and the fact i have owned the car for 2 and a half years, and live in a good area.
I wonder how many of these prices are 'pub talk' though??? I know a few people who knock a few hundred £££ when telling their mates what they pay (and i know exactly what they are paying
)
Also, a few of the companies named above refused to quote due to mods, even though i only listed an exhaust and alloys. So who is being naughty and not disclosing mods then
When i go onto these internet companies you mention i can't get my quote under £900, and thats with 9 years NCB and the fact i have owned the car for 2 and a half years, and live in a good area.
I wonder how many of these prices are 'pub talk' though??? I know a few people who knock a few hundred £££ when telling their mates what they pay (and i know exactly what they are paying
)Also, a few of the companies named above refused to quote due to mods, even though i only listed an exhaust and alloys. So who is being naughty and not disclosing mods then
02 January 2007, 07:32 PM
#45
Originally Posted by GC8
Perhaps theyre incorrectly registered JDMs Gary. Callcentre > "registration number?" > spurious quote.....?
And even when people know, they use the ''well it says 1.8 gl on the logbook'' excuse
02 January 2007, 07:50 PM
#46
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whenever an insurance co. does a reg check on my car it dont exist lol, so had to explain all the 'Sti prodrive style' to them, but lucky they undaerstood and its insured with the 'prodrive bodykit'... good people those (rival) A plan guys lol
02 January 2007, 08:41 PM
#50
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folks it gets a bit better after 25 as ive just found on 4 years no claims bonus after 25 well on an M reg but its still expensive as I run two cars, im with 1st quote insurance for a 2.0 subaru impreza Turbo will lots of modifications, have a house and kids but i love the cars speed. Hold out it will get better with time.
02 January 2007, 09:07 PM
#51
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Originally Posted by impreza_terzo3_no257
im 20 3yrs no claims
impreza terzo - 2.5 sti conversion, all mods declared around 350-400bhp
own a house now
work as a contactor at BT(no security could throw me out anyday if they wanted to)
Fully comp with A plan £4500
I have to save around £375quid a month just for insurance, ahhh what joys of 4 credit cards 2 overdrafts. Luckily the old man bought the car for me so nothing owing on it.
jay
impreza terzo - 2.5 sti conversion, all mods declared around 350-400bhp
own a house now
work as a contactor at BT(no security could throw me out anyday if they wanted to)
Fully comp with A plan £4500
I have to save around £375quid a month just for insurance, ahhh what joys of 4 credit cards 2 overdrafts. Luckily the old man bought the car for me so nothing owing on it.
jay
Everyone knows what I would say so I just won't bother
02 January 2007, 10:08 PM
#53
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....
Ive got 1 and a half years NCB and i am 23 y/o
1. What car/model and year is it (pix)? = Subaru Impreza STi 2004
2. what are you guys/girls paying a year. fully comp/3rd PFT? = FC 1095
3. what job do you do? = Royal Air Force
4. do you still live at home? = No .. In Barracks
5. is it your own insurance or on someone elses? = My own insurance
1. What car/model and year is it (pix)? = Subaru Impreza STi 2004
2. what are you guys/girls paying a year. fully comp/3rd PFT? = FC 1095
3. what job do you do? = Royal Air Force
4. do you still live at home? = No .. In Barracks
5. is it your own insurance or on someone elses? = My own insurance
Last edited by scooby_c; 03 January 2007 at 09:40 AM.
02 January 2007, 10:16 PM
#54
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Age =23
Job = Lab technician
Model = Type RA classic.
Insurer = Admiral
Type = 3rd party F/T
Am I the named driver = Am I ****!!! My 28 year old mate is (cheaper)
Price = £1044 and I am a named driver which I don't mind as he hardly uses it
No NCB though so if anyone knows better then please...
Job = Lab technician
Model = Type RA classic.
Insurer = Admiral
Type = 3rd party F/T
Am I the named driver = Am I ****!!! My 28 year old mate is (cheaper)
Price = £1044 and I am a named driver which I don't mind as he hardly uses it
No NCB though so if anyone knows better then please...
03 January 2007, 04:36 AM
#56
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Originally Posted by Moley_WRX
A lot of these quotes amaze me. Nothing to do with me working in insurance either.
When i go onto these internet companies you mention i can't get my quote under £900, and thats with 9 years NCB and the fact i have owned the car for 2 and a half years, and live in a good area.
I wonder how many of these prices are 'pub talk' though??? I know a few people who knock a few hundred £££ when telling their mates what they pay (and i know exactly what they are paying )
Also, a few of the companies named above refused to quote due to mods, even though i only listed an exhaust and alloys. So who is being naughty and not disclosing mods then
When i go onto these internet companies you mention i can't get my quote under £900, and thats with 9 years NCB and the fact i have owned the car for 2 and a half years, and live in a good area.
I wonder how many of these prices are 'pub talk' though??? I know a few people who knock a few hundred £££ when telling their mates what they pay (and i know exactly what they are paying
)Also, a few of the companies named above refused to quote due to mods, even though i only listed an exhaust and alloys. So who is being naughty and not disclosing mods then
maybe i fell lucky, or deserve it after my last scoob wanted to go bang...
andy
03 January 2007, 08:48 AM
#57
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Thread Starter
think we should now ask what Xs ppl are 'going' to pay if required
03 January 2007, 09:01 AM
#58
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We should also be asking how many weeks take home pay is required to pay for the insurance. No doubt a lot of people take advantage of the "flexible and attractive payment options" but this just increases how much you pay. If someone asked me to fork out £1500-£2000 for car insurance I would tell them to shove it. Some people just have no idea about money 
03 January 2007, 09:02 AM
#59
Originally Posted by scooby_c
3. what job do you do? = Royal Air Force
4. do you still live at home? = No .. In Barracks
4. do you still live at home? = No .. In Barracks
It will be nice when insurance companies properly take into account that the car parks our cars are in are guarded with the help of SA80's and rabid dogs!
03 January 2007, 09:39 AM
#60
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Very true
Originally Posted by Prasius
It will be nice when insurance companies properly take into account that the car parks our cars are in are guarded with the help of SA80's and rabid dogs!