GrantyBoy

I have one years NCB I'm afaraid. Wrote my old Saxo of on a country lane going round a bend, mud over road from tractor, just understeared of the road. Nothing I could have done.

CW42- I've got an advanced drivers licence and also been down to Knockhill for leason on controlling a powerful car. No point spending all that cash if you can't control the car.

billythekid

I am 23 and Tesco insured me - still £1400 (with 5YNCB, tracker, IAM etc) though!!

cw42

iTrader: (1)

grantyboy did you do the advanced driving before or after the above happened?
Nice to see some people have a clue
chris.

Scuba

£3500 sounds cheap for insurin' a P1 at 18.... a take it that was the excess?


infact theres a special test that the young'ins can now take called 'pass plus' its meant to reduce your insurance by 40%!

GrantyBoy

yeah did my advanced lessons about a year after I passed my test. Country lane coming back from girlfriends house at night. Tractor had dumped a load of mud on the road just round a corner so the car just slid off doing 20ish. Write off because car went over a little stone dyke wall and ripped the underside of the car off Typical french car!

Pass plus gives you a years ncb or discount to that value ish.

cw42

iTrader: (1)

Looks like your the only one on here who's had any advanced training grantyboy, all credit to you m8
Hope others follow suit, and book a few lessons.
Maybe the police should run some courses, so instead of picking up the pieces after careless and improperly trained drivers get themselves into trouble, they'd at least be able to say they were doing some proper accident prevention.
chris.

andym172

I've had extra training in the form of IAM membership but don't consider it to have had a real positive effect on my driving. I was not taught anything that my driving instructor had not already taught me - having said that my instructor was excellent and gave me a few advanced driving in the lessons leading up to my test.

PHILYB

I, m 20 and i have 2000 p1, only had it 3 weeks!!

phil

Davey P

iTrader: (1)

I was 20 when I bought my P1

LUCKO

iTrader: (3)

just took £9000 off an 18 year old to insure a v5 type-r

GeoffMM

Do i sense some of the green eyed monster!!!! Jealousy is a horrible thing. I am young and for your info there are some of us that go and get good jobs at 17 and then work our nuts off to pay for eveything!!!!

alloy

I got my MY02 STI when i was 20, now 21 on the cusp of 22 witha helthy dose of mods putting her in the 380/400bhp mark.....with 6 points and central london.....i pay for my insurers xmas ball but it's all worth it

scubaladdie

Tried Admiral loads of times for a renewal quote for my Evo 6 and they kepp declining to quote as I'm 29 !! Insisting they will not insure under 30's on Evo's.... even though I know a 24 year old who insures his 6 through them... they told me he must be lying... he's shown me his insurance certificate!! They still say no under 30's !!!!!!!

benniboywrxsti

im new to all this but im 22 and have had my wrx/sti for 7 months im paying £1400 through auto direct with zenith

GrantyBoy

This thread is from 2004. No green eyed monster here, you earn it you spend it!

tfl55

I am getting on in years, so my STI V2 Type RA cost me £650 ish. That price includes all the mods I have had done FMIC, Apexi ECU and a number of other mods. Correct me if I am wrong, but I was led to believe if you crash the car your mods are not covered unless declared and it could void your insurance as you told pork pies on your application. !!!!!!!!! ?? B is for Boring, but your as well to throw your money to Insurance com, then have to pay for your car and who ever elses is involved out of your own pocket. No, No I am not an insurance rep.

chocolate_o_brian

iTrader: (22)

first car after passing test at 21 earlier this year was a impreza sport. £1510 tp f&t through tesco. crashed that unfortunatley. bought a wrx import (95), that was £2250 fully comp through screentrade. killed the engine on that shed of ****. decided on a cheap runaround, ie pug diesel, insurance dropped to £750 fully comp. got bored after 6/7 weeks, so bought a my99 uk turbo. insurance is £1750 fully comp. considering i have been driving only 9 months and gone through 4 cars, i believe this to be an excellent quote, and spent a good couple hours checking everything details wise. current policy is with ecar, and includes free breakdown cover... bonus for shredded clutches!

andy

nik52wrx

You have got to be kidding
No Impreza is worth 750 pounds a month in insurance. The guy must be crazy
Nik

LUCKO

iTrader: (3)

paid in full by debit card aswell

Multijfj

In america its different, you dont get ****ed over on fuel prices or insurance. There were 16 year olds with twin turbo supra's on the forums I used to visit.

Multijfj

Oh and im driving a jdm sti 8 and paying around £8 a day insurance - 18

Eddie

prince_of_tokyo

im 21 with a 350bhp type r, had my 1st scooby at 19 (wrx), then a v ltd mcrae series v3 sti, now a type r...in between a couple of mr2'sand a fd3 rx7

AudiLover

Thats how much its costs 17 and 18yr olds to insure a 1.2 these days

My little brother is crying his eyes out

Mrfastbaz

my son has been quoted around 1200 pounds fully comp on a 1.2 corsa 18 years old no no claims 9 months since passing his test... if i put him on my remapped leon fr tdi 150 as a named driver it goes from 290 fully compfor me and the wife to 4500 instantly ,,,

frayz

iTrader: (7)

350bhp cossie @ 19

juggers

iTrader: (1)

You being serious?

theboy

Just to make you sick i pay £580 for my 2003 WRX PPP, i had to leave the wife off as she is a bad insurance risk even in a Skoda

Multijfj

Mods declared? they are only around 200 bhp standard, so they wernt just a subtle air filter and new backbox were they?

scubaladdie

When I was getting quotes for my Evo I mentioned to some of the companies that were quoting silly amounts that there's plenty of Evo and Scoob drivers in their late teens/early twenties and 2 of the people I spoke to said,and I quote more or less word for word "Don't believe everything you read on the 'net... nobody that age legitimately drives something like that" ,1 of those companies was 1 that a lot of younger drivers claim to be insured with!! I'm not doubting what people on here say,I'm banging my head against a wall trying company after company and being told I'm too young at 29 !!!!

AudiLover

mate it depends what year you were trying to insure it. If a 18yr old tried to isnure a STI today every single insurance company would tell them to **** off, but 4 months ago it would have been possible.

Its like my little brother, 4 months ago he got quoted 2.8 grand for 1.6 FSI sport golf and 3.5 grand for a 2.0FSI sport audi A3. Today he went to get some more quotes as hes ready to buy and the cheapest he could find for the audi was 5.5 grand. I told him hes gonna have to get something slower then and he got quotes for a group 2 VAG vehicle, a 1.2 vw polo and the insurance companies still want 3 grand off him for a 1.2

His mate with the same car got his insured a couple months back for 1.7 grand, exact same details apart from location.

Insurance is menat to be going up another 20% in 2007, thank god im only a lowly volvo driver.