Quote 2 years back on an MR2 Turbo - I was 28, 5 years NCD, no points, no claims, they wanted £10,800 fully comp.

Same quote now is about £900 FC

 

I was paying 1800 when I was 19 for a Nova GTE, now got a MY99 UK turbo scoob and paying £600! It might just have something to do with having 9 years NCD and being a REALLY old fart! (31) lol

 

Insurance is still a racket though - I am 30 with 7 years NCD, and insuring my 205 Mi16 today - still costing me £621 FC with only 6000 miles a year.

 

LOL he must have rung around

IIRC in 1990 Cosworths were about 20k new then - and the joyrider/car thief/getaway vehicle of choice

 

Back in 1990 a new Sierra Cosworth would've set you back £25k. I had a 1990 model with a load of extras that cost £27k
Within a month of having it there were 2 attempts to nick it, one while it was parked at a Police function outside the nick !!

 

what would scooby do,

"I used to work for a company that wrote quotation systems - biggest quote we got the system to issue was for a 17 year old driving a lambo with a drink drive ban and a surname of Patel (IIRC) - was for around £50,000"

I have a question about this. I don't mean in any way to imply anything against your good self, I would just like to clarify an implication in the above text.

Is the surname really part of the risk assesment criteria? From the above, it would appear that you are saying, and I hope this is wrong, the surname "Patel" would be considered more of a risk than another surname might be. This could, I suspect, be viewed almost as a form of racism on the insurance companies part.

 

I don't know about racism, but insurance companies blatantly get away with sexism! Most insure women for less.

 

Can you prove that's sexism? I daresay if you tried it they'd produce a ream of figures to suggest that women drivers claim less, and that the average size of the payout is smaller. Thus, they're justified in charging lower premiums.

 

LOL I suppose the 'age-ism' card can be played too, I'm sure younger drivers are charged more.

I'd like to think its claim statistics that affects quotes rather than a race issue. For example, maybe quite a few decades ago many 0 generation ethnics were allowed to drive on a foriegn license, and with little UK driving experience had more claims? I don't know.

Edited to say if this 'Patel' had a foreign license its understandable, if UK then I can't see any reason for it to affect the quote

Interested to know

 

Iam with direct line and mines gone up £12 this year(749 with legal aid and protected no claims) but that might be due to my speeding fine or maybe inflation,but if you get an high quote tell em where to go in no uncertain terms.some companies just want the easy pickings which is unfair on the companies that offer a fair qoute for everyone.
powerman

 

i got quoted £18,000, for my polo G40 when i was 18 years old! and it was a written quote! i will have to dig it up, and scan it in