Notices
Non Scooby Related Anything Non-Scooby related

Insured? Or not?

Thread Tools
 
Search this Thread
 
Old Mar 4, 2016 | 07:18 PM
  #31  
alcazar's Avatar
alcazar
Thread Starter
Scooby Regular
20 Year Member
Liked
Loved
Community Favorite
iTrader: (2)
 
Joined: Jun 2002
Posts: 40,788
Likes: 30
From: Rl'yeh
Default

Originally Posted by JGlanzaV
So no proof then, could be bluster and bravado for all you know. Keep your nose out....
For evil to happen...........

Or as it's sometimes known, I'm alright Jack, fek everyone else.


Where DO you draw the line? If you knew someone was selling drugs outside a school? If you knew a paedo was hanging round a playground? If you knew there was a killer stalking your family?

Do we just ignore wrong-doing so long as it doesn't affect us personally?
Reply
Old Mar 4, 2016 | 07:36 PM
  #32  
JGlanzaV's Avatar
JGlanzaV
Scooby Regular
iTrader: (3)
 
Joined: May 2009
Posts: 5,021
Likes: 1
Default

Originally Posted by alcazar
For evil to happen...........

Or as it's sometimes known, I'm alright Jack, fek everyone else.


Where DO you draw the line? If you knew someone was selling drugs outside a school? If you knew a paedo was hanging round a playground? If you knew there was a killer stalking your family?

Do we just ignore wrong-doing so long as it doesn't affect us personally?

Do you ever stop your incessant whining?

There is "**** everyone else" and then there is sticking your nose in at every opportunity.

Have you ever thought about joining the curtain twitchers or the pigs?

Edit

Selling drugs is illegal, whether outside of a school or not. A peado can hang around in a play park, as long as he is not committing a crime...

Or would you assemble the lynch mob?

Last edited by JGlanzaV; Mar 4, 2016 at 07:38 PM.
Reply
Old Mar 4, 2016 | 08:42 PM
  #33  
PaulC72's Avatar
PaulC72
Scooby Regular
 
Joined: Sep 2006
Posts: 5,108
Likes: 0
From: RIP Tam.
Default

Originally Posted by JGlanzaV
Do you ever stop your incessant whining?

There is "**** everyone else" and then there is sticking your nose in at every opportunity.

Have you ever thought about joining the curtain twitchers or the pigs?

Edit

Selling drugs is illegal, whether outside of a school or not. A peado can hang around in a play park, as long as he is not committing a crime...

Or would you assemble the lynch mob?
I can see you are trying to wind him up however, if I knew a paedo was hanging around a school, play area or anywhere vulnerable children were I would certainly report them to them police or even take appropriate action, any self respecting person would.
Reply
Old Mar 4, 2016 | 08:52 PM
  #34  
JGlanzaV's Avatar
JGlanzaV
Scooby Regular
iTrader: (3)
 
Joined: May 2009
Posts: 5,021
Likes: 1
Default

Originally Posted by PaulC72
I can see you are trying to wind him up however, if I knew a paedo was hanging around a school, play area or anywhere vulnerable children were I would certainly report them to them police or even take appropriate action, any self respecting person would.
Is that including without proof that he may or may not be?

Anyway it is somewhat moot, I was just indulging alcazar's pointless fallacy...
Reply
Old Mar 4, 2016 | 08:53 PM
  #35  
SmurfyBhoy's Avatar
SmurfyBhoy
Scooby Regular
 
Joined: May 2014
Posts: 2,280
Likes: 79
From: Glasgow
Default

Originally Posted by alcazar
For evil to happen...........

Or as it's sometimes known, I'm alright Jack, fek everyone else.


Where DO you draw the line? If you knew someone was selling drugs outside a school? If you knew a paedo was hanging round a playground? If you knew there was a killer stalking your family?

Do we just ignore wrong-doing so long as it doesn't affect us personally?
You should buy a cape and patrol the streets id feel safer lol.
Each to thier own.
Really not tht hard to tell right from wrong.
Peados and insurance fraud are a little bit different.
Reply
Old Mar 4, 2016 | 09:41 PM
  #36  
PaulC72's Avatar
PaulC72
Scooby Regular
 
Joined: Sep 2006
Posts: 5,108
Likes: 0
From: RIP Tam.
Default

Originally Posted by JGlanzaV
Is that including without proof that he may or may not be?

Anyway it is somewhat moot, I was just indulging alcazar's pointless fallacy...
put it this way without proof you still have the right to report suspicious activity especially someone hanging around a child occupied zone like schools or parks if they look weird.

Most people if questioned by the police wouldnt be bothered if they are not up to anything.
Reply
Old Mar 4, 2016 | 10:30 PM
  #37  
johned's Avatar
johned
Scooby Regular
15 Year Member
 
Joined: Jan 2010
Posts: 2,002
Likes: 16
From: derbyshire
Default

Has the discussion lost its way?.
Reply
Old Mar 5, 2016 | 07:22 AM
  #38  
JGlanzaV's Avatar
JGlanzaV
Scooby Regular
iTrader: (3)
 
Joined: May 2009
Posts: 5,021
Likes: 1
Default

Originally Posted by johned
Has the discussion lost its way?.
Yes alcazar was involved it was never going to be a sensible discussion...
Reply
Old Mar 5, 2016 | 07:32 AM
  #39  
alcazar's Avatar
alcazar
Thread Starter
Scooby Regular
20 Year Member
Liked
Loved
Community Favorite
iTrader: (2)
 
Joined: Jun 2002
Posts: 40,788
Likes: 30
From: Rl'yeh
Default

LOL, you really are a wind-up merchant.

Seriously, ever been hit by an uninsured driver?
Reply
Old Mar 5, 2016 | 10:15 AM
  #40  
JGlanzaV's Avatar
JGlanzaV
Scooby Regular
iTrader: (3)
 
Joined: May 2009
Posts: 5,021
Likes: 1
Default

Originally Posted by alcazar
LOL, you really are a wind-up merchant.

Seriously, ever been hit by an uninsured driver?
And you really need to get a life. You must be a curtain twitcher?

And yes I have actually.
Reply
Old Mar 5, 2016 | 08:02 PM
  #41  
mart360's Avatar
mart360
Scooby Regular
 
Joined: Jul 2005
Posts: 12,329
Likes: 0
Default

If i recall, its no biggy being hit by an uninsured driver.

All the insurance companies have provision for this event.

The funding from which comes from your own premiums!

yup were paying for uninsured drivers lol.

I dont know why we dont adopt the policy they have in Oz,

When you register your car, it automatcally includes a basic 3rd party cover.

This means any persons you injure will be covered

Its in the drivers own interests to top it up with 3rd party insurnace that

covers there own vehicle & driver.

There is also the provision for fully comp, which works the same as comp over here


Mart
Reply
Old Mar 6, 2016 | 03:19 PM
  #42  
alcazar's Avatar
alcazar
Thread Starter
Scooby Regular
20 Year Member
Liked
Loved
Community Favorite
iTrader: (2)
 
Joined: Jun 2002
Posts: 40,788
Likes: 30
From: Rl'yeh
Default

Originally Posted by JGlanzaV
And you really need to get a life. You must be a curtain twitcher?

And yes I have actually.
And?

Lose your NCD?

Lose your excess?

And if it's no biggy, why are the government going to such lengths to catch uninsured drivers?

BTW: stop trying to wind me up, it doesn't work.
Reply
Old Mar 6, 2016 | 08:35 PM
  #43  
Moley's Avatar
Moley
Former Sponsor
iTrader: (9)
 
Joined: May 2004
Posts: 10,884
Likes: 30
Default

To answer the original question, in the event on an accident the insurers would void the policy, but would still pay the damaged/injured 3rd party.

They'd then take the policyholder to court to reclaim those costs.
Reply
Old Mar 6, 2016 | 09:20 PM
  #44  
donny andi's Avatar
donny andi
Scooby Regular
iTrader: (3)
 
Joined: Jan 2008
Posts: 2,213
Likes: 0
Default

Originally Posted by Moley
To answer the original question, in the event on an accident the insurers would void the policy, but would still pay the damaged/injured 3rd party.

They'd then take the policyholder to court to reclaim those costs.
The man of wisdom has spoken
Time for thread delete...
Reply
Old Mar 25, 2016 | 10:07 AM
  #45  
Luan Pra bang's Avatar
Luan Pra bang
Scooby Regular
 
Joined: Jan 2004
Posts: 4,207
Likes: 0
Default

Originally Posted by alcazar
For evil to happen...........

If you knew someone was selling drugs outside a school? ?
Who would sell drugs outside a school ? School kids have not got enough money for drugs, and drugs pretty much sell themselves they don't really take a lot of selling the whole addiction part kind of takes care of that.


You really are one of those old freaks who thinks there are mac wearing paedos and shady drug dealers hanging around outside schools just waiting to get your children. Kind of like my mum and dad actually, they both think weed is almost as dangerous as crack, wait alcazar are you my dad ? He is a grumpy annoying old ****er too......
Reply
Old Mar 25, 2016 | 10:10 AM
  #46  
Luan Pra bang's Avatar
Luan Pra bang
Scooby Regular
 
Joined: Jan 2004
Posts: 4,207
Likes: 0
Default

Originally Posted by Moley
To answer the original question, in the event on an accident the insurers would void the policy, but would still pay the damaged/injured 3rd party.

They'd then take the policyholder to court to reclaim those costs.

What if you purchased the car modded and did not know that it had upgraded brakes or a remap ? How much knowledge would you be expected to have to make sure the car you purchased was standard ?
Reply
Old Mar 25, 2016 | 12:09 PM
  #47  
urban's Avatar
urban
Scooby Regular
iTrader: (1)
 
Joined: Mar 2002
Posts: 12,566
Likes: 1
From: Never you mind
Default

I'd say that's unlikely, as the person selling the car would probably advertise such claims on uprated parts to justify his price and sale
Reply
Old Mar 25, 2016 | 11:37 PM
  #48  
Moley's Avatar
Moley
Former Sponsor
iTrader: (9)
 
Joined: May 2004
Posts: 10,884
Likes: 30
Default

Originally Posted by Luan Pra bang
What if you purchased the car modded and did not know that it had upgraded brakes or a remap ? How much knowledge would you be expected to have to make sure the car you purchased was standard ?
It's your responsibility to know what car you're insuring and what's been done to it.
Reply
Old Mar 25, 2016 | 11:39 PM
  #49  
Moley's Avatar
Moley
Former Sponsor
iTrader: (9)
 
Joined: May 2004
Posts: 10,884
Likes: 30
Default

Originally Posted by urban
I'd say that's unlikely, as the person selling the car would probably advertise such claims on uprated parts to justify his price and sale
My thought aswell
Reply
Old Mar 26, 2016 | 09:48 AM
  #50  
lozgti1's Avatar
lozgti1
Scooby Regular
 
Joined: May 2010
Posts: 3,916
Likes: 71
Default

Originally Posted by Moley
To answer the original question, in the event on an accident the insurers would void the policy, but would still pay the damaged/injured 3rd party.

They'd then take the policyholder to court to reclaim those costs.
Correct
Reply
Old Mar 26, 2016 | 12:06 PM
  #51  
neil-h's Avatar
neil-h
Scooby Regular
 
Joined: Apr 2013
Posts: 4,224
Likes: 0
From: Berks
Default

Originally Posted by Moley
It's your responsibility to know what car you're insuring and what's been done to it.
Surely there's an element of due diligence and reasonable expectation involved? You couldn't reasonably expect the average driver to know what parts should and shouldn't be on a car (unless aftermarket parts were explicitly stated at the time of purchase).

Conversely you'd like to think that someone who buys an Evo/Impreza would have a reasonable grasp of what it is they're buying and they'd be able to recognise bits that are aftermarket.
Reply
Old Mar 26, 2016 | 10:13 PM
  #52  
GWJ's Avatar
GWJ
Scooby Regular
 
Joined: Aug 2012
Posts: 230
Likes: 0
From: UK
Default

Just because its 'no biggie' to be hit by an uninsured or incorrectly insured driver doesn't make it right.


My car was written off by some f*ckwit who took his mates car and T boned my parked car. Way back then no fund existed to cater for uninsured idiots and as I couldn't afford fully comp insurance at the time and only had 3rd party F&T, I lost my car.


Unsurprising I have zero tolerance for uninsured idiots, they need taking off the road and the maximum punishment the law allows to be applied.


If I had my way their car would be seized and crushed whilst they were made to watch as well.
Reply
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
Chris.air
Insurance
6
Mar 12, 2016 09:37 AM
Cambs_Stuart
Subaru Parts
11
Mar 4, 2016 02:34 PM
DanielSan
General Technical
12
Mar 3, 2016 07:20 PM
Saxo Boy
Non Scooby Related
4
Mar 2, 2016 09:02 PM
SLAB
Subaru Parts
2
Feb 27, 2016 11:51 AM




All times are GMT +1. The time now is 03:43 PM.