Matteeboy

Yes but when you have done NONE of these STUPID things, worked hard, saved carefully, avoided ANY debt but STILL you have to pay to bail out a bunch of criminal middle aged fat boys then it is somewhat annoying.

To add insult to injury, many of the houses grabbed by hateful City parasites here are bought by bankers - crash the economy, get bailed out, kill local housing markets.

The injustice is breathtaking. The fact we do next to nothing is pathetic. But yet again, we find ourselves pandering to the to55ers and relying on the bloody housing market to try and make ourselves feel rich.

Our country is currently a joke.

jonc

Well then, you only have yourself to blame, I can't say anymore than that.

Matteeboy

Yes I do actually - I go to rather enormous lengths to make sure banks get NONE of our money.

I also stalk bankers with a sniper rifle and regularly pick them off through plate glass windows.
The ones that are too easy to snipe get chop sooey'd into oblivion with my advanced ninja skills.
And the remaining ones are dragged on a 50 mile run across Welsh mountains.

jonc

Okay, whatever floats your boat! You're not really adding anything to the debate (as usual).

f1_fan

iTrader: (9)

Absolutely spot on post There is a reason bankers rhymes with w4nkers!

Maz

iTrader: (34)

On the contrary, Matt makes some good points about the general public carrying the burden for the profligacy of some of your fellow workers.

jonc

Yes, I'm happy to debate it, it's pretty much what is repeated in the Daily Mail and all the other media outlets. I merely contend that the public in general and other organisations outside the sector are also partly to blame for the mess too. Even now, people are still trying to overstretch themselves but complain that they can't get a mortgage because banks now have a stricter criteria for mortgage applications and estate agents continue to cream off big commissions from house sales and rental agreements. There is money out there and not everyone is as affected we would all like to think. Witness the black Friday and cyber Monday sales, thousands and thousands of hard up people swarming and fighting to spend their cash on worthless second grade consumer electronics, we're talking hoards of people amassing outside Tesco and Asda supermarkets up and down the country. People have money, they just don't want to spend it. Matte likes to bitch about it (though not necessarily isolated to Matte), despite what he likes to think, he still uses banking services directly and indirectly and in turn have his money (unless of course he does business cash in hand only), but when he complains about himself not doing anything about it and then for him to brag about his shooting and martial arts skills (again), well then it stops being a debate and weakens the point he is trying to make, at least F1 is planning to do something about it and plans to leave the country (to the relief of everyone here).

Matteeboy

Jon, FFS, calm down - I was being daft, light hearted, self mocking. Can you really not spot that?

However we engage in NONE of the activities you mention - we save up for our cars, we borrow NO money, use NO overdrafts. Yes we have to use a bank account otherwise business would be near impossible but interest offsets bank charges so our net payment to them is bu99er all. They make NO money out of us and I intend to keep it that way.

So polish that chip away from your shoulder and both lighten up but also cling onto someone else for a change.

Carnut

Funny

jonc

Matte, I saw it, but fail to spot my sarcasm. Look, your very first post on this thread was directed at me accusing me of being bitter, thanks, I have no chip on my shoulder and you flatter yourself if you think I am clinging on to you If you are going to quote me in your responces it is only natural that I am going to respond to you in kind.

Going back on your point about your money and the bank, I'm afraid you are wrong there. Unless your bank balance is constantly zero, any money in the account will be used by the bank to make money, trust me, it does not sit in a safe doing nothing!

Maz

iTrader: (34)

Seems Russel's humoured 'Jo' with a reply.



Hello Jo, thanks for your open letter, I do remember you from the melee outside RBS and firstly, I’d like to say sorry for your paella getting cold. It’s not nice to suffer because of actions that are nothing to do with you. I imagine the disabled people of our country who have been hit with £6bn of benefit cuts during the period that RBS received £46bn of public bail-out money feel similarly cheesed off.

I can’t apologise for the RBS lockdown though mate because, I don’t have the authority to close great big institutions – even ones found guilty of criminal activity.

The locking of the doors and your tarnished lunch came about as the result of orders from “the faceless bosses” upstairs after I wandered in on my own while we secretly filmed from across the street – then security swarmed, all the doors were locked and crowds gathered outside. I must say Jo; it felt like RBS had something terrible to hide. But more of that in a minute.

Neither was I there for publicity, although you could be forgiven for thinking that; for many years I have earned my money (and paid my taxes) by showing off. If I needed negative publicity (and, believe me, that’s all talking publicly about inequality can ever get you) I could get it by using the “N word” on telly, or putting a cat in a bin, or having a romantic liaison with the lad from TOWIE.

I was there with filmmaker Michael Winterbottom making a documentary about how the economic crises caused by the banking industry (RBS were found guilty of rigging Libor and the foreign exchange) has led to an economic attack on the most vulnerable people in society. I don’t want to undermine your personal inconvenience Jo, I’d be the first to admit that I’m often more vexed by little things; iPhone chargers continually changing makes me as angry as apartheid – so I can’t claim any personal moral high ground, but a chance to make a film that highlights how £80bn of austerity cuts were made, punishing society’s most vulnerable during the same period that bankers awarded themselves £81bn in bonuses was irresistible.

The mob upstairs at RBS who exiled you with your rapidly deteriorating lunch have had £4bn in bonuses since the crash. Do they deserve our money more than Britain’s disabled? Or Britain’s students who are now charged to learn? Is that fair?

They were some of the questions I was hoping to ask your boss – but we got no joy through the “proper channels” so we decided to just show up.

Not just to RBS, but also to Lloyds, HSBC and Barclays. I know that the regular folk on the floor aren’t guilty of this trick against ordinary people; they’re like anyone, trying to make ends meet. As you point out though, it’s hard to get to the men at the top so we were forced into door-stopping and inadvertent lunch spoiling. The good news is that this film and even this correspondence will reach hundreds of thousands of people and they’ll learn how they’re being conned by the financial industry and turned against one another – that’s got to be a good thing, even if it makes me look a bit of a twit in the process and the national dish of Spain is eaten sub-par.

Now I’ll be the first to admit your lunch has been an unwitting casualty in this well-intentioned quest but I couldn’t resist the opportunity to ask new RBS boss Ross McEwan if he thinks it’s right that he got a £3.2m “golden hello” when the RBS is sellotaped together with money that comes from everyone else’s taxes. I wonder what he would’ve said? Or whether it’s right that Fred “the shred” (he shredded evidence of impropriety) Goodwin gets to keep his £320k a year pension while disabled people have had their independent living fund scrapped.

And it’s not just RBS mate. Lloyds, Barclays, Citibank and HSBC have all been found guilty of market rigging and not one banker has been jailed.

Trillions of public money lost and stolen and no one prosecuted. Remember in the riots when disaffected youth nicked the odd bottle of water or a stray pair of trainers? Criminal, I agree. 1800 years worth of sentences were meted out in special courts, to make an example. Some crime doesn’t pay, but some crime definitely does. My school mate Leigh Pickett, a fireman is being told that he and his colleagues won’t be able to collect their pension until five years later than agreed, five more years of backbreaking, flame engulfed labour – why? Because of austerity.
Put simply Jo, the banks took the money, the people paid the price.

I was there to ask a few questions to the guilty parties, now I know that’s not you, you’re just a bloke trying to make a crust and evidently you like that crust warm – but again, it wasn’t me who locked the RBS, I just asked a few difficult questions and the place went nuts. The people that have inconvenienced homeowners, pensioners, the disabled and ordinary working Brits are the same ones who inconvenienced you that lunchtime. They’ve got a lot to hide, so they locked the doors. You said my “agro demeanor” reminded you of school. Your letter reminded me of school too, when the teacher would say, “because Russell’s been naughty, the whole class has to stay behind”.

I’d never knowingly keep a workingman from his dinner, it’s unacceptable and I do owe you an apology for being lairy.

So Jo, get in touch, I owe you an apology and I’d like to take you for a hot paella to make up for the one that went cold – though you could say that was actually the fault of the shady shysters who nicked the wedge and locked you out, I’d rather err on the side of caution. When I make a mistake I like to apologise and put it right. Hopefully your bosses will do the same to the people of Britain.

Maz

iTrader: (34)

Seems Russell's humoured 'Jo' with a reply.



Hello Jo, thanks for your open letter, I do remember you from the melee outside RBS and firstly, I’d like to say sorry for your paella getting cold. It’s not nice to suffer because of actions that are nothing to do with you. I imagine the disabled people of our country who have been hit with £6bn of benefit cuts during the period that RBS received £46bn of public bail-out money feel similarly cheesed off.

I can’t apologise for the RBS lockdown though mate because, I don’t have the authority to close great big institutions – even ones found guilty of criminal activity.

The locking of the doors and your tarnished lunch came about as the result of orders from “the faceless bosses” upstairs after I wandered in on my own while we secretly filmed from across the street – then security swarmed, all the doors were locked and crowds gathered outside. I must say Jo; it felt like RBS had something terrible to hide. But more of that in a minute.

Neither was I there for publicity, although you could be forgiven for thinking that; for many years I have earned my money (and paid my taxes) by showing off. If I needed negative publicity (and, believe me, that’s all talking publicly about inequality can ever get you) I could get it by using the “N word” on telly, or putting a cat in a bin, or having a romantic liaison with the lad from TOWIE.

I was there with filmmaker Michael Winterbottom making a documentary about how the economic crises caused by the banking industry (RBS were found guilty of rigging Libor and the foreign exchange) has led to an economic attack on the most vulnerable people in society. I don’t want to undermine your personal inconvenience Jo, I’d be the first to admit that I’m often more vexed by little things; iPhone chargers continually changing makes me as angry as apartheid – so I can’t claim any personal moral high ground, but a chance to make a film that highlights how £80bn of austerity cuts were made, punishing society’s most vulnerable during the same period that bankers awarded themselves £81bn in bonuses was irresistible.

The mob upstairs at RBS who exiled you with your rapidly deteriorating lunch have had £4bn in bonuses since the crash. Do they deserve our money more than Britain’s disabled? Or Britain’s students who are now charged to learn? Is that fair?

They were some of the questions I was hoping to ask your boss – but we got no joy through the “proper channels” so we decided to just show up.

Not just to RBS, but also to Lloyds, HSBC and Barclays. I know that the regular folk on the floor aren’t guilty of this trick against ordinary people; they’re like anyone, trying to make ends meet. As you point out though, it’s hard to get to the men at the top so we were forced into door-stopping and inadvertent lunch spoiling. The good news is that this film and even this correspondence will reach hundreds of thousands of people and they’ll learn how they’re being conned by the financial industry and turned against one another – that’s got to be a good thing, even if it makes me look a bit of a twit in the process and the national dish of Spain is eaten sub-par.

Now I’ll be the first to admit your lunch has been an unwitting casualty in this well-intentioned quest but I couldn’t resist the opportunity to ask new RBS boss Ross McEwan if he thinks it’s right that he got a £3.2m “golden hello” when the RBS is sellotaped together with money that comes from everyone else’s taxes. I wonder what he would’ve said? Or whether it’s right that Fred “the shred” (he shredded evidence of impropriety) Goodwin gets to keep his £320k a year pension while disabled people have had their independent living fund scrapped.

And it’s not just RBS mate. Lloyds, Barclays, Citibank and HSBC have all been found guilty of market rigging and not one banker has been jailed.

Trillions of public money lost and stolen and no one prosecuted. Remember in the riots when disaffected youth nicked the odd bottle of water or a stray pair of trainers? Criminal, I agree. 1800 years worth of sentences were meted out in special courts, to make an example. Some crime doesn’t pay, but some crime definitely does. My school mate Leigh Pickett, a fireman is being told that he and his colleagues won’t be able to collect their pension until five years later than agreed, five more years of backbreaking, flame engulfed labour – why? Because of austerity.
Put simply Jo, the banks took the money, the people paid the price.

I was there to ask a few questions to the guilty parties, now I know that’s not you, you’re just a bloke trying to make a crust and evidently you like that crust warm – but again, it wasn’t me who locked the RBS, I just asked a few difficult questions and the place went nuts. The people that have inconvenienced homeowners, pensioners, the disabled and ordinary working Brits are the same ones who inconvenienced you that lunchtime. They’ve got a lot to hide, so they locked the doors. You said my “agro demeanor” reminded you of school. Your letter reminded me of school too, when the teacher would say, “because Russell’s been naughty, the whole class has to stay behind”.

I’d never knowingly keep a workingman from his dinner, it’s unacceptable and I do owe you an apology for being lairy.

So Jo, get in touch, I owe you an apology and I’d like to take you for a hot paella to make up for the one that went cold – though you could say that was actually the fault of the shady shysters who nicked the wedge and locked you out, I’d rather err on the side of caution. When I make a mistake I like to apologise and put it right. Hopefully your bosses will do the same to the people of Britain.

Devildog

I had a long and detailed post in mind but whats the point. Some of you will never begin to understand far less accept how banks operate and who is actually responsble for people losing their businesses, homes and life savings in the vast majority of cases.

Maz

iTrader: (34)

Keep it simple for thickos like me.

Devildog

Our country is a joke, Matt, that's true, but how exactly have you had to "pay to bail out a bunch of criminal middle aged fat boys" What direct impact did it have on you (and the same qestion to anyone on here)?

I didn't get a bill. My RBS savings are still intact.

Matteeboy

Raised taxes, far less services. F**k all interest on savings for six years while propping up a house of cards housing market.
An economy that is broken for when my kids grow up; they'll be the real victims.

No it's not a direct bill but it's still all plain to see.

A major impact.

jonc

Raised taxes? Like they were ever going to go down! They've been going up one way or another long before any crash.

Low interest on savings? This from someone who expects banks not to make any money from your money but also expects banks to pay you money, typical of the something for nothing entitlement mentality that pervades some people these days.

Please explain how you understand banks to have propped up the housing market.

Matteeboy

By convincing the BoE that almost zero interest rates are a good thing.

I'm astounded that reasonably bright people think the bailouts and crash won't affect them at all.

Yes, it's just public money so it's all free...

jonc

Bankers "convincing" the BoE. You need to get you info from somewhere else, not even the Daily Mail would go for that one! Look it's clear your knowledge of how the banking system works is somewhat lacking, I suggest you do some more reading up on the subject, but do avoid the tabloids if you can.

hodgy0_2

But presumably you pay income tax

Matteeboy

Standard banker response; patronise, tell us we don't understand, carry on being a complete c***.

You can deny it until you're blue in the face but the industry YOU work in is filled with greed, corruption and crime. YOUR industry has a reputation that makes your average crack dealer look like a charity worker.

It disgusts me.

hodgy0_2

HSBC was virtually a criminal enterprise

Sad Weevil

iTrader: (1)

It's clear to me, reading this thread, that YOUR knowledge of how the banking system works is lacking. Maybe you should do some more reading up on the subject. Try this for starters: (not from a tabloid you'll note)
http://www.theguardian.com/commentis...land-austerity

Carnut

Well this is a bit of a teaser. lt's good to hear a different view rather than the "all bankers are dicks" etc and i suspect this had potential.

Carnut

I'd be concerned if everyone did not know this, my dad explained (in part) this to me when i was a boy.

jonc

Look Matte, before you throw more toys out of your pram, I have nothing against you, this is an internet forum and I'm just having a debate. I will give as good as I get and I get as good as I give. You'll have to forgive me if I didn't take opening post to me as a prompt to have an open and considered debate, it wasn't even banter. I like to think I can have a reasoned discussion on topical matters, and unless Maz disagrees, take Maz as an example, our exchanges have, when all is considered, been reasonable and on topic and without using silly throw away comments. I take his points that he makes into consideration, I will put across mine and defend them, robustly (without profanity) if I have to unless I'm convinced otherwise. I'm sure you'll be the first to defend and correct me if I said PR industry is nothing more that selling spin. It makes no difference to me what you think of industry I work in and I'm not and have not denied anything with regards to greed, crime and corruption, there are elements of this in all industries, it's just that banking obviously is under the spotlight. If you want to engage in the discussion, post something worth debating, otherwise, if you can't stand the heat, well you know what to do.

jonc

Well, I know enough to know that bankers do not dictate to the Bank of England! If you are so qualified as to judge me as lacking knowledge in the industry I work in, how about you show me how much you know about it in your own words instead of posting a throw away link and engage in this discussion.

Maz

iTrader: (34)

I'm going to sit on the fence regarding your exchanges with Matt as that's not my place to comment, however I do agree everything else you say.

ScoobyWon't

I seem to recall a fiasco involving Mr Brand and an answer phone message for which he's not apologised for. This hypocrite is only interested in talking in rhymes and increasing his own ego and bank balance.

Carnut

Yeah, here's another part that i like.

So he was there making some money for himself.