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Is this really the sort of nation you want the UK to be?

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Old 09 December 2014, 06:42 PM
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Originally Posted by jonc
As ever the joke has gone over your head. So much for your high IQ claim, you can now add thicko to your extensive list of amazing human qualities.
Oh the irony. Do you really for one second think I didn't get the 'joke' you failed to make with your ham fisted effort? Give me strength!

As I agreed the other day I am a bit of a c**t and couldn't give two hoots if that bothers anyone!

Last edited by f1_fan; 09 December 2014 at 06:43 PM.
Old 09 December 2014, 06:54 PM
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Originally Posted by jonc
Back on topic, sure so let's cut foreign aid, you certainly put the "n" in cut!


Originally Posted by f1_fan
Hmmmm, that might work if there was an 'n;' in cut
Wooooooooooooooooooooooooooooooooosh!

Dumb-***!

Last edited by Mouser; 09 December 2014 at 07:19 PM.
Old 09 December 2014, 07:34 PM
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Originally Posted by f1_fan
Oh the irony. Do you really for one second think I didn't get the 'joke' you failed to make with your ham fisted effort? Give me strength!

As I agreed the other day I am a bit of a c**t and couldn't give two hoots if that bothers anyone!
Originally Posted by f1_fan
When you don't get a joke it's best to zip it as you are making yourself look like more of a t1t with every post! Strange as I doubted that was possible!
Of course you did dear, of course you did. You know, it's not the first time I've told you to practice what you preach, like I said, anything is possible! FAIL!
Old 09 December 2014, 07:37 PM
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I heard that Germany has taken in 30,000 Syrian refugees

Apparently we have taken in less than a 100

And I bet they have fewer food banks too

Makes you think!!
Old 09 December 2014, 08:23 PM
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Originally Posted by jonc
Of course you did dear, of course you did. You know, it's not the first time I've told you to practice what you preach, like I said, anything is possible! FAIL!
If it gives you some pleasure to think I am as numb as you crack on mate

Oh and for future reference your sort do not ever tell me what to do!
Old 09 December 2014, 08:35 PM
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Originally Posted by hodgy0_2
I heard that Germany has taken in 30,000 Syrian refugees

Apparently we have taken in less than a 100

And I bet they have fewer food banks too

Makes you think!!
Ah yes but they don't have a genius like Cameron at the helm
Old 09 December 2014, 08:50 PM
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I think the media arent helping the case of those who need to use foodbanks, every programme about benefits shows a rough couple with a number of kids, no job, a tiny council house, a massive dog, chain smoking and drinking strong lager at all hours of the day. I really don't think most are like that.
Old 09 December 2014, 09:03 PM
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Originally Posted by J4CKO
I think the media arent helping the case of those who need to use foodbanks, every programme about benefits shows a rough couple with a number of kids, no job, a tiny council house, a massive dog, chain smoking and drinking strong lager at all hours of the day. I really don't think most are like that.
Completely agree, but then my opinion of the media is well documented on here so it's no great surprise the way they behave!
Old 09 December 2014, 09:51 PM
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Originally Posted by J4CKO
I think the media arent helping the case of those who need to use foodbanks, every programme about benefits shows a rough couple with a number of kids, no job, a tiny council house, a massive dog, chain smoking and drinking strong lager at all hours of the day. I really don't think most are like that.
I have read, that far from the people you describe, a large % of food bank users are people in work just trying to make ends meet.
Old 09 December 2014, 10:05 PM
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Originally Posted by hodgy0_2
I have read, that far from the people you describe, a large % of food bank users are people in work just trying to make ends meet.
The question is though whether chopping foreign aid will make any real long lasting difference to these people. I don't see them any more worthy than those suffering starvation in less developed nations.
Old 10 December 2014, 01:51 PM
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Originally Posted by jonc
Foreign aid budget amounts to only 0.7% of UK total income. I think this country is still wealthy enough to spare a small amount of its income in helping others in less fortunate countries who are suffering even greater hardships
But UK total income comes nowhere near covering UK expenditure - we are living in fantasy land - a deficit in the region of £100,000,000+ per year, and we already have debts of £1.7trillion and on top of this liabilities of far more (payouts for public sector pensions, health care as people live longer - all these will increase while income reduces over time due to aging population).

If the UK was a person that person would be totally bankrupt. Any non-essential expenditure should be cut, otherwise we'll just hit a brick wall and the government will be unable to pay public sector workers and pensions etc.
Old 10 December 2014, 01:56 PM
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Is it foreign aid or bribery
Old 10 December 2014, 02:09 PM
  #43  
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Originally Posted by Petem95
But UK total income comes nowhere near covering UK expenditure - we are living in fantasy land - a deficit in the region of £100,000,000+ per year, and we already have debts of £1.7trillion and on top of this liabilities of far more (payouts for public sector pensions, health care as people live longer - all these will increase while income reduces over time due to aging population).

If the UK was a person that person would be totally bankrupt. Any non-essential expenditure should be cut, otherwise we'll just hit a brick wall and the government will be unable to pay public sector workers and pensions etc.
Maybe you'll answer this question then, at what point in the UK economy would you deem it fit for it to contribute to foreign aid?

I had a mortgage that far exceeded my income and with that income managed my household expenses like countless others, but I still donated to charity. The principle is still the same.
Old 10 December 2014, 02:28 PM
  #44  
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Money's not real anyway, it's conjured up out of thin air. If we still had the gold standard I'd be worried.
Old 10 December 2014, 02:35 PM
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Originally Posted by jonc
Maybe you'll answer this question then, at what point in the UK economy would you deem it fit for it to contribute to foreign aid?

I had a mortgage that far exceeded my income and with that income managed my household expenses like countless others, but I still donated to charity. The principle is still the same.
Go on then...HOW did you make payments that were bigger than your income, and still manage your household expenses?

I'd like to see the answer as it sounds like snake oil to me.
Old 10 December 2014, 02:47 PM
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Originally Posted by jonc
Maybe you'll answer this question then, at what point in the UK economy would you deem it fit for it to contribute to foreign aid?

I had a mortgage that far exceeded my income and with that income managed my household expenses like countless others, but I still donated to charity. The principle is still the same.
And we wonder why the country is in the mess it's in! What happened to living within your means?

Oh and before you start I have no mortgage, no loans and no credit card balances. And yes I own my own home!
Old 10 December 2014, 02:48 PM
  #47  
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Originally Posted by alcazar
Go on then...HOW did you make payments that were bigger than your income, and still manage your household expenses?

I'd like to see the answer as it sounds like snake oil to me.
Obviously I can't pay off my debt in one go, I manage my debt in monthly installments, and yes I had to make some cutbacks and at times borrowed a little more, but still didn't stop me from donating to charities.
Old 10 December 2014, 02:56 PM
  #48  
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Originally Posted by f1_fan
And we wonder why the country is in the mess it's in! What happened to living within your means?

Oh and before you start I have no mortgage, no loans and no credit card balances. And yes I own my own home!
Well good for you, not all of us have been so fortunate as you as to have never had the need to ever borrow money to always live within your means, or have an income/savings to allow you buy everything outright.
Old 10 December 2014, 03:08 PM
  #49  
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so much rubbish talked about "debt"

nothing wrong with debt - it just depends what you do with it, and how you manage it
Old 10 December 2014, 03:23 PM
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Money being sent as 'aid' is pretty much trade bribes. India doesn't need our Aid however we NEED their trade!

Anyway back to the topic.

A very interesting thread indeed.

I feel that in order to make things better we need a change. This change needs to be made to the 'psyche' of the British people of all colours, religions, races, etc.

First of all we need to accept that we are no longer as important as we once were.

Secondly we need to pretty much revolutionise our school education system. Our education system should include education on how to manage money, look after a house and keep it free of mould, being houseproud, how to clean, look after children, eat, cook, clean your ****.... pretty much the whole shebang!

Folk do not like being dirty, mismanaging their money, not knowing how to look after the house, family or garden. These things need to be taught at a primary level and any thoughts/notions of entitlement should be put to the side. People need to understand that they must be able to get on with their neighbours. 'I don't care what people think of me' should not be an option.

Enough of the self centred selfishness we witness on a daily basis. Enough of parents spoiling the crap out of their children and teaching them to be a **** in the disguise of 'looking after yourself'. We need a change and we need it quick!

How about teaching people how to talk? I'm shocked at how many school leavers cannot converse! It is bloody scarry. They cannot talk, do not know how to answer a phone and are unable to put their point across without going into a strop, swearing or mumbling.

There was a point i was trying to make but i ended up in a rant... sorry
Old 10 December 2014, 03:46 PM
  #51  
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Originally Posted by Shaid
Money being sent as 'aid' is pretty much trade bribes. India doesn't need our Aid however we NEED their trade!

Anyway back to the topic.

A very interesting thread indeed.

I feel that in order to make things better we need a change. This change needs to be made to the 'psyche' of the British people of all colours, religions, races, etc.

First of all we need to accept that we are no longer as important as we once were.

Secondly we need to pretty much revolutionise our school education system. Our education system should include education on how to manage money, look after a house and keep it free of mould, being houseproud, how to clean, look after children, eat, cook, clean your ****.... pretty much the whole shebang!

Folk do not like being dirty, mismanaging their money, not knowing how to look after the house, family or garden. These things need to be taught at a primary level and any thoughts/notions of entitlement should be put to the side. People need to understand that they must be able to get on with their neighbours. 'I don't care what people think of me' should not be an option.

Enough of the self centred selfishness we witness on a daily basis. Enough of parents spoiling the crap out of their children and teaching them to be a **** in the disguise of 'looking after yourself'. We need a change and we need it quick!

How about teaching people how to talk? I'm shocked at how many school leavers cannot converse! It is bloody scarry. They cannot talk, do not know how to answer a phone and are unable to put their point across without going into a strop, swearing or mumbling.

There was a point i was trying to make but i ended up in a rant... sorry
Church? Cub Scouts? Parents? Grandparents? Friends?

Last edited by JTaylor; 10 December 2014 at 03:52 PM. Reason: To add the obvious.
Old 10 December 2014, 04:48 PM
  #52  
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Originally Posted by Shaid
Secondly we need to pretty much revolutionise our school education system. Our education system should include education on how to manage money, look after a house and keep it free of mould, being houseproud, how to clean, look after children, eat, cook, clean your ****.... pretty much the whole shebang!

Folk do not like being dirty, mismanaging their money, not knowing how to look after the house, family or garden. These things need to be taught at a primary level and any thoughts/notions of entitlement should be put to the side. People need to understand that they must be able to get on with their neighbours. 'I don't care what people think of me' should not be an option.

Enough of the self centred selfishness we witness on a daily basis. Enough of parents spoiling the crap out of their children and teaching them to be a **** in the disguise of 'looking after yourself'. We need a change and we need it quick!

How about teaching people how to talk? I'm shocked at how many school leavers cannot converse! It is bloody scarry. They cannot talk, do not know how to answer a phone and are unable to put their point across without going into a strop, swearing or mumbling.

There was a point i was trying to make but i ended up in a rant... sorry
Totally agree with this - apparently financial education is being (or at least going to be) taught in schools now, which is definitely a good thing. In the medium term this might hit consumer spending (which is the main contributor to UK GDP) as people might think twice about going out and blowing any excess cash on a new TV etc, however in the long term it should mean improved financial stability and less reliance on consumer debt.
Old 10 December 2014, 05:01 PM
  #53  
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Originally Posted by Shaid
Money being sent as 'aid' is pretty much trade bribes. India doesn't need our Aid however we NEED their trade!

Anyway back to the topic.

A very interesting thread indeed.

I feel that in order to make things better we need a change. This change needs to be made to the 'psyche' of the British people of all colours, religions, races, etc.

First of all we need to accept that we are no longer as important as we once were.

Secondly we need to pretty much revolutionise our school education system. Our education system should include education on how to manage money, look after a house and keep it free of mould, being houseproud, how to clean, look after children, eat, cook, clean your ****.... pretty much the whole shebang!

Folk do not like being dirty, mismanaging their money, not knowing how to look after the house, family or garden. These things need to be taught at a primary level and any thoughts/notions of entitlement should be put to the side. People need to understand that they must be able to get on with their neighbours. 'I don't care what people think of me' should not be an option.

Enough of the self centred selfishness we witness on a daily basis. Enough of parents spoiling the crap out of their children and teaching them to be a **** in the disguise of 'looking after yourself'. We need a change and we need it quick!

How about teaching people how to talk? I'm shocked at how many school leavers cannot converse! It is bloody scarry. They cannot talk, do not know how to answer a phone and are unable to put their point across without going into a strop, swearing or mumbling.

There was a point i was trying to make but i ended up in a rant... sorry
I have said this many times on here, educate people for the REAL WORLD that they are going to face once they leave the state brain washing system, not some ideological bollax that's of no use what so ever to 80% of the population. It's the main reason the UK is fcuked.
Old 10 December 2014, 05:50 PM
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Originally Posted by jonc
Well good for you, not all of us have been so fortunate as you as to have never had the need to ever borrow money to always live within your means, or have an income/savings to allow you buy everything outright.
It's not about being fortunate, it's about living within your means. I have probably got what most of you London lovers would call a Northern sh1thole of a house, but at least I own it. I bought it on a 10 year mortgage that I could pay easily and got it done as quick as possible.

Cars - I own a 10yo Merc and a 10yo Mazda, but I own them. I could have gone for C63 on finance, but f**k that. I wasn't brought up to think debt and credit is a good thing and I know for some there is no issue, but for me you save up and buy what you want, not plunge into some credit agreement every time the whim takes you.

I am convinced if more thought like that we'd be far better off as a country, but that's just me!
Old 10 December 2014, 05:50 PM
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Originally Posted by Shaid
Money being sent as 'aid' is pretty much trade bribes. India doesn't need our Aid however we NEED their trade!

Anyway back to the topic.

A very interesting thread indeed.

I feel that in order to make things better we need a change. This change needs to be made to the 'psyche' of the British people of all colours, religions, races, etc.

First of all we need to accept that we are no longer as important as we once were.

Secondly we need to pretty much revolutionise our school education system. Our education system should include education on how to manage money, look after a house and keep it free of mould, being houseproud, how to clean, look after children, eat, cook, clean your ****.... pretty much the whole shebang!

Folk do not like being dirty, mismanaging their money, not knowing how to look after the house, family or garden. These things need to be taught at a primary level and any thoughts/notions of entitlement should be put to the side. People need to understand that they must be able to get on with their neighbours. 'I don't care what people think of me' should not be an option.

Enough of the self centred selfishness we witness on a daily basis. Enough of parents spoiling the crap out of their children and teaching them to be a **** in the disguise of 'looking after yourself'. We need a change and we need it quick!

How about teaching people how to talk? I'm shocked at how many school leavers cannot converse! It is bloody scarry. They cannot talk, do not know how to answer a phone and are unable to put their point across without going into a strop, swearing or mumbling.

There was a point i was trying to make but i ended up in a rant... sorry
Excellent post
Old 10 December 2014, 06:28 PM
  #56  
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Originally Posted by ditchmyster
I have said this many times on here, educate people for the REAL WORLD that they are going to face once they leave the state brain washing system, not some ideological bollax that's of no use what so ever to 80% of the population. It's the main reason the UK is fcuked.
Yay for personal accountability
Old 10 December 2014, 07:34 PM
  #57  
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Originally Posted by f1_fan
It's not about being fortunate, it's about living within your means. I have probably got what most of you London lovers would call a Northern sh1thole of a house, but at least I own it. I bought it on a 10 year mortgage that I could pay easily and got it done as quick as possible.

Cars - I own a 10yo Merc and a 10yo Mazda, but I own them. I could have gone for C63 on finance, but f**k that. I wasn't brought up to think debt and credit is a good thing and I know for some there is no issue, but for me you save up and buy what you want, not plunge into some credit agreement every time the whim takes you.

I am convinced if more thought like that we'd be far better off as a country, but that's just me!
It's more or less me too
Old 10 December 2014, 07:47 PM
  #58  
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Originally Posted by jonc
Obviously I can't pay off my debt in one go, I manage my debt in monthly installments, and yes I had to make some cutbacks and at times borrowed a little more, but still didn't stop me from donating to charities.
So you DIDN'T make payments bigger than your income, then? You got yourself in a mess and entered into an agreement?

This isn't what countries are supposed to do.....and borrowing money to give away is lunacy. Whether it be by you or a country.
Old 10 December 2014, 07:57 PM
  #59  
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Originally Posted by f1_fan
It's not about being fortunate, it's about living within your means. I have probably got what most of you London lovers would call a Northern sh1thole of a house, but at least I own it. I bought it on a 10 year mortgage that I could pay easily and got it done as quick as possible.

Cars - I own a 10yo Merc and a 10yo Mazda, but I own them. I could have gone for C63 on finance, but f**k that. I wasn't brought up to think debt and credit is a good thing and I know for some there is no issue, but for me you save up and buy what you want, not plunge into some credit agreement every time the whim takes you.

I am convinced if more thought like that we'd be far better off as a country, but that's just me!
Same as a few others among us then, not difficult is it.
Old 10 December 2014, 08:07 PM
  #60  
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If ANY party/timeline can be blamed for people being tempted to putting it all on credit

Who do you think it would be.!?!?


Quick Reply: Is this really the sort of nation you want the UK to be?



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