Golf R Lease Deals
#61
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A minor service at around 15-20k miles, 30+ mpg, cheapish tax. Only fairly large expense is tyres but they last well.
The BM will depreciate hard but we got over £6k off list which softens the blow.
The van has lost under £5k in three years/22k miles -service intervals are vast, low tax and insurance but it is a thirsty bugger. But overall, if you can set aside the cash, cheapish but fun motoring and the knowledge that no dirty stopouts have soiled the beds before you ;-)
The BM will depreciate hard but we got over £6k off list which softens the blow.
The van has lost under £5k in three years/22k miles -service intervals are vast, low tax and insurance but it is a thirsty bugger. But overall, if you can set aside the cash, cheapish but fun motoring and the knowledge that no dirty stopouts have soiled the beds before you ;-)
#62
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There is something very easy to live with about a Golf. I hated our MkV because of its initial unreliability, but I think the only unexpected repair costs I've had to actually pay out for were to refurbish two rear calipers and a rear high level brake LED strip, although I did end up powder coating the diamond finish wheels after earlier warranty replacements. In 8 1/2 years it has depreciated by about £1500 a year.
I was averse to a four cylinder engine as something to be properly refined, disappointed to hear that even the four cylinder in the S class hybrid was rough, although that was diesel. However, I have some hope for premium petrol downsizing oddly in the form of active engine mounts and noise cancellation which can make a four sound just as smooth as an eight cylinder.
I was averse to a four cylinder engine as something to be properly refined, disappointed to hear that even the four cylinder in the S class hybrid was rough, although that was diesel. However, I have some hope for premium petrol downsizing oddly in the form of active engine mounts and noise cancellation which can make a four sound just as smooth as an eight cylinder.
#63
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I do like the sound of the older Boxer 4s in Subarus (a mate has a Forester XT and it sounds good) but I just can't get excited about any of them - even with crazy power.
They never have the midrange shove of a good six (or even 5), they're more peaky and need thrashing more. Six or above cylinders all day every day.
It's a shame the new Passat (which does look good) only comes with 4 pot diesels, even if the top one is well over 200bhp. The (not yet released) Golf (especially the rather cool Alltrack which looks great) comes with the option of a 1.8TSi engine with around 180bhp which sounds rather interesting IMO. Still a four pot though.
They never have the midrange shove of a good six (or even 5), they're more peaky and need thrashing more. Six or above cylinders all day every day.
It's a shame the new Passat (which does look good) only comes with 4 pot diesels, even if the top one is well over 200bhp. The (not yet released) Golf (especially the rather cool Alltrack which looks great) comes with the option of a 1.8TSi engine with around 180bhp which sounds rather interesting IMO. Still a four pot though.
#64
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A minor service at around 15-20k miles, 30+ mpg, cheapish tax. Only fairly large expense is tyres but they last well.
The BM will depreciate hard but we got over £6k off list which softens the blow.
The van has lost under £5k in three years/22k miles -service intervals are vast, low tax and insurance but it is a thirsty bugger. But overall, if you can set aside the cash, cheapish but fun motoring and the knowledge that no dirty stopouts have soiled the beds before you ;-)
The BM will depreciate hard but we got over £6k off list which softens the blow.
The van has lost under £5k in three years/22k miles -service intervals are vast, low tax and insurance but it is a thirsty bugger. But overall, if you can set aside the cash, cheapish but fun motoring and the knowledge that no dirty stopouts have soiled the beds before you ;-)
My scoob averages 28mpg and I see 36mpg on a run but you do have to pay attention to the boost gauge to get that, I don't speed about the place and I have no interest in fancy gadgets, I also like that I don't worry about it too much which I would do if I had a £30k car.
Which petrol head doesn't love a V engine, there is no replacement for displacement, on a side note, I have had 2 Ducati's, 2 VFR 400 track bikes, and a VFR 800 f1 all V engines, I just love the torque curve.
P.S; As car sounds go the Subaru burble is right up there with the best of them.
Last edited by ditchmyster; 20 November 2014 at 08:02 AM.
#65
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Bongos are good but just slightly too small - our mates have one and we met up with them in Galicia.
I can't say I worry about our car and van - I just enjoy cleaning/maintaining them. Weird...
I can't say I worry about our car and van - I just enjoy cleaning/maintaining them. Weird...
#66
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I've just signed up to lease a Fiesta ST3 £580 deposit + £193 per month. I also used to be anti lease, but now all I want is a car that is fun, and not going to cost me anything in maintainance and tax. List price on these are £19,250, although could probably get one for closer to 17k, what it will cost me over 2 years will be a lot less than if I bought
In the past year of owning a 12 year old Impreza and a 9 year old Clio 182 (which I both bought and sold for the same price) its stlll cost me £3,000 for the year for servicing, repairs and tax
Oh insurance for the ST3 is only £200 for the year as well
In the past year of owning a 12 year old Impreza and a 9 year old Clio 182 (which I both bought and sold for the same price) its stlll cost me £3,000 for the year for servicing, repairs and tax
Oh insurance for the ST3 is only £200 for the year as well
#67
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Each to their own I suppose but I just can't get my head around it. You are handing someone 5 grand just so you can drive round (for a limited amount of miles) in a new fiesta for a couple of years.
I'd rather use that 5 grand and buy something outright. Enjoy it for a couple if years and then sell it.
What happens if you get bored after a year, can you hand it back early.
Or if your circumstances change and you can't afford it, can you just walk away .??
I'd rather use that 5 grand and buy something outright. Enjoy it for a couple if years and then sell it.
What happens if you get bored after a year, can you hand it back early.
Or if your circumstances change and you can't afford it, can you just walk away .??
#68
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Mine is in the £270 tax band, and I do the servicing myself. New cars have to go to the main dealer twice a year to get the stamp and even at a specialist your talking the best part of £200 just for an oil change, I know some cars have longer service intervals but I wouldn't leave oil in a car for more than 6 months. As you and others say depreciation is also a factor, mine has lost next to nothing in 3 years, your average £30k car will lose around 30/40% in that time maybe more.
I'm not saying people shouldn't do it if it floats your boat then fine by me, someones got to buy these new cars so the rest of us can have them a few years later at a fraction of the cost.
I'm not saying people shouldn't do it if it floats your boat then fine by me, someones got to buy these new cars so the rest of us can have them a few years later at a fraction of the cost.
If you really don't care about the car itself and just want a fixed monthly cost, it sounds like an appealing way to get yourself a new car. I just couldn't ignore working out that I had spent £7k over 3 years and have nothing to show for it.
#70
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Call me crazy but if I can't afford a lump outright I consider myself to not be able to afford it. So I won't buy it.
#71
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Each to their own I suppose but I just can't get my head around it. You are handing someone 5 grand just so you can drive round (for a limited amount of miles) in a new fiesta for a couple of years.
I'd rather use that 5 grand and buy something outright. Enjoy it for a couple if years and then sell it.
What happens if you get bored after a year, can you hand it back early.
Or if your circumstances change and you can't afford it, can you just walk away .??
I'd rather use that 5 grand and buy something outright. Enjoy it for a couple if years and then sell it.
What happens if you get bored after a year, can you hand it back early.
Or if your circumstances change and you can't afford it, can you just walk away .??
2 x services (say £500)
2 x RFL (Say £550)
1 x interest on a 5k loan (say £300)
1 x contingency for repairs (£££)
2 x AA/RAC membership (say £100)
1 x contingency for wear & tear items such as tyres/brake pads/disks etc (£££)
1 x get to drive around in a 5k ****ter
1 x depreciation (say £2,000)
So all the above I wont have to pay and by my calculations the lease has 2/3rd paid for itself already plus of course the worry about all the potential unknown costs of a 5k car
Yes drive around in a fiesta, but hardly a crappy one? The amount of toys the ST3 comes with is unreal and by all accounts they are pretty quick. In the unlikely event I do get bored, 2 years is hardly a long time is it? and I doubt i'll be bored 1 week in?
Your point about the financial commitment is valid, however I haven't overstretched myself like people do sometimes, and have more than enough tucked away incase anything goes wrong
#72
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Works for me.
#73
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All valid points and I used to agree with you, however I know my outlay will be 5k in 2 years regardless. No repair bills, probably only 1 small service, no maintenance costs, no RFL. Buying a 5k car would need to have the below paid on it over 2 years
2 x services (say £500)
2 x RFL (Say £550)
1 x interest on a 5k loan (say £300)
1 x contingency for repairs (£££)
2 x AA/RAC membership (say £100)
1 x contingency for wear & tear items such as tyres/brake pads/disks etc (£££)
1 x get to drive around in a 5k ****ter
1 x depreciation (say £2,000)
So all the above I wont have to pay and by my calculations the lease has 2/3rd paid for itself already plus of course the worry about all the potential unknown costs of a 5k car
Yes drive around in a fiesta, but hardly a crappy one? The amount of toys the ST3 comes with is unreal and by all accounts they are pretty quick. In the unlikely event I do get bored, 2 years is hardly a long time is it? and I doubt i'll be bored 1 week in?
Your point about the financial commitment is valid, however I haven't overstretched myself like people do sometimes, and have more than enough tucked away incase anything goes wrong
#75
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I've just signed up to lease a Fiesta ST3 £580 deposit + £193 per month. I also used to be anti lease, but now all I want is a car that is fun, and not going to cost me anything in maintainance and tax. List price on these are £19,250, although could probably get one for closer to 17k, what it will cost me over 2 years will be a lot less than if I bought
In the past year of owning a 12 year old Impreza and a 9 year old Clio 182 (which I both bought and sold for the same price) its stlll cost me £3,000 for the year for servicing, repairs and tax
Oh insurance for the ST3 is only £200 for the year as well
In the past year of owning a 12 year old Impreza and a 9 year old Clio 182 (which I both bought and sold for the same price) its stlll cost me £3,000 for the year for servicing, repairs and tax
Oh insurance for the ST3 is only £200 for the year as well
#77
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£2500 a year in rent alone and you can only use it for 13 miles a day.
If it works for you then great, I just struggle to get my head around it. I'd always be thinking that I could of bought a lovely newage STI for what you're paying in rent alone. Not only would it be mine and see some money back come sale time but it's also a far far better car than a fiesta and I'd be able to use it as much as I'd like.
If it works for you then great, I just struggle to get my head around it. I'd always be thinking that I could of bought a lovely newage STI for what you're paying in rent alone. Not only would it be mine and see some money back come sale time but it's also a far far better car than a fiesta and I'd be able to use it as much as I'd like.
#79
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The last 2 Imprezas ive had have cost me £9,344 in servicing/tax/mods, plus £9,245 in depreciation so some might say that's 20 grand wasted just there
At the end of the day all cars regardless of age/make/model are moneypits. Even my wifes first car, an Aygo that we had for nearly 2 years and sold it for nearly what we bought it for cost us £1,700 in maintainance/servicing.
At this current moment in time leasing a car is a viable option for me and suits my needs which are to have a new, reliable, fun hot hatch with lots of creature comforts,that wont cost me any money on consumables
At the end of the day all cars regardless of age/make/model are moneypits. Even my wifes first car, an Aygo that we had for nearly 2 years and sold it for nearly what we bought it for cost us £1,700 in maintainance/servicing.
At this current moment in time leasing a car is a viable option for me and suits my needs which are to have a new, reliable, fun hot hatch with lots of creature comforts,that wont cost me any money on consumables
#81
I think leasing/PCP is the way to go now with a car. And even more so now that I have less and less interest in them. Our diesel Polo (I know, exciting) costs £153/month, does 70mpg, was free to tax and insure in the first year (now those figures are only £20 and £200 respectively) and doesn't cost anything to service (included). It probably does 110mph top speed on a good day but round here (South East) there is nowhere to drive fast anyway, and it is completely clogged with traffic too!
Why would I tie up £16k in a car that I can lease for less than my gas and electric bill?
Why would I tie up £16k in a car that I can lease for less than my gas and electric bill?
#82
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I think leasing/PCP is the way to go now with a car. And even more so now that I have less and less interest in them. Our diesel Polo (I know, exciting) costs £153/month, does 70mpg, was free to tax and insure in the first year (now those figures are only £20 and £200 respectively) and doesn't cost anything to service (included). It probably does 110mph top speed on a good day but round here (South East) there is nowhere to drive fast anyway, and it is completely clogged with traffic too!
Why would I tie up £16k in a car that I can lease for less than my gas and electric bill?
Why would I tie up £16k in a car that I can lease for less than my gas and electric bill?
Because 12 x gas and electric bill x the number of years = rather a lot. At the end of which, you have naff all.
"Tie up" £16k on a car? Do you have some stunningly wise investments planned? "Tie up" is code for "afford."
#83
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I would say the likes of Mattyb and myself are somewhat different than the average poster on this thread, in that we both have no problem getting our hands dirty and in fact quite enjoy the prospect. I can see how those of you that are shelling out for someone else to change the oil and do run of the mill servicing whilst paying through the nose for it would find leasing attractive.
Less hassle and generally no real worries, my only issue is the dead money but I can still see the attraction, hence my looking into it a few months back for the wife.
In the end I figured it's still cheaper to have her run around in a sh1tter and if the worst happens she is under strict instructions to leave the keys in it and call a taxi, as the cost of an oil change at a franchised dealer is more than the car is worth.
In that event I would just search the net for something with uber low miles and a decent rep and bung her in another £500/1000 sh1tter. current one has done over 70k and cost about a grand to keep on the road in almost 5yrs, I purchased it for the princely sum of £800. does 40mpg and has been pretty reliable and never let us down, even came out to Croatia and back and humbled the local Ferrari.
Less hassle and generally no real worries, my only issue is the dead money but I can still see the attraction, hence my looking into it a few months back for the wife.
In the end I figured it's still cheaper to have her run around in a sh1tter and if the worst happens she is under strict instructions to leave the keys in it and call a taxi, as the cost of an oil change at a franchised dealer is more than the car is worth.
In that event I would just search the net for something with uber low miles and a decent rep and bung her in another £500/1000 sh1tter. current one has done over 70k and cost about a grand to keep on the road in almost 5yrs, I purchased it for the princely sum of £800. does 40mpg and has been pretty reliable and never let us down, even came out to Croatia and back and humbled the local Ferrari.
Last edited by ditchmyster; 21 November 2014 at 05:31 PM.
#84
Yes, I have a 'stunningly wise' investment plan which makes better use of the £16k.
Last edited by Butkus; 21 November 2014 at 06:09 PM.
#87
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Yes but then some w4nker makes money too.
I have such contempt for the bank and financial institutions that I plan never to let them make a bean off us.
And "get ahead" is incredibly ambiguous. Nothing more hideous in our eyes than doing the usual "property ladder" cr4p for decades.
I have such contempt for the bank and financial institutions that I plan never to let them make a bean off us.
And "get ahead" is incredibly ambiguous. Nothing more hideous in our eyes than doing the usual "property ladder" cr4p for decades.
Last edited by Matteeboy; 21 November 2014 at 06:26 PM.
#88
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I ended up with the WRX Wagon and I still think pound for pound it's un-beatable, even at a humble 260bhp performance wise it's still not vastly lacking when compared to the current crop of hot hatches, throw £5k at it as I intend to do over the coming years and take it to around 400bhp and it's bye, bye most things on the road.
However if the current rate of Golf R thefts continue, then by the time I'm ready to insure my car I may find that saving has vanished?!
I do like the sound of the older Boxer 4s in Subarus (a mate has a Forester XT and it sounds good) but I just can't get excited about any of them - even with crazy power.
They never have the midrange shove of a good six (or even 5), they're more peaky and need thrashing more. Six or above cylinders all day every day.
They never have the midrange shove of a good six (or even 5), they're more peaky and need thrashing more. Six or above cylinders all day every day.
I would say the likes of Mattyb and myself are somewhat different than the average poster on this thread, in that we both have no problem getting our hands dirty and in fact quite enjoy the prospect. I can see how those of you that are shelling out for someone else to change the oil and do run of the mill servicing whilst paying through the nose for it would find leasing attractive.
However, given the limited amount of spare time I find myself with these days, I can no longer justify crawling around in the garage/driveway/unit for hours replacing old or worn X, Y or Z... added to the fact that the whole 'scene' which I used to be involved in locally; racing, runs in countryside, working in cars with mates, car shows, etc has all been replaced with dinner parties, baby play dates and family days out.
I need to reply to this thread more regularly, these multi-quote replies are hell of a long.
Cheers,
Grant
#89
Yes but then some w4nker makes money too.
I have such contempt for the bank and financial institutions that I plan never to let them make a bean off us.
And "get ahead" is incredibly ambiguous. Nothing more hideous in our eyes than doing the usual "property ladder" cr4p for decades.
I have such contempt for the bank and financial institutions that I plan never to let them make a bean off us.
And "get ahead" is incredibly ambiguous. Nothing more hideous in our eyes than doing the usual "property ladder" cr4p for decades.
#90
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I understand if you have a moral issue about the banks, but you can't deny that sometimes there is sense in paying interest. What if you're in business and you can buy 100 widgets for £10k and sell them for £15k. Let's say you don't have the £10k but you can borrow it if you pay back £12k. Would it not make sense to borrow the money and make £3k profit?
So far we've never had to borrow anything for our business. We're that hell bent on NOT paying interest!
The truly successful people I know borrow very little or preferably nothing. The "fly by nighters" borrow heavily, make a quick buck then lose it all again.
Of course some are very wise and/or lucky and do very well but I can't be ar5ed to risk it. Or pay interest.