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Insurance Subaru Impreza insurance can be expensive, as with any performance car insurance. But the cheapest car insurance isn't always the best. Share your quotes, and experiences.
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23 year old + Import + Insurance = ££££ :(

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Old Jun 7, 2007 | 11:41 PM
  #1  
Phildodd06's Avatar
Phildodd06
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Default 23 year old + Import + Insurance = ££££ :(

Right, im looking at a WRX STi iv been basing my insurance quotes on

23 years old 24 in August
5 years no claims bonus
I want protected
No claims or accidents in the past 5 years
3 points SP30 2003
6000 miles a year
CAT 1
£6000 vale of car
Year of car 1998 P-R reg
Parked on my drive
Fully comp cover
I own and drive other vechles
And the cheapest quotes im getting is £1850
Surley it shouldnt be that high, what can i change to bring it down?

Help please
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Old Jun 8, 2007 | 01:03 AM
  #2  
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adz_si
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Just as a comparision dude....

Im 22 in july
3 years no claims bonus
no claims or accidents in the past 3 years
8000 miles per year
Cat 1 alarm and tracker
Approx value of car 12500
Garaged over night
Fully comp cover
Use of compan car

And the cheapest im getting is £2200 and thats for a 2004 WRX STI.
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Old Jun 8, 2007 | 08:12 AM
  #3  
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Originally Posted by Phildodd06

Surley it shouldnt be that high, what can i change to bring it down?
Unfortunately mate its your age, thats not really a bad quote for an import with your age etc.
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Old Jun 8, 2007 | 09:02 AM
  #4  
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Phildodd06
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Well iv been choping and changing bits on my policy...

I can get it down to £1650 - £1700 i gotta keep it under 6k so to bennifit tho
Also the older it is the better
1995 + 1996 Value of £5995 £1700
1994 Value of £5995 £1650
Any lower the 1994 is still the same price

Now even with a £2995 car the insurance is still the same, so i dont have to worry about getting a really cheap car.

This is with my dad as a named driver too, with out him it goes up £650!!

So im gonna set my sights on a 1994-1996 worth upto 6K
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Old Jun 17, 2007 | 09:35 AM
  #5  
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StickyMicky
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From: Zed Ess Won Hay Tee
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i was paying £1800 when i first got my 276bhp import when i was 25

its now about half that, reason was i had no history in driving a powerfull car even though i had no claims discount, one i "proved" to them i could handle the car they dropped the policy year on year, i think its about £1000 now (i`m 29)
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Old Jun 17, 2007 | 02:11 PM
  #6  
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shanea
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the only advantage of being nearly 40, I pay 400 quid fully comp for me and the missis on a 53WRX
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