Has insurance gone mad for scoobies?
01 April 2001, 04:28 PM
#1
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Right I posted this in Insurance with more details but no one looked, so here is the easy to read version.
All quotes from Bell Direct website for 1 year (and are quick quote rather than full):
EVO 6 £1800 (276bhp)
Toyota Supra Twin Turbo £1100 (326bhp)
Audi S6 £1900 (340bhp)
V70 T5 £1100 (250bhp)
Skyline £3400 (276bhp+)
V70R AWD £1300 (250bhp)
Audi TT Coupe £1500 (225bhp)
and then a the scooby, competely standard!
97 Turbo 2000 £2100 (208bhp)
(All cars were UK models not imports)
Looks like i'm off to trade in my WRX against a Supra, I'm sure I'd be much safer in that
All quotes from Bell Direct website for 1 year (and are quick quote rather than full):
EVO 6 £1800 (276bhp)
Toyota Supra Twin Turbo £1100 (326bhp)
Audi S6 £1900 (340bhp)
V70 T5 £1100 (250bhp)
Skyline £3400 (276bhp+)
V70R AWD £1300 (250bhp)
Audi TT Coupe £1500 (225bhp)
and then a the scooby, competely standard!
97 Turbo 2000 £2100 (208bhp)
(All cars were UK models not imports)
Looks like i'm off to trade in my WRX against a Supra, I'm sure I'd be much safer in that
01 April 2001, 04:39 PM
#2
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Dreading renewal in september if thats the case. This year £735 fully protected , legal cover , breakdown cover , £100 excess with Barclays. Last year £750 same cover £100 excess , but Adrian flux for some reason wanted to up the excess to £400 so changed to Barclays. Graham 95 WRX.
01 April 2001, 05:02 PM
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Doesnt work as simply as that
if they have had bad claims experience with scoobs their underwriters may have decided to load scoobs up so that the business goes elsewhere
Normal insurance practice
robski
if they have had bad claims experience with scoobs their underwriters may have decided to load scoobs up so that the business goes elsewhere
Normal insurance practice
robski
01 April 2001, 05:24 PM
#4
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Insurance!! what a dark art - rarely does it make any sense:-
Subaru Impreza Turbo MY00 = £500 for wife and I - Fully Comp. £100 X/S
Vaux Nova 993cc 1986/C = £285 for wife only - 3rd Party F&T £100 X/S !!!!!!!!!!!!!!!
Does that make any sense to anyone?????
MADNESS
Pete
Subaru Impreza Turbo MY00 = £500 for wife and I - Fully Comp. £100 X/S
Vaux Nova 993cc 1986/C = £285 for wife only - 3rd Party F&T £100 X/S !!!!!!!!!!!!!!!
Does that make any sense to anyone?????
MADNESS
Pete
01 April 2001, 05:46 PM
#5
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Same type of experience -
MY95 UK Scoob standard - wife & me £860 & £350XS Protected NCB
91J Seat Ibiza Special (880cc), just me. - £470 3rd pty!!!!!!
Somebody's having a larf!!!!
Dan
MY95 UK Scoob standard - wife & me £860 & £350XS Protected NCB
91J Seat Ibiza Special (880cc), just me. - £470 3rd pty!!!!!!
Somebody's having a larf!!!!
Dan
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02 April 2001, 12:08 AM
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Agree insurance is a pretty boring topic...But how about this...
Me - 24 years old, 2 years NCB (On a Lotus Elan SE Turbo)...(insurance was circa £700-800 p.a)
Have just bought my first Scoob 5 days ago!(yay!
)
Car is garaged, tracker / CAT 1 alarmed...
Oh and it's a WRX STI Ver IV Type R...
Fully comp?
£620 a year ...
Ross.
Me - 24 years old, 2 years NCB (On a Lotus Elan SE Turbo)...(insurance was circa £700-800 p.a)
Have just bought my first Scoob 5 days ago!(yay!
)Car is garaged, tracker / CAT 1 alarmed...
Oh and it's a WRX STI Ver IV Type R...
Fully comp?
£620 a year ... Ross.
02 April 2001, 12:33 AM
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I am sure that Rum* or Dave etc will correct me on this but i heard that it is standard pactice in the insurance industry to work out premiums using the following formula:
(Applicants age X Car insurance group) - years of NCB X the number you first thought of / your mothers inside leg mesurement.....
Ta Da is this your card ?
(Applicants age X Car insurance group) - years of NCB X the number you first thought of / your mothers inside leg mesurement.....
Ta Da is this your card ?
02 April 2001, 12:37 AM
#13
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Ross: who on earth was that with?
I've only had silly quotes so far - it seems that the mere whisper of the word 'modified' makes insurance companies squeal and run for the hills... (MY00 UK spec, 26, full NCB, PPP imminent)
Andy.
I've only had silly quotes so far - it seems that the mere whisper of the word 'modified' makes insurance companies squeal and run for the hills... (MY00 UK spec, 26, full NCB, PPP imminent)
Andy.
02 April 2001, 12:41 AM
#14
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<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:<HR>Originally posted by ed the dead:
<B>I am sure that Rum* or Dave etc will correct me on this but i heard that it is standard pactice in the insurance industry to work out premiums using the following formula:
(Applicants age X Car insurance group) - years of NCB X the number you first thought of / your mothers inside leg mesurement.....
Ta Da is this your card ?
[/quote]
Ed - don't be silly now - the formula isn't that scientific mate
<B>I am sure that Rum* or Dave etc will correct me on this but i heard that it is standard pactice in the insurance industry to work out premiums using the following formula:
(Applicants age X Car insurance group) - years of NCB X the number you first thought of / your mothers inside leg mesurement.....
Ta Da is this your card ?
[/quote]Ed - don't be silly now - the formula isn't that scientific mate
02 April 2001, 07:49 AM
#15
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Actually, I retract that, you are completely correct. I am just off to buy a Perodua Nippa because they are SO delightful to drive and the insurance is SO cheap. I must get a cloth cap and some slippers while I am out too.
Oh, and a pipe....
And maybe a nodding dog for the back window.....
You pays your money, you takes your choice.....
Oh, and a pipe....
And maybe a nodding dog for the back window.....
You pays your money, you takes your choice.....
02 April 2001, 08:57 AM
#17
Scooby Regular
If I may report without boring you all to tears...
My insurance came down this year by over £90. Via Privilege, me, 27 years old, bargain £890, 7 years no claims and £400 xs.
I am well chuffed.
Jamie
My insurance came down this year by over £90. Via Privilege, me, 27 years old, bargain £890, 7 years no claims and £400 xs.
I am well chuffed.
Jamie
12 April 2001, 06:39 PM
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<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:<HR>Originally posted by AndyC_772:
<B>Ross: who on earth was that with?
I've only had silly quotes so far - it seems that the mere whisper of the word 'modified' makes insurance companies squeal and run for the hills... (MY00 UK spec, 26, full NCB, PPP imminent)
Andy.[/quote]
Err...Privilege...But have a look at
<B>Ross: who on earth was that with?
I've only had silly quotes so far - it seems that the mere whisper of the word 'modified' makes insurance companies squeal and run for the hills... (MY00 UK spec, 26, full NCB, PPP imminent)
Andy.[/quote]
Err...Privilege...But have a look at
12 April 2001, 06:58 PM
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No I don't think that its the right link - alot of stuff about sailing only.
I found that where you live is one of the most important factors in affecting the premium. I notice that Ross lives in Alva which is a bit rural. The same car and driver at a major city address would be twice as much.
D.
I found that where you live is one of the most important factors in affecting the premium. I notice that Ross lives in Alva which is a bit rural. The same car and driver at a major city address would be twice as much.
D.
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