wrxolly

Been of the scooby seen now few months to begin with i really missed it but couldnt buy as i lost my job,been back in work for about a month now and also have the money for a scooby but and its a big but,insurance and fuel iam just not sure its worth the trouble??i dont do many miles maybe 10 a day and paying around 1500 for insurance at the moment just seems a joke,iam currently driving a polo just due to well iam not sure really ive just been using that.currently just bought 1st house aswel

ideas?

alcazar

iTrader: (2)

Yes, first off, if you want sensible replies on here, learn to spell and punctuate properly

Second, DON'T jump into ownership again until your job is certain not to disappear again and your insurance is lower.

If you want something quick, go for something in the hot hatch diesel market, cheaper to run and insure.

wrxolly

my job is as secure as its going, i drive for a living in coaches but insurance companies are not bothered,may go down the mr2 route or something

alcazar

iTrader: (2)

Have you spoken to Gary (MoleyWRX ) on here?

360ste

iTrader: (1)

Have you spoke to Gary at Keith Michaels insurance?

wrxolly

yep 1550 a year

alcazar

iTrader: (2)

Not worth it then. How old are you? How many years ncd?

Build up your ncd and get a bit older driving an Ibiza FR, or a Leon FR diesel, both fun to drive and bloody quick

wrxolly

25 2 years 3 years in nov so proberly just leave it,ive been driving 8 years only in last few years have i had my own policy,ive owned 7 scoobies in the past even on my own policy but now its just to much

Martyn19

Seems steep. Im 23 and had quotes for £750.

Old mx5? Supposed to be heaps of fun. Fancy one myself

wrxolly

how are you getting quotes for 750?

Martyn19

Just putting in my details really. 5 years driving and gonna have 6 years no claims.

Only a wrx not a sti

wrxolly

yeh ive only got 2 years ncb driving 8

scooby.steve555

iTrader: (5)

£750, Hell thats cheap!!! im about to turn 23 and can't find quotes anywhere near that good for my wrx, even by putting it in my dads name whos in his 50s with no claims well over 10 years and me as second driver, it's sort of a joint car between us.

What companies that with mate???

Martyn19

Just using confused. Was with admiral. Jumps up to funny prices after that.

Didnt think i would be getting it insured this year as at one point it was coming back at almost 2k cheapest

Martyn19

Just using confused. Was with admiral. Jumps up to funny prices after that.

Didnt think i would be getting it insured this year as at one point it was coming back at almost 2k cheapest

wrxolly

iam with admiral and cant get anwhere near my best quote with moley 1550 admiral want 2750, f@@@@king joke insurance

Martyn19

I dont understand admiral myself sometimes. I had a clio 182 as a runaround not long ago and put it on my multicar policy. Cost me like £225 then when i came to take it off about 2 months later i got a refund of £187 which included a £25 cancelation fee so it cost around £20 for 2 months

scooby.steve555

iTrader: (5)

Best quotes ive managed to get were with admiral but was around 1000 - 1100

wrxolly

it annoys me big time when i see these 50 odd year old blokes driving round in them,i no before anyone says yes its up to them what they drive but it seriously does my head in, id love another one but it isnt going to happen when admiral want nearly 3k a year

scott181

900 a year I'm 27 with 6years ncb That's with Halifax !

wrxolly

halifax wont quote me

scooby.steve555

iTrader: (5)

Insurance is a joke!

What i don't get is how so many people get away with insuring there wrx's and sti's as sports or gl's, i mean i know my wrx doesn't say that on the logbook it just says subaru which could be any model but surely it's to big a risk for these people because surely there policy would be void if they had a bump and it turned out to be an sti..?

Moley

iTrader: (9)

Yep, it'd be voided and they'd be taken to court to pay for any 3rd party costs.

Any time we get a quote for a GL model we look into it very closely

scooby.steve555

iTrader: (5)

Thought they would be, good job too!!!

If people didn't do stupid things like that the decent folk amongst us wouldn't have to pay such high insurance prices.

Moley

iTrader: (9)

The other thing screwing insurers over is 17/18 year olds buying online policies, but putting their date of births as 10 years older, to get cheap prices.

scooby.steve555

iTrader: (5)

That's rediculous!!!

I'm currently trying to find a policy for just 6 months of the year as only want it as a summer weekend car shared between me and my dad but prices are over a grand for 12 months but can't seem to find anyone that will do a 6 month policy.

Moley

iTrader: (9)

You'll struggle TBH

Better off getting an annual one, but with a company who'll cancel pro-rata, so you don't loose out financially

scooby.steve555

iTrader: (5)

Yeah that's the other option, trouble is looking at the T&C's on the half decent quotes ive found online it seems if you cancel it halfway through you won't get a refund and will have to pay a cancellation fee..

Moley

iTrader: (9)

Yep, you have to be careful.

scooby.steve555

iTrader: (5)

I think im right in thinking you work for keith michaels insurance, if i were to insure through you would i be able to cancle after 6 months and get a refund on the remainder of the policy??