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Old 27 October 2006, 11:45 PM
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Mangel
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Default insurance question anyone

Anybody had experience of a car being stolen and not turning up.

A friend of mine had his M3 nicked about 4 weeks ago and is having little or no joy with the insurance company paying out at the mo' as the car has not been found.

Anyone had this happen and know how long this sort of stuff normally takes??

Cheers
Old 27 October 2006, 11:52 PM
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GC8
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It isnt legally 'stolen' for four weeks; its taken without the owners consent.
Old 27 October 2006, 11:58 PM
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andythejock01wrx
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Originally Posted by GC8
It isnt legally 'stolen' for four weeks; its taken without the owners consent.
This is something that is changing from an insurance point of view -
some go along with this, others are settling claims from 2 weeks onwards
(if you're lucky !).
Old 28 October 2006, 12:00 AM
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Mangel
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thanks for the answers guys any more input from anyone would be gratefully recieved.
Old 28 October 2006, 12:04 AM
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andythejock01wrx
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4 weeks is pretty typical for actual claim settlement ie for you to receive an offer.

What exactly did the insurers say last time your mate called them ?
Old 28 October 2006, 12:24 AM
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Mangel
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just some rubbish about time period and vehicle leggally being declared as stolen, prob as above really, will ask him for more details tomorrow.
Old 28 October 2006, 12:26 AM
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ok
Old 28 October 2006, 07:20 PM
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mikepaul
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Hi Mate,

The insurance company should supply a courtsey car during this 4 week period,right ?
Old 28 October 2006, 08:20 PM
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Lydia72
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Originally Posted by mikepaul
Hi Mate,

The insurance company should supply a courtsey car during this 4 week period,right ?

Sadly not.
Ours would supply a car if the stolen car was recovered but damaged, or if involved in an accident, if the car is stolen and not recovered (what happened to me) then it's a case of hire a car yourself and pay for it yourself.

I didn't dispute the amount offered by the Insurance thinking it would speed up my payment, it has taken eight weeks and lots of phone calls.
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