Notices
ScoobyNet General General Subaru Discussion
View Poll Results: Is you car paid for?
Fully paid up
120
75.95%
Loan / lease outstanding
35
22.15%
Company Car
3
1.90%
Voters: 158. You may not vote on this poll

Do you own your car?

Thread Tools
 
Search this Thread
 
Old 27 October 2005, 08:33 AM
  #1  
pwhittle
Scooby Regular
Thread Starter
 
pwhittle's Avatar
 
Join Date: Feb 2005
Posts: 1,793
Likes: 0
Received 0 Likes on 0 Posts
Default Do you own your car?

Genuine question - Scoobs now range from around £3k - £30k
There seems to be plenty of folk on here with expensive second cars.
I was just interested how many people have paid for their cars, and how many use loans / lease etc?
(Might persuade my self / SO to get something newer )
Old 27 October 2005, 12:14 PM
  #2  
Graz
Scooby Regular
 
Graz's Avatar
 
Join Date: Jan 2003
Location: 535D M-Sport Touring
Posts: 3,190
Likes: 0
Received 0 Likes on 0 Posts
Default

Technically I own it. I do however owe the bank a few ££ for a personal loan I took out around the same time I bought my car.
Old 27 October 2005, 12:49 PM
  #3  
ImprezaRob
Scooby Regular
 
ImprezaRob's Avatar
 
Join Date: Jul 2005
Posts: 167
Likes: 0
Received 0 Likes on 0 Posts
Default

I've got a personal loan on the car, but all the modifications i have paid for myself.... so far!
Old 27 October 2005, 12:50 PM
  #4  
corradoboy
Scooby Regular
 
corradoboy's Avatar
 
Join Date: May 2003
Location: Just beyond the limits of adhesion
Posts: 19,020
Likes: 0
Received 0 Likes on 0 Posts
Default

All paid for and up for sale and no buyers to be found anywhere
Old 27 October 2005, 12:59 PM
  #5  
fatmanscooby
Scooby Regular
 
fatmanscooby's Avatar
 
Join Date: Jul 2003
Location: type-r-ra
Posts: 3,890
Likes: 0
Received 0 Likes on 0 Posts
Default

All mine
Old 27 October 2005, 01:01 PM
  #6  
16vmarc
Scooby Regular
 
16vmarc's Avatar
 
Join Date: May 2004
Location: Shell Garage, York
Posts: 10,059
Likes: 0
Received 0 Likes on 0 Posts
Default

All mine
Old 27 October 2005, 01:06 PM
  #7  
XRS
Scooby Senior
 
XRS's Avatar
 
Join Date: Apr 2000
Location: Suntrap of the South
Posts: 2,526
Received 10 Likes on 7 Posts
Default

I think you'll find it's quite easy to pay more than £30,000
Old 27 October 2005, 02:41 PM
  #8  
DonnieDarko
Scooby Regular
 
DonnieDarko's Avatar
 
Join Date: Sep 2005
Location: 55 WRX Wagon
Posts: 646
Likes: 0
Received 0 Likes on 0 Posts
Default

new import around £12000 added to the mortgage
Old 27 October 2005, 02:41 PM
  #9  
Stevesbluewrx
Scooby Regular
iTrader: (4)
 
Stevesbluewrx's Avatar
 
Join Date: Aug 2005
Location: Also known as The Gimp
Posts: 3,662
Likes: 0
Received 0 Likes on 0 Posts
Default

Mine apart from the £1,500 I owe my mum for getting me by. Does that count as fully mine?
Old 27 October 2005, 03:27 PM
  #10  
riosingh
Scooby Regular
 
riosingh's Avatar
 
Join Date: Oct 2005
Posts: 157
Likes: 0
Received 0 Likes on 0 Posts
Default

erm... my wife owns it. I guess that means i half own it?
Old 27 October 2005, 04:21 PM
  #11  
Scooby-Mark
Scooby Regular
 
Scooby-Mark's Avatar
 
Join Date: Feb 2005
Location: Birmingham
Posts: 1,640
Likes: 0
Received 0 Likes on 0 Posts
Talking

I owe the bank for the personal loan I took out to buy it.
Old 27 October 2005, 04:22 PM
  #12  
Trap2Terrorist
Scooby Regular
iTrader: (3)
 
Trap2Terrorist's Avatar
 
Join Date: Jun 2005
Location: Surrounded by sheep, tidy.
Posts: 3,294
Likes: 0
Received 0 Likes on 0 Posts
Default

Part bank loan, part mine.

All mods paid for by me.
Old 27 October 2005, 04:36 PM
  #13  
GC8
Scooby Regular
 
GC8's Avatar
 
Join Date: Aug 2003
Location: Sheffield; Rome of the North
Posts: 17,582
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by corradoboy
All paid for and up for sale and no buyers to be found anywhere
Didnt it work out with Mr Wittam then?
Old 27 October 2005, 04:42 PM
  #14  
leonpoole
Scooby Regular
 
leonpoole's Avatar
 
Join Date: Jan 2005
Location: Teesside
Posts: 1,564
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by GC8
Didnt it work out with Mr Wittam then?
i got an email off him too
Old 27 October 2005, 05:08 PM
  #15  
dibbleyuk
Scooby Regular
iTrader: (1)
 
dibbleyuk's Avatar
 
Join Date: Jul 2005
Location: Colchester, Essex
Posts: 846
Likes: 0
Received 0 Likes on 0 Posts
Default

all mine
Old 27 October 2005, 07:33 PM
  #16  
burtysbugeye
Scooby Regular
 
burtysbugeye's Avatar
 
Join Date: Jan 2005
Posts: 242
Likes: 0
Received 0 Likes on 0 Posts
Default

Payed £12,500 for bugeye wrx 2 years ago in cash.Fully mine
One problem i feel sick looking at the prices of them today and seeing how much money ive lost.
Old 27 October 2005, 07:39 PM
  #17  
Ben WRX Bug-Eye
Scooby Regular
 
Ben WRX Bug-Eye's Avatar
 
Join Date: Apr 2005
Location: South East - "Keep Attacking The Ring"
Posts: 615
Likes: 0
Received 0 Likes on 0 Posts
Default

Had to get a loan for mine - and I am paying that off about as fast as the damn thing is depreciating .

Modifications - thank you barclaycard and I know your thanking me!

It will all be mine one day...
Old 27 October 2005, 07:41 PM
  #18  
7 Foot
Scooby Regular
 
7 Foot's Avatar
 
Join Date: Jul 2002
Location: Berkhamsted, Herts.
Posts: 3,122
Likes: 0
Received 1 Like on 1 Post
Default

Just over a year left until the loan is finally paid - can't bloody wait!!

I'm actually pretty surprised by the results so far.
Old 27 October 2005, 07:47 PM
  #19  
pauly
Scooby Regular
iTrader: (1)
 
pauly's Avatar
 
Join Date: Oct 2005
Location: out with stella
Posts: 516
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by riosingh
erm... my wife owns it. I guess that means i half own it?
that means you own none of it and she owns half yours mate
tesco finance own mine for another 17 months
Old 27 October 2005, 08:08 PM
  #20  
stevey
Scooby Regular
iTrader: (2)
 
stevey's Avatar
 
Join Date: Aug 2003
Posts: 1,555
Likes: 0
Received 0 Likes on 0 Posts
Default

all mine
Old 27 October 2005, 08:24 PM
  #21  
Spec'c'57
Scooby Regular
iTrader: (1)
 
Spec'c'57's Avatar
 
Join Date: Mar 2005
Location: In RS land......
Posts: 12,902
Likes: 0
Received 0 Likes on 0 Posts
Default

all paid for.......
Old 27 October 2005, 08:36 PM
  #22  
wrc350bhp
Scooby Regular
 
wrc350bhp's Avatar
 
Join Date: Aug 2005
Posts: 183
Likes: 0
Received 0 Likes on 0 Posts
Default

this one inc mods mine previous one mine next one loan thanx to decline in housing market!!
Old 28 October 2005, 09:22 AM
  #23  
MikeCardiff
Scooby Regular
iTrader: (2)
 
MikeCardiff's Avatar
 
Join Date: May 2005
Location: Cardiff
Posts: 2,266
Likes: 0
Received 0 Likes on 0 Posts
Default

Paid with grubby notes in full - and the bank had run out of £50's so it was all in £20's - made me look like some sort of drug dealer with a 6" thick wedge of cash !
Old 28 October 2005, 09:30 AM
  #24  
MBK
Scooby Regular
 
MBK's Avatar
 
Join Date: Jan 2005
Posts: 260
Likes: 0
Received 0 Likes on 0 Posts
Default

All mine, 2nd car toy for the weekend, just got the modding bug so bank account now seriously in danger!!
Old 28 October 2005, 09:32 AM
  #25  
MadLad
Scooby Regular
 
MadLad's Avatar
 
Join Date: Jan 2005
Location: In the hutch
Posts: 534
Likes: 0
Received 0 Likes on 0 Posts
Default

I owe, I owe, it's off to work we go....
Old 28 October 2005, 09:49 AM
  #26  
Shonen
Scooby Regular
 
Shonen's Avatar
 
Join Date: Aug 2005
Location: England
Posts: 142
Likes: 0
Received 0 Likes on 0 Posts
Default

sigh, yes the bank owns mine for another 18 months.
Old 28 October 2005, 01:36 PM
  #27  
pwhittle
Scooby Regular
Thread Starter
 
pwhittle's Avatar
 
Join Date: Feb 2005
Posts: 1,793
Likes: 0
Received 0 Likes on 0 Posts
Default

Originally Posted by 7 Foot
Just over a year left until the loan is finally paid - can't bloody wait!!

I'm actually pretty surprised by the results so far.
Me too - I though more would be on credit. Maybe people in negative equity are too upset to vote!

Now, what would a loan cost me for a S202...
Old 28 October 2005, 02:22 PM
  #28  
DonnieDarko
Scooby Regular
 
DonnieDarko's Avatar
 
Join Date: Sep 2005
Location: 55 WRX Wagon
Posts: 646
Likes: 0
Received 0 Likes on 0 Posts
Default

anyone got an estimate for what an import 55wrx wagon will be worth in 3 years time?

reason i ask is i bought it for around £17000 incl tracker/alarm + still need to underseal it+locking nuts, so its full UK spec.

i have £12000 owing on it and want to set up a DD into my loan so in 3 years time i should owe about what the car is worth 2nd hand.

cheers
Old 28 October 2005, 02:46 PM
  #29  
JTaylor
Scooby Regular
 
JTaylor's Avatar
 
Join Date: Jun 2005
Location: Home
Posts: 14,758
Likes: 0
Received 0 Likes on 0 Posts
Default

I own my car outright but Halifax and Mint have helped with a few of the mods. Interest free so that's just dandy
Old 28 October 2005, 03:56 PM
  #30  
terence
Scooby Regular
 
terence's Avatar
 
Join Date: Apr 2005
Location: Whitby
Posts: 450
Likes: 0
Received 0 Likes on 0 Posts
Default

own both of mine outright, the scoob (my2000 with PPP) and a nice 306 as a run about, 21 & a uni student... says it all


Quick Reply: Do you own your car?



All times are GMT +1. The time now is 07:21 PM.