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Keith Micheals insurance

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Old 24 August 2001, 05:19 PM
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Piers Evershed
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Hi,

I'm looking to insure an import 1994 WRX.

Please can someone tell me if they have any experience of Keith Micheals insurance, as they have given me a half decent quote.

Any hidden clauses I need to know about?

What are they like when it comes to claims?

Thanks in advance,


Piers

Old 24 August 2001, 05:28 PM
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SJobson
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I've used them for 2 years now, no probs - they're just brokers so the policy terms you get will be whatever the insurance underwriter provides.

They've cut their commission to secure my business the last couple of years - nice because it means my premiums are Tesco level yet the benefits are those of a proper, old-fashioned insurer (e.g. hire car etc). Go for it!
Old 24 August 2001, 05:30 PM
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Rikki23
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Been with them for a year now, with no problems. They gave me the best quote on my 95 WRX.
Old 24 August 2001, 05:51 PM
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ZAZ
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I got my best quote with them last year and if they can do me a good deal this year I'm staying. Luckily haven't had to test their claims service yet!
Old 24 August 2001, 06:17 PM
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Piers Evershed
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They were claiming that it's not worth getting the protected no claims bonus - 1 claim will only knock down NCB from 5 to 3 yrs with them.

[EDIT] Anyone agree / disagree?

Also 'protecting' presumably doesn't work when changing companies (If it should be necessary come renewal time), i.e. if you've had a claim under another company then you're fu**ed, whether or not it was protected.


Piers


[This message has been edited by Piers Evershed (edited 24 August 2001).]
Old 24 August 2001, 07:19 PM
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DARREN
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2 years with them now,no problems.
Even went down £150 this year

Darren
Old 24 August 2001, 11:01 PM
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sasim
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Cool

Just started with them on 1st August so I'm not in a position to male any comments about the service yet, they did seem OK though and the actual insurer is Norwich Union.

Stuart
Old 27 August 2001, 01:11 PM
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Plantie
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Very good, speak to John tell him Neil from Newbury sent you and he will sort you out. Has always beaten any quote I have had. Insured three cars through him. Had a non fault accident and that was taken care of no probs.

very good. you an reach John on 0208 2880844, dont ring him to early, he is nearly always hanging! good lad!
Old 28 August 2001, 02:17 PM
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sasim
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Angry

Changed my mind about them today as they have just qouted me £116.55 extra on my policy to fit a Magnex centre pipe and back box

I cant believe it needless to say I am well pi55ed off


Stuart
Old 28 August 2001, 02:58 PM
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Markus
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you might want to try Tom (Rum*/pirum) @ schofields <B>or</B> Jeremey @ Randal Pace. They are both running a scheme for scoobs, both uk, jap, and modfied, and combinations of those. My car, the
Old 28 August 2001, 04:35 PM
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ZAZ
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Cool

Got my renewal notice over the weekend from KM and it is about £70 less than last year. 95WRX with SS BB, dump valve and a few minor cosmetic changes. Me is 26 years old, car kept on drive, cat1 alarm, no tracker needed! £848 for the year!!!

When I added the BB earlier in the year it was only an extra £26!

My contact is Steve Beard, 0208 642 7868.

[This message has been edited by ZAZ (edited 28 August 2001).]
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