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Old 20 May 2016, 11:51 PM
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adamroutley
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Default Insuring 2 cars

Hi fellas,

Thinking of getting a daily and keeping the STI for weekends. How do you go about insuring?

Obviously I need to keep my NCB on the STI so that it's cheaper, how do you go about insuring another car cheaply?

Thanks,
Ad
Old 21 May 2016, 12:05 AM
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bustaMOVEs
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I have 2 policies with 9+ years on both.
I find it cheaper than the multi car insurance although for some multicar is cheaper.
Not many insurers out there will insure a modded scooby and a normal daily together, they either specialise in modded cars or just normal cars and won't touch a modded scooby.
Very few will however insure both on a multicar but it's ringing round and finding insurers that do and for a good price is key.
Try Keith Michaels, aviva, admiral etc
Old 21 May 2016, 01:40 AM
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bro82
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I've got Subaru and Accord insured with Admiral on multi car policy, obviously ncb went to scooby
Old 21 May 2016, 09:09 AM
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adamroutley
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Originally Posted by bustaMOVEs
I have 2 policies with 9+ years on both.
I find it cheaper than the multi car insurance although for some multicar is cheaper.
Not many insurers out there will insure a modded scooby and a normal daily together, they either specialise in modded cars or just normal cars and won't touch a modded scooby.
Very few will however insure both on a multicar but it's ringing round and finding insurers that do and for a good price is key.
Try Keith Michaels, aviva, admiral etc
Noted, cheers pal

Originally Posted by bro82
I've got Subaru and Accord insured with Admiral on multi car policy, obviously ncb went to scooby
Does that push the premium right up though having 0 NBC on the Accord?
Old 21 May 2016, 10:46 AM
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Moley
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Most specialist brokers (such as Keith Michaels who I work for) will be able to mirror your NCB.

We don't even insist you bring both cars to us..... if you find a cheap and cheerful policy online for the daily driver we can mirror the NCB onto your Impreza
Old 21 May 2016, 10:53 AM
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jaygsi
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Lol i did not know that Gary.

My Impreza is with Keith Michaels and my daily driver is with some other cheap company. Although i din't know about the mirroring, worth keeping in mind.
Old 21 May 2016, 10:55 AM
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alcazar
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As above, try Moley.

And don't be afraid of looking for insurance with the comparison sites with 0% ncb.

When I bought my Corsa, I was quoted £120 with 60% discount and £180 with none...go figure.
Old 21 May 2016, 12:09 PM
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ditchmyster
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I had a family fleet policy with Clegg Gifford 5 vehicles for £900, recently dumped it though because of new restrictions on amount of time in EU and not getting a good enough quote/cover on my mrs new car, so went with separate policies, mine gives me unlimited time in EU and she can't mess with my no claims now.
Old 21 May 2016, 12:11 PM
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adamroutley
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Insurance generally bugs the life out of me. But it's just one of those things isn't it. Need to be clued up before I approach the insurers!
Old 21 May 2016, 06:59 PM
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Davec30
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Admiral mirrored my no claims too. You just need to phone and ask them. I have full no claims on both my uk classic and my A3.
Old 21 May 2016, 07:23 PM
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DAN@ADRIAN FLUX
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Hi,
We have multi car policies and policies that will mirror your current NCD, If you need a quotation on any vehicle at all then please feel free to drop me a line.
Regards,
Da.
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