New Driver Insurance.
 

Hello,

My 17 year old son has just passed his test.

We are looking to get him a car, he has saved up enough for his Insurance, well maybe, so I was wondering if anyone has any recommendations for both policies and suitable cars.

Looking at up to £1200 for the car.
He's nearly 6'4" so leg room may be an issue.

The area is quiet, low risk, he's going to be keeping it in a locked garage.

Hopefully some can share any experiences or advice

Thanks,.

Hi,

My mum and dad had the best idea when I was young and decided to take the hit and put me on my own policy from the start, (I bought car they paid insurance) while at the time this is a massive hit and seems like an awful lot of money in the long term its worked out a lot better.

Im now 22 and have 5 year no claims, this is the only way ive been able to insure myself on a 2007 STI at the cost of £1400. My parents paid £1500 on a Fiat seicento when I was 17 Third party, fire + Theft.

You may benefit now by putting your son as a named driver but if they are sensible (lucky) like I was long term you will save lots. I did a quote just out of interest at the time to see what it would be without 5 ncb and it was £3300 for the same poilcy!

As for car, I could fit in a seicento at 6,3 so anything super will be big enough really. Ive also owned a Ka great cheap first car and pretty reliable, just have to look for rusty sills and arches.

Hope this helps a bit,

Rob

Yes, thanks. I did suggest he takes the hit now and 'suffers' a small car to start on the no claims ladder.

As long as he doesn't get ideas on mine before he's 22.......edit 32 :nono:

He's going to Uni after summer, but as you can imagine, he's champing at the bit to get driving.

how about a yaris? a lot of insurers are now doing this scheme where they fit a black box to your car and monitor your driving and adjust your premium accordingly