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-   -   Insurance company, age, premium and NCD (https://www.scoobynet.com/general-technical-10/882731-insurance-company-age-premium-and-ncd.html)

Jaguar1979 03 April 2011 08:36 PM

Insurance company, age, premium and NCD
 
Hi,

I am 31 yrs old with 8 yrs NCD and drive a 2003 Jaguar Xj 4.2 v8 with 300bhp and pay £415.00 fully comp with the mrs who has no NCD.

I was quoted £1200 to insure a 2006 2.5 WRX and £1400 for 2006 WRX STI 2.5.
I am shocked and the dream of owning a wrx or wrx sti is slowly drifting away.

Can you tell me roughly how much you pay and what age you are etc and MOST importantly what company you are with?

my94wrx 03 April 2011 08:38 PM


Originally Posted by Jaguar1979 (Post 9969488)
Hi,

I am 31 yrs old with 8 yrs NCD and drive a 2003 Jaguar Xj 4.2 v8 with 300bhp and pay £415.00 fully comp with the mrs who has no NCD.

I was quoted £1200 to insure a 2006 2.5 WRX and £1400 for 2006 WRX STI 2.5.
I am shocked and the dream of owning a wrx or wrx sti is slowly drifting away.

Can you tell me roughly how much you pay and what age you are etc and MOST importantly what company you are with?

two import factors you have missed location and occupation these can have a massive effect on the premium.

SHUNT88 03 April 2011 08:47 PM

Should get it much cheaper than that. Im paying under £1400 for a 2005 STi Prodrive with Admiral, with 5 years NCB. Oh and i was 22 when i took out the policy lol. :thumb:

Matt2732 03 April 2011 09:11 PM

if you havent already try the specialists who advertise in banzai and japanese performance. Is your licence clean? Social domestic and pleasure use? Car parked on the road? Every situation is different!

For the record I'm 28, full ncd in use on another policy, clean licence, hgv driver. Got a 02 wrx with a few mods £590 with sky insurance as the broker. Although it is a low mileage (5000) second car.

In my experience comparision sites are a wasted of time with a car of this nature. Keep at it and you'll get a half decent quote Im sure.

Moley 03 April 2011 09:25 PM

Keith Michaels, A Plan or Sky.

You'll find all their details in the insurance section.

r1c 03 April 2011 09:28 PM

tesco have always been the cheapest for me! im 29 3 points left, full NCD, only car 10k a year in a classic mind you £400 a year.

I moved house last year the car was parked on the road, its now in a private car park, with cctv, it went up but still cheaper than the nearest quote.

JonMc 03 April 2011 09:29 PM

I've been with Keith Michaels for 2 years and just had my renewal through, certainly a lot cheaper then you've been quoted, but experience with the marque helps as does other criteria mentioned.

Dougmy06wrx 03 April 2011 09:31 PM

Keith Michaels, wife=30 8ncd me=26(named driver as I work away), 2006 wrx all mods declared 330bhp. £750 fully comp.

Try the companies above, sky offered me same premium as Keith Micheals but Keith Michaels done protected no claims for nothing on my quote! Talk to Garry Moulson (moley^^^^^^)

Doug

bigphilly 03 April 2011 09:41 PM

bugeye wrx 02 im 24.work as a mechanic.3 points sp30 use it for work,6 years ncd im paying 1200 with elephant

95turbowagon 04 April 2011 12:38 AM

Bug WRX, 27 yrs old, 6yr no claims, mods declared, with sky insurance, £742.

ScoobyYau 04 April 2011 12:55 AM

2006 Hawkeye STI, Age 29, Company Director, 6 years ncb, 8000 miles per year, no modifications, no motoring convictions, South Wales area. RAC Insurance £980 for the year. Am i getting spanked or should i be looking else where for my renewal ?

beanys 04 April 2011 02:56 AM

they are having your trouser down chap :razz:
Try 3 main insurers on this site bet they can beat it :notworthy

nessscoob 04 April 2011 03:33 AM

Me 27, 7 yr ncd, her 28, 8 yr ncd, clean licences, classic jdm wrx with mods declared, £490 with aviva for us both

barnshaw 04 April 2011 07:28 AM

25 years old, 5 years NCB, pay 990 quid on a 04 sti with all mods declared and thats with HIC

ScoobyYau 04 April 2011 03:17 PM


Originally Posted by barnshaw (Post 9970174)
25 years old, 5 years NCB, pay 990 quid on a 04 sti with all mods declared and thats with HIC

Which insurance company are you using fella ?

JonMc 04 April 2011 03:37 PM

Keith Michaels, 38, 17 yrs NCB, £530 protected with all mods declared:D

barnshaw 04 April 2011 03:37 PM

thats with HIC mate, to be honest when i got that quote SKY insurance were only 15 quid behind! so try both of them

Jaguar1979 04 April 2011 07:48 PM

I am a "civil servant" so no problems there and I stay in a quiet area. My existing policy reduced by over £200 in the Jag because this postcode is "safe".

I will defo try the names you lot gave me. These price comparison websites are useless.

I used to be insured with my 528i BMW at 23 years old and it was not as much as that.

Around £7-800 sounds about right.

Nice one...the dream of owning one is alive again.
Fancy a 2006/2007 WRX STi 2.5....

opeli400 04 April 2011 07:56 PM

call pace ward, it'll be hard to beat them.

MIAMI 06 April 2011 02:45 PM

Insurance companies are horse S*%"!

im 28, clean licence, no accidents or claims, 5 years NCB have a sti version 6 and none of the specialist will touch it because of the postcode i live in BB2.....

rang a plan and they said its alot of people in my area....

I have had no choice but to sell my car and im absolutely gutted!!!!:(

If the insurance was alot like the people on here are getting quoted then i would never get rid of my STI....

its on ebay and pistonheads.....

JohnD 06 April 2011 03:08 PM

67 :eek::cry: 03 STi with certain declared mods:norty: wife equal on policy, RM1 postcode - £608 on Admiral Multicar.

JohnD

Nathan6301 06 April 2011 03:48 PM

Swinton, 20 year old, 1 ncd my first policy, 04 Sti, £3700

bigfarlz 06 April 2011 04:12 PM


Originally Posted by Nathan6301 (Post 9974500)
Swinton, 20 year old, 1 ncd my first policy, 04 Sti, £3700

Wow sack it off mate, couldn't justify that!!

bigfarlz 06 April 2011 04:38 PM

26, 8 years ncd, Dudley postcode, my00 classic turbo uk, £808

timmyajmy93wrx 06 April 2011 04:54 PM

me 32, wife 24, me 10 yrs ncd & wife has 6 yrs
no convictions etc
mrs has 2 not her fault accidents about 3 years ago where people revesed into her car
i am with admiral multicar - £980

if just me, A-Plan quoted £620 ish in July last year but wont cover mrs as she's under 25
car My96 wrx v-ltd with exhaust system.

IggyRB320 06 April 2011 07:48 PM

Try an Admiral multicar policy.

MY07 RB320 & MY05 Mini John cooper Works, Max protected NCD, clean licence, no claims, business use, all mods declared, 10k miles P/A, just over £600

Iggy


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