Capital one 0% purchases
 

Hi all,

Just managed to get my Platinum Capital Card with 0% purchases until Nov 09.

I know how they work, as long as you pay the minimum payment evey month but clear the balance before Nov you pay 0%.

My question is what do they class as purchases? Anything I buy is a purchase. Even fuel. What I really want to do is buy a DSLR camera and lens on ebay from one of these Hong Kong sellers but would that be classed as a purchase if I used the Capital One card?

Anything except drawing cash from a machine, I think.

I've a virgin card with the same 0% and that's the way with them.

Well if thats the case i'll be buying one tomorrow.

Check with them 1st.

Don't want you blaming me if it's not the case with them!!

:lol1: Don't panic I was going to give them a call tomorrow. Its just that I called them the other day and couldn't understand a word the geezer was saying.

Don't buy foreign cash at a bureau de change either.

I take it you're using Paypal for Ebay purchases? if so then no problem. In fact buying goods abroad is fine too, just withdrawing cash is usually chargeable.

Rip up those cheques they send you too!

Yes I will be using Paypal. Haven't got the new credit card on my paypal account yet but will do as soon as it comes through.

Even better, give them a call and ask them to stop sending them - it's a freephone number for Capital One too.

Not that I've just done the same ;)

You might want to check re PP & Fleabay

I have heard / read Some card issuer's now treat these as cash. therefore

the transaction is deemed to be a cash withdrawl, and gets the higher

interest rate.


Mart

i have this card too, anything is 0%, transfers, payments, purchases etc... anything apart from cash withdrawals
wiley