What prices are you getting at 27
As the title says i'm looking at getting a 2003 impreza sti i've been getting quotes for around £873 not looking for insurance companys because i know they differ from person to person just want to know if this sounds like a fair price and also if it's ppp how much does it go up because i've not come across an online insurer that recognises it. Cheers folks.
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Old git (42) import 94 classic with a list of mods as long as your arm. 320bhp
£615 fully comp protected. If thats any use. |
It all depends on what the £873 is based on i.e. no of no claims bonus you have, area where you live, security on the car, "excess" payable on the quote. PPP is normally classed as a mod so will boost up the premium. Try "A" Plan or specialist Jap Car/Subaru specialist insurance brokers (can be found in the back of the mags) as well as try getting quotes on the internet as I found it can be cheaper!. :thumb:
Think in all £873 sounds reasonable for a 27 year old given it's a 2003 STI with PPP. Any cheaper would be a bonus! Whatever you do make sure it's fully comp and you get your bonus protected! |
Yeah i've got a clean licence which i've had for 10 years and i've got 9 years no claims, £300 excess and i've got a pretty good postcode aswll i think, the qoutes i've used have been assuming it's got a cat 1 alarm on it but i've not been putting down it's got a tracker fitted, although most of the cars i've seen come with one fitted (are they standard fit?), probably none come with anual subscription paid though.
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Right i don't believe this i've i just got a quote off admiral for £790 which i thought was good, i added my mum to the policy and it's now gone down to £610 which is bloody amazing, thats for an 03 uk STI, for an import which i didn't think i would be able to afford the insurance is £800 with my mum added and £1010 without her, my mum has got her uses after all.
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I don't believe they all come with trackers. My WR1 did but I have to pay the annual premium to RAC. I've got 12 NCB and adding my sister on the policy drove down the premium approx. to £475 with an excess of £350, so the true cost would be £825 on the basis it was my fault in an accident otherwise £475 as the excess would be claimed back. The thing I like about Admiral on the internet is that you get a choice of putting in your cheapest quote you have obtained - thats where you could make a savings :norty: .
Perhaps you should go back and say you've got a cheaper quote say for £700 and see if they can beat this - you've got nothing to lose as you'd still have the £790 as a valid quote. |
I'm not getting to excited about the quotes just yet, just seeing if i'm getting a fair deal, it's gonna be a couple of months minimum till i get a scooby, i'm currently waiting to get an offer on an insurance pay out from an accident on my motorbike which was over a year ago now, which at the looks of it could be finally sorted soon (fingers crossed). Then i've gotta sell my bike which i carn't do till the insurance is sorted.
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£790 is a decent price taking your age into account.
Best of luck with everything :thumb: |
Originally Posted by JP4
(Post 7211637)
£790 is a decent price taking your age into account.
Best of luck with everything :thumb: |
Snap their arm off..... ;)
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£650 on a 98 WRX , 25yr old max no claims. A-Plan, cheapest by far!
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£1100 27yrs old on my05sti with full exhaust, wheels and lowerd. just lost no claims due to a fat prick who i hope chokes to death on a sprout. goin to tyr a-plan when up for renewal.
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I've been paying around £800 for the last 3 years through A-PLan (although not very happy woith them atm) - MY97 Uk Turbo.
Got 1 storm damage claim on an old car (technically, it goes down as my fault) and SP30 from 2003. Also in a disputed claim (hence a-plan comment) |
read an artial that said the fine for NOT having car insurance was something stupid like £500
so its cheaper not to have any insurance. |
Originally Posted by salsa-king
(Post 7212450)
read an artial that said the fine for NOT having car insurance was something stupid like £500
so its cheaper not to have any insurance. Yeah but if your car gets stolen or you crash and cause damage to others, your fooked. |
Sounds like a good price, mines £850 for a 30 year old with 3 points, 3" Full exhaust Induction kit and remap. That was with Direct-Line
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Originally Posted by Zona
(Post 7213481)
Yeah but if your car gets stolen or you crash and cause damage to others, your fooked.
And what about getting a ban from driving or points on your licence? Worth the risk? :nono: |
Did you also know that not having an M.O.T on your car is a non-endorsable offence so tou won't get points on your license, it might invalidate your insurance though
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£675, im 25 with 4 years no claims but one claim 3 years ago, no points (touch wood, pats head).
my00 classic uk turbo, with a list of mods off the page running 338bhp, cover like for like. try speaking to gary moulson at keith micheals insurance ;) |
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