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-   -   Any good savings deals out there? (https://www.scoobynet.com/non-scooby-related-4/375342-any-good-savings-deals-out-there.html)

paulr 30 October 2004 12:31 PM

Any good savings deals out there?
 
Halifaxhave a 7.07% gross fixed interest regular savings account,i year no withdrawls.Beats the websaver at 5.15%.

anything else?

milo 30 October 2004 12:46 PM

sounds like a good rate - id go with that if halifax weren't so ****. they've screwed me about SO many times and have messed up practically everything ive ever done with them. i prefer to keep my money in decent places like firstdirect, natwest and egg, all of whom have never messed up for me.

thisismoney.com will have a list of the best deals at the moment altho you'll be hard pressed to beat 7%.

Wish 30 October 2004 12:47 PM

Abbey National have a 7% deal too. You are allowed to put £500 a month in too. Halifax will only allow £250

Or you could just stick it in an ING account !

paulr 30 October 2004 12:56 PM

Abbey Nat..cheers.

Tentenths 30 October 2004 12:58 PM


Originally Posted by paulr
Halifaxhave a 7.07% gross fixed interest regular savings account,i year no withdrawls.Beats the websaver at 5.15%.

anything else?

I'm not aware of anything that's any better - but you're restricted to saving between £25 & £250 a month.

Abbey offers more or less the same thing [7.00% gross fixed], but allows savings of £20 to £500 a month.

HTH

Later:- Sorry for repeating what others have already said (phone call half way through typing response;))

paulr 30 October 2004 01:03 PM

together thats £750 /month from my salary.thats easily enough.

Halifax cash ISA's.

a fixed rate Halifax ISA Saver, paying a great rate of 5.80% AER/gross p.a. (for a five year term), or
a variable rate Halifax ISA Saver, paying up to 4.60% AER/gross p.a. (on balances of £24,000 or more)
also, Halifax ISA Saver Direct pays up to 5.15% AER/gross p.a with a min opening balance of £1

Three different rates......GRRRRRR.....

paulr 01 November 2004 07:20 PM

What about NSI guarenteed equity bonds,any opinions?

Petem95 01 November 2004 07:30 PM

Halifax 7% odd rate is really a bit of con to get new customers- you can only save so much each month, and I think the 7% is only for 1year. ING is the best due to great real rate of 5% and no gimmicks, instant access etc.

Oh and if you go Halifax youre also funding their adverts with that annoying tosser in - so surely a good enough reason alone not to use Halifax products!!

paulr 01 November 2004 07:53 PM


Originally Posted by Petem95
Halifax 7% odd rate is really a bit of con to get new customers- you can only save so much each month, and I think the 7% is only for 1year. ING is the best due to great real rate of 5% and no gimmicks, instant access etc.

Oh and if you go Halifax youre also funding their adverts with that annoying tosser in - so surely a good enough reason alone not to use Halifax products!!

Halifax websaver is 5.15,beating ing.

Tentenths 04 November 2004 08:12 AM


Originally Posted by paulr
Halifax websaver is 5.15,beating ing.

No, according to Halifax's website it's only 4.90% - so the ING product still has the edge over the Halifax's.

paulr 04 November 2004 02:47 PM

Okay.


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