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-   -   Are N/Direct pants? (https://www.scoobynet.com/insurance-19/263578-are-n-direct-pants.html)

pedro72 23 October 2003 07:53 PM

(Topic should have been called NUnion/Direct Pants) Living in west london, £1200 with no mods, but looking at an extra £100 a month for my new ex/system?! got to be taking the mick!

Anyone in a similar position? I am 31 years old, no other speeding fines etc.

[Edited by pedro72 - 10/23/2003 7:56:25 PM]

anoble1 25 October 2003 11:45 AM

I am with Norwich U Direct, I am 25 2 yrs NCB, clean license and a very good post code. For changing just the backbox they want an extra £145.00 of me!

I thought they should only be charging an extra say 2-4% which would probably tie up to the BHP increase but £145 quid is well over a 12% increase!!!!

What is going on people!!

simb 2 25 October 2003 03:46 PM

Try L & V when your policies are due for renewal.

simb

pedro72 25 October 2003 05:45 PM

Cheers, Simb. Only 6 months more to wait - bugger!

Trumble 26 October 2003 08:27 AM


Caution with L&V (same with elephant) - whilst you declare mods and pay for them - the premium is to return the car to manufacturers spec.

T.

PS. I'm with NUD and they wanted 60 quid for a BB

S.B. 26 October 2003 08:29 AM


whilst you declare mods and pay for them
Dont pay for mods with l&v :D

anoble1 26 October 2003 09:14 AM

Thought L & V only insured over 30's or have they changed recently?

I would love to swap to those guys if i could!!

Trumble 26 October 2003 04:26 PM


If I'm insuring a modded car and I stuff it up then I want it back as I had not and not having to stump up for the mods again!

T.

pedro72 26 October 2003 06:21 PM

Of course the main problem I,ve got is that insurance companies shaft anyone living in London esp. if its not garaged.


ThrustSSC 31 October 2003 09:40 PM

Well NUD cocked up with mine, too. I had a BMW328i, and got myself a nice new silver 03 STi on 1st Sept, no mods as yet.

NUD have a mandatory £400 extra excess for Group 20 cars - but their Indian call centre didn't mention it when I rang to change the car over. Not happy when the paperwork came through as I felt it wasn't legal to do that if they hadn't mentioned it on the phone (there was a heap of other errors as well - like they'd missed off the Tracker). So after a number of calls, culminating in calling in the morning and getting the Sheffield call centre instead of India (a tip worth noting!) I wrote to them detailing my issues.

The result? They responded very well, calling me a number of times to check details and update me on progress, and eventually knocked a few quid off the premium to reflect the Tracker, and waived the £400 extra excess until renewal date. Good job too, as after a week and a half I hit a monkjack deer and did £900 in damage.... :-(

Maybe there's a lesson to learn here? Call NUD in the afternoon to get the Indian call centre in the hope of a cock-up in your favour? Call NUD in the morning to get the Sheffield call centre to correct any issues against you? I know that sounds a bit devious, but the other side of me says it's my time they're wasting with this incompetence.

pedro72 02 November 2003 09:41 PM

I think i'll be giving l&v a call a.s.a.p. When i called about mod. the d/pipe - no change in policy but a sbstantial one for bb?

Dont get it!


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