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-   -   Top Gear buying advice (https://www.scoobynet.com/non-scooby-related-4/149301-top-gear-buying-advice.html)

MattN 11 November 2002 12:32 PM

does this fat bloke know anything?

Telling 19 year olds to go out and spend 8-10k on a new car to get free insurance? Surely the reason the premiums are so expensive is because you are trying to insure a 10k car! Also, the amount you spend in interest will more than offset the premium and the fact a 1.2 Clio will be worth about, erm, fack all in 5 years once you've finished paying for it! Pretty expensive 'free' insurance

Surely the best advice is to buy a cheaper car.

Maybe manufacurers pay a fee to get their marques shown on TG?

rant off... for now

HELLOM8 11 November 2002 12:37 PM

They all talk utter pony. The first two episodes were ok, but now its just pony IMO.

Mr evolution 11 November 2002 12:42 PM

Not really the free insurance (2years) more than paid for itself when I got a peugeot 306 brand new at 19 two years free saved me 4k on insurance even ignoring the seven crashes I had in that time.

Btw insurance at the time was over £950 for a £500 fiesta

[Edited by Mr evolution - 11/11/2002 12:44:14 PM]

BuRR 11 November 2002 01:39 PM

Agreed with Mr Evolution. I've seen 18/19 year olds with 3rd party insurance for £1k value cars quoted at over £1500!!!!

If they can afford the car, then the free insurance makes sense.

MattN 11 November 2002 04:55 PM

but two years free insurance is twice as much as 1 year which is the current offer.

I bet the first year depreciation is more than they would pay for a years insurance.




Nimbus 11 November 2002 05:03 PM

BuRR,

With third party insurance the Ins Co is not bothered about the cost of the car, just the risk of the driver to damage other peoples ;)

BuRR 11 November 2002 05:13 PM

ok - but the cost of fully-comp on the same cars were astronomical!

Nimbus 11 November 2002 05:26 PM

I dont doubt it. When I first bought a car, I only went for TPFF as FC was not far off the cost of the car. Luckily, I didn't have any accidents during that period.

Jonathan Miles 11 November 2002 05:31 PM

its a chance for them to get on teh no claims ladder, I think that was the point being made...


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